Highlands County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Highlands County, FL distress report, 2026: 9 ZIPs scored in Highlands, FL, Highlands, FL average 31/100; the top Highlands, FL ZIP is 33825 at 34/100; Highlands, FL market phase expansion, Highlands, FL prices +5.3% year over year.
- Highlands, FL ranks #75 nationally (opportunity index); Highlands, FL #11 in Florida; Highlands, FL index 37.7.
- Highlands, FL: no CFPB county sample; Highlands, FL non-metro area reading 1.2%.
- Highlands, FL ZIP phases: 6 expansion, 2 neutral, 1 peak.
- Highlands, FL residential listings tracked: 106 across 8 ZIPs; Highlands, FL candidate listings 65.
- Highlands, FL HUD assisted properties: 2 with 48 units.
- Highlands, FL lenders on watch: 4; largest Highlands, FL footprint Seacoast National Bank (4 branches).
- Highlands, FL most distressed ZIP: 33825 at 34/100.
Highlands, FL figures: DLRadar distress index; Highlands, FL inputs: CFPB, FHFA, HUD, FDIC; Highlands, FL rebuilt as sources refresh.
| Rank | Highlands, FL ZIP | Score |
|---|---|---|
| 1 | 33825 | 34/100 |
| 2 | 33852 | 32/100 |
| 3 | 33857 | 32/100 |
| 4 | 33870 | 32/100 |
| 5 | 33872 | 32/100 |
| 6 | 33875 | 32/100 |
| 7 | 33876 | 32/100 |
| 8 | 33960 | 29/100 |
| 9 | 34974 | 25/100 |
Most distressed Highlands, FL ZIPs (0-100, 2026)
Mortgage delinquency around Highlands, FL
No CFPB county sample covers Highlands, FL; the non-metro area reading for Highlands, FL: 1.2% ninety-plus; Highlands, FL area thirty-to-eighty-nine 3.4% (December 2025, Highlands, FL); Florida overall 1.2%.
Opportunity index: Highlands, FL
Highlands, FL index 37.7, Highlands, FL phase strong_buy; Highlands, FL primary driver vacancy, Highlands, FL second driver construction. Highlands, FL components: property stress 30.7, foreclosure pressure 27.2, listing discounts 43.2, bank stress 50.2, insurance 0.0; Highlands, FL pulse 40.6; Highlands, FL capital opportunity 33.4; Highlands, FL seven-day change +0.1%.
ZIP market phases inside Highlands, FL
9 Highlands, FL ZIPs carry a price-cycle phase; Highlands, FL ZIPs by phase (Highlands, FL), deepest drawdown first: neutral, +4.1% YoY, 1.6% off peak (Highlands, FL): 33825; expansion, +5.3% YoY, 1.3% off peak (Highlands, FL): 33852, 33857, 33870, 33872, Highlands, FL 33875, 33876; neutral, +4.0% YoY, 1.0% off peak (Highlands, FL): 33960; peak, +0.9% YoY, 0.4% off peak (Highlands, FL): 34974.
Residential listings by Highlands, FL ZIP
Highlands, FL ZIPs with the most tracked Highlands, FL residential listings: 33852 47 listings, 37 candidates, bank pressure 64; 33870 15 listings, 6 candidates, bank pressure 64; 33872 13 listings, 7 candidates, bank pressure 64; 33825 11 listings, 4 candidates, bank pressure 63 (Highlands, FL); 33876 9 listings, 5 candidates, bank pressure 64; 33875 8 listings, 5 candidates, bank pressure 64; 33857 3 listings, 1 candidates, bank pressure 64; 33960 0 listings, 0 candidates, bank pressure 64. Highlands, FL totals: 106 listings; Highlands, FL candidates 65; active ZIPs 0.
HUD assisted housing in Highlands, FL
2 assisted properties with 48 units sit in Highlands, FL; largest Highlands, FL properties: Ridgedale Apartments (Avon Park) 36 units, 36 assisted; Highlands Co Voa (Sebring) 12 units, 11 assisted.
Lenders with branches in Highlands, FL
Highlands, FL lenders by branch count: Seacoast National Bank (Highlands, FL): stress 58, 4 branches low in Highlands, FL; Southstate Bank Na (Highlands, FL): stress 48, 3 branches low in Highlands, FL; Crews Bank&Trust (Highlands, FL): stress 50, 2 branches low in Highlands, FL; Gulf Atlantic Bank (Highlands, FL): stress 81, 1 branch low in Highlands, FL.
Vacancy and permits, Highlands, FL
11,756 of 58,635 Highlands, FL housing units are vacant; Highlands, FL permits, twelve months: 0 multifamily units in Highlands, FL, 673 one-to-four unit units.
Work Highlands, FL at the parcel level
Every Highlands, FL parcel carries owner and address; every Highlands, FL parcel carries APN; Highlands, FL distress scores sit on the Highlands, FL live board; Highlands, FL lead lists by signal.
Highlands, FL figures refresh with each source.
Highlands, FL questions
Most distressed ZIP code in Highlands County, FL?
ZIP 33825 leads Highlands, FL at 34/100; next in Highlands, FL: 33852 at 32/100; the Highlands, FL average is 31/100.
Where does Highlands County, FL rank for investment opportunity?
Highlands, FL is #75 among all ranked counties, #11 in Florida; the Highlands, FL driver is vacancy; Highlands, FL moved up 143 places.
How many mortgages are delinquent in Highlands County, FL?
Highlands, FL takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Highlands, FL.
Which banks lend in Highlands County, FL?
4 watched lenders hold Highlands, FL branches; the largest Highlands, FL footprints are Seacoast National Bank (4), Southstate Bank Na (3), Crews Bank&Trust (2).
More on Highlands, FL
Highlands County, FL distress report: public-record figures for Highlands, FL; not legal advice for Highlands, FL; not tax or investment advice; verify every Highlands, FL record before acting.