Highlands County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Highlands County, Florida? DLRadar grades every Highlands County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Highlands County breakdown.
- Highlands County's most distressed ZIP is 33825 at 34/100.
- 9 ZIP codes tracked in Highlands County, averaging 31/100 distress.
- Highlands County reads expansion — home values up 5.3% year over year, 1.3% off peak.
- Vacancy runs 23.8% across Highlands County's tracked ZIPs, with a 16.8% poverty rate.
- The typical Highlands County home is worth about $193,122 against a ~$54,957 median income.
- Lending headwind in Highlands County sits at 0/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 33825 | 34/100 |
| 2 | 33852 | 32/100 |
| 3 | 33857 | 32/100 |
| 4 | 33870 | 32/100 |
| 5 | 33872 | 32/100 |
| 6 | 33875 | 32/100 |
| 7 | 33876 | 32/100 |
| 8 | 33960 | 30/100 |
| 9 | 34974 | 24/100 |
Most distressed ZIP codes in Highlands County (composite distress 0-100, 2026)
What is driving Highlands County distress
The Highlands County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 31/100 ZIP average. No proprietary or modelled inputs enter the score.
Highlands County market phase and pricing
Highlands County reads expansion — home prices rose 5.3% over the last year and are 1.3% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Highlands County
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Questions and answers
What is the hardest-hit ZIP in Highlands County?
ZIP 33825 leads Highlands County at 34/100, recomputed monthly from public records.
What stage of the price cycle is Highlands County at?
Highlands County currently sits in expansion, with values up 5.3% year on year, based on FHFA price-index trajectory.
What are the sources behind these Highlands County numbers?
Each Highlands County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 9 local ZIPs and every other county in the country.
How much do distress scores vary between Highlands County ZIP codes?
A county average hides the spread. Across the Highlands County ZIPs DLRadar ranks, scores run from 34/100 in 33825 down to 24/100 in 34974, against a Highlands County average of 31/100. A spread of 10 points means Highlands County has to be worked ZIP by ZIP.
What do Highlands County home values and vacancy say about distressed supply?
The typical Highlands County home carries about $193,122 of value against a median household income near $54,957. Vacancy across Highlands County's tracked ZIPs runs 23.8% and the poverty rate is 16.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Highlands County's filings and its 0/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.