Hernando County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hernando County, Florida? DLRadar grades every Hernando County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Hernando County breakdown.
- Hernando County's most distressed ZIP is 34601 at 37/100.
- 12 ZIP codes tracked in Hernando County, averaging 37/100 distress.
- Hernando County reads peak — home values up 0.6% year over year.
- Vacancy runs 14.5% across Hernando County's tracked ZIPs, with a 13.8% poverty rate.
- The typical Hernando County home is worth about $264,983 against a ~$66,107 median income.
- Lending headwind in Hernando County sits at 42/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 34601 | 37/100 |
| 2 | 34602 | 37/100 |
| 3 | 34604 | 37/100 |
| 4 | 34606 | 37/100 |
| 5 | 34607 | 37/100 |
| 6 | 34608 | 37/100 |
| 7 | 34609 | 37/100 |
| 8 | 34613 | 37/100 |
| 9 | 34614 | 37/100 |
| 10 | 34661 | 37/100 |
| 11 | 33523 | 36/100 |
| 12 | 33597 | 34/100 |
Most distressed ZIP codes in Hernando County (composite distress 0-100, 2026)
What is driving Hernando County distress
Hernando County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 37/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Hernando County market phase and pricing
Hernando County currently sits in peak after a 0.6% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Hernando County
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Questions and answers
Which ZIP code leads Hernando County on distress?
ZIP 34601 leads Hernando County at 37/100, recomputed monthly from public records.
How would you describe the Hernando County market phase?
Phase for Hernando County: peak, tracking a 0.6% gain year over year, read off the FHFA index.
What are the sources behind these Hernando County numbers?
Each Hernando County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.
How much do distress scores vary between Hernando County ZIP codes?
The county figure is a blend, not a description. Across the Hernando County ZIPs DLRadar ranks, scores run from 37/100 in 34601 down to 34/100 in 33597, against a Hernando County average of 37/100. That 3-point gap is why acquisition targeting in Hernando County works at ZIP level rather than county level.
What do Hernando County home values and vacancy say about distressed supply?
The typical Hernando County home carries about $264,983 of value against a median household income near $66,107. Vacancy across Hernando County's tracked ZIPs runs 14.5% and the poverty rate is 13.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Hernando County's foreclosure and lien filings and its 42/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.