Imperial County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Imperial County, California? DLRadar grades every Imperial County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Imperial County breakdown.
- Imperial County's most distressed ZIP is 92225 at 36/100.
- 18 ZIP codes tracked in Imperial County, averaging 22/100 distress.
- Imperial County reads peak — home values up 2.7% year over year, 0.5% off peak.
- Vacancy runs 25.8% across Imperial County's tracked ZIPs, with a 22.4% poverty rate.
- The typical Imperial County home is worth about $247,044 against a ~$57,346 median income.
- Lending headwind in Imperial County sits at 19/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 92225 | 36/100 |
| 2 | 92274 | 31/100 |
| 3 | 92004 | 29/100 |
| 4 | 92222 | 20/100 |
| 5 | 92227 | 20/100 |
| 6 | 92231 | 20/100 |
| 7 | 92233 | 20/100 |
| 8 | 92243 | 20/100 |
| 9 | 92249 | 20/100 |
| 10 | 92250 | 20/100 |
| 11 | 92251 | 20/100 |
| 12 | 92257 | 20/100 |
Most distressed ZIP codes in Imperial County (composite distress 0-100, 2026)
What is driving Imperial County distress
Imperial County's placement in the national index rests on public filings — a 22/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Imperial County market phase and pricing
Phase for Imperial County: peak (+2.7% YoY, 0.5% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Imperial County
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Frequently asked
Which Imperial County ZIP scores worst for distress?
ZIP 92225 leads Imperial County at 36/100, recomputed monthly from public records.
How would you describe the Imperial County market phase?
The market phase for Imperial County is peak, prices rising 2.7% on the year — derived from the FHFA House Price Index path.
Where does the Imperial County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 18 Imperial County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Imperial County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Imperial County ZIPs DLRadar ranks, scores run from 36/100 in 92225 down to 20/100 in 92257, against a Imperial County average of 22/100. A spread of 16 points means Imperial County has to be worked ZIP by ZIP.
What do Imperial County home values and vacancy say about distressed supply?
The typical Imperial County home carries about $247,044 of value against a median household income near $57,346. Vacancy across Imperial County's tracked ZIPs runs 25.8% and the poverty rate is 22.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Imperial County's filings and its 19/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.