Harris County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Harris County, Georgia? DLRadar grades every Harris County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Harris County breakdown.
- Harris County's most distressed ZIP is 31829 at 28/100.
- 12 ZIP codes tracked in Harris County, averaging 18/100 distress.
- Harris County reads peak — home values up 1.6% year over year, 1.6% off peak.
- Vacancy runs 10.9% across Harris County's tracked ZIPs, with a 12.6% poverty rate.
- The typical Harris County home is worth about $268,658 against a ~$91,030 median income.
- Lending headwind in Harris County sits at 43/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31829 | 28/100 |
| 2 | 31820 | 24/100 |
| 3 | 31808 | 19/100 |
| 4 | 31804 | 17/100 |
| 5 | 31807 | 17/100 |
| 6 | 31811 | 17/100 |
| 7 | 31823 | 17/100 |
| 8 | 31833 | 17/100 |
| 9 | 31822 | 16/100 |
| 10 | 31826 | 15/100 |
| 11 | 31830 | 15/100 |
| 12 | 31831 | 15/100 |
Most distressed ZIP codes in Harris County (composite distress 0-100, 2026)
What is driving Harris County distress
Harris County's placement in the national index rests on public filings — a 18/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Harris County market phase and pricing
Harris County reads peak — home prices rose 1.6% over the last year and are 1.6% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Harris County
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What people ask
Which ZIP code leads Harris County on distress?
ZIP 31829 leads Harris County at 28/100, recomputed monthly from public records.
How would you describe the Harris County market phase?
Harris County currently sits in peak, with values up 1.6% year on year, based on FHFA price-index trajectory.
What are the sources behind these Harris County numbers?
Each Harris County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.
How much do distress scores vary between Harris County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Harris County ZIPs DLRadar ranks, scores run from 28/100 in 31829 down to 15/100 in 31831, against a Harris County average of 18/100. Those 13 points separate the ZIPs worth working in Harris County from the rest.
What do Harris County home values and vacancy say about distressed supply?
The typical Harris County home carries about $268,658 of value against a median household income near $91,030. Vacancy across Harris County's tracked ZIPs runs 10.9% and the poverty rate is 12.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Harris County's foreclosure and tax-lien record and its 43/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.