Humboldt County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Humboldt County, Iowa? DLRadar grades every Humboldt County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Humboldt County breakdown.
- Humboldt County's most distressed ZIP is 50597 at 24/100.
- 17 ZIP codes tracked in Humboldt County, averaging 19/100 distress.
- Humboldt County reads peak — home values up 2.5% year over year.
- Vacancy runs 10.7% across Humboldt County's tracked ZIPs, with a 14.4% poverty rate.
- The typical Humboldt County home is worth about $125,447 against a ~$67,306 median income.
- Lending headwind in Humboldt County sits at 44/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50597 | 24/100 |
| 2 | 50560 | 22/100 |
| 3 | 50519 | 21/100 |
| 4 | 50570 | 21/100 |
| 5 | 50520 | 20/100 |
| 6 | 50529 | 20/100 |
| 7 | 50545 | 20/100 |
| 8 | 50558 | 20/100 |
| 9 | 50582 | 20/100 |
| 10 | 50430 | 19/100 |
| 11 | 50533 | 18/100 |
| 12 | 50541 | 18/100 |
Most distressed ZIP codes in Humboldt County (composite distress 0-100, 2026)
What is driving Humboldt County distress
Nothing here is estimated: Humboldt County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Humboldt County market phase and pricing
Humboldt County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Humboldt County
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Common questions
Which Humboldt County ZIP scores worst for distress?
ZIP 50597 leads Humboldt County at 24/100, recomputed monthly from public records.
How would you describe the Humboldt County market phase?
The market phase for Humboldt County is peak, prices rising 2.5% on the year — derived from the FHFA House Price Index path.
Where does the Humboldt County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 17 Humboldt County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Humboldt County ZIP codes?
One county number flattens a wide range. Across the Humboldt County ZIPs DLRadar ranks, scores run from 24/100 in 50597 down to 18/100 in 50541, against a Humboldt County average of 19/100. Because the gap runs to 6 points, Humboldt County rewards ZIP-level precision.
What do Humboldt County home values and vacancy say about distressed supply?
The typical Humboldt County home carries about $125,447 of value against a median household income near $67,306. Vacancy across Humboldt County's tracked ZIPs runs 10.7% and the poverty rate is 14.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Humboldt County's foreclosure and tax-lien record and its 44/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.