Humboldt County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Humboldt County, IA distress report, 2026: 17 ZIPs scored in Humboldt, IA, Humboldt, IA average 18/100; the top Humboldt, IA ZIP is 50597 at 22/100; Humboldt, IA market phase peak, Humboldt, IA prices +2.5% year over year.
- Humboldt, IA ranks #2,348 nationally (opportunity index); Humboldt, IA #60 in Iowa; Humboldt, IA index 26.5.
- Humboldt, IA: no CFPB county sample; Humboldt, IA non-metro area reading 0.7%.
- Humboldt, IA ZIP phases: 17 peak.
- Humboldt, IA residential listings tracked: 5 across 10 ZIPs; Humboldt, IA candidate listings 0.
- Humboldt, IA lenders on watch: 4; largest Humboldt, IA footprint Bank Iowa (2 branches).
- Humboldt, IA most distressed ZIP: 50597 at 22/100.
Humboldt, IA figures: DLRadar distress index; Humboldt, IA inputs: CFPB, FHFA, HUD, FDIC; Humboldt, IA rebuilt as sources refresh.
| Rank | Humboldt, IA ZIP | Score |
|---|---|---|
| 1 | 50597 | 22/100 |
| 2 | 50560 | 21/100 |
| 3 | 50430 | 20/100 |
| 4 | 50519 | 19/100 |
| 5 | 50558 | 19/100 |
| 6 | 50570 | 19/100 |
| 7 | 50520 | 18/100 |
| 8 | 50529 | 18/100 |
| 9 | 50541 | 18/100 |
| 10 | 50542 | 18/100 |
| 11 | 50545 | 18/100 |
| 12 | 50577 | 18/100 |
Most distressed Humboldt, IA ZIPs (0-100, 2026)
Mortgage delinquency around Humboldt, IA
No CFPB county sample covers Humboldt, IA; the non-metro area reading for Humboldt, IA: 0.7% ninety-plus; Humboldt, IA area thirty-to-eighty-nine 2.1% (December 2025, Humboldt, IA); Iowa overall 0.9%.
Opportunity index: Humboldt, IA
Humboldt, IA index 26.5, Humboldt, IA phase weak; Humboldt, IA primary driver bank institutional, Humboldt, IA second driver vacancy. Humboldt, IA components: property stress 28.3, foreclosure pressure 31.0, listing discounts 1.9, bank stress 49.6, insurance 0.0; Humboldt, IA pulse 33.1; Humboldt, IA capital opportunity 16.5; Humboldt, IA seven-day change -0.1%.
ZIP market phases inside Humboldt, IA
17 Humboldt, IA ZIPs carry a price-cycle phase; Humboldt, IA ZIPs by phase (Humboldt, IA), deepest drawdown first: peak, +2.5% YoY (Humboldt, IA): 50430, 50519, 50520, 50529, Humboldt, IA 50533, 50541, 50542, 50545, Humboldt, IA 50548, 50558, 50560, 50570, Humboldt, IA 50577, 50582, 50591; peak, +2.7% YoY (Humboldt, IA): 50516.
Residential listings by Humboldt, IA ZIP
Humboldt, IA ZIPs with the most tracked Humboldt, IA residential listings: 50548 3 listings, 0 candidates, bank pressure 58; 50577 1 listings, 0 candidates, bank pressure 58; 50591 1 listings, 0 candidates, bank pressure 58; 50519 0 listings, 0 candidates, bank pressure 58 (Humboldt, IA); 50520 0 listings, 0 candidates, bank pressure 61; 50529 0 listings, 0 candidates, bank pressure 61; 50545 0 listings, 0 candidates, bank pressure 61; 50558 0 listings, 0 candidates, bank pressure 58. Humboldt, IA totals: 5 listings; Humboldt, IA candidates 0; active ZIPs 3.
Lenders with branches in Humboldt, IA
Humboldt, IA lenders by branch count: Bank Iowa (Humboldt, IA): stress 69, 2 branches moderate in Humboldt, IA; Northwest Bank (Humboldt, IA): stress 64, 1 branch moderate in Humboldt, IA; First State Bank (Humboldt, IA): stress 57, 1 branch moderate in Humboldt, IA; West Iowa Bank (Humboldt, IA): stress 56, 1 branch low in Humboldt, IA.
Vacancy and permits, Humboldt, IA
384 of 4,603 Humboldt, IA housing units are vacant; Humboldt, IA permits, twelve months: 0 multifamily units in Humboldt, IA, 15 one-to-four unit units.
Work Humboldt, IA at the parcel level
Every Humboldt, IA parcel carries owner and address; every Humboldt, IA parcel carries APN; Humboldt, IA distress scores sit on the Humboldt, IA live board.
Humboldt, IA figures refresh with each source.
Humboldt, IA questions
Most distressed ZIP code in Humboldt County, IA?
ZIP 50597 leads Humboldt, IA at 22/100; next in Humboldt, IA: 50560 at 21/100; the Humboldt, IA average is 18/100.
Where does Humboldt County, IA rank for investment opportunity?
Humboldt, IA is #2,348 among all ranked counties, #60 in Iowa; the Humboldt, IA driver is bank institutional; Humboldt, IA moved down 852 places.
How many mortgages are delinquent in Humboldt County, IA?
Humboldt, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Humboldt, IA.
Which banks lend in Humboldt County, IA?
4 watched lenders hold Humboldt, IA branches; the largest Humboldt, IA footprints are Bank Iowa (2), Northwest Bank (1), First State Bank (1).
More on Humboldt, IA
Humboldt County, IA distress report: public-record figures for Humboldt, IA; not legal advice for Humboldt, IA; not tax or investment advice; verify every Humboldt, IA record before acting.