Jack County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jack County, TX distress report, 2026: 11 ZIPs scored in Jack, TX, Jack, TX average 21/100; the top Jack, TX ZIP is 76365 at 22/100; Jack, TX market phase peak, Jack, TX prices +2.0% year over year.
- Jack, TX ranks #279 nationally (opportunity index); Jack, TX #38 in Texas; Jack, TX index 34.9.
- Jack, TX: no CFPB county sample; Jack, TX non-metro area reading 1.4%.
- Jack, TX ZIP phases: 11 peak.
- Jack, TX residential listings tracked: 0 across 4 ZIPs; Jack, TX candidate listings 0.
- Jack, TX lenders on watch: 4; largest Jack, TX footprint Jacksboro National Bank (1 branch).
- Jack, TX most distressed ZIP: 76365 at 22/100.
Jack, TX figures: DLRadar distress index; Jack, TX inputs: CFPB, FHFA, HUD, FDIC; Jack, TX rebuilt as sources refresh.
| Rank | Jack, TX ZIP | Score |
|---|---|---|
| 1 | 76365 | 22/100 |
| 2 | 76427 | 22/100 |
| 3 | 76431 | 22/100 |
| 4 | 76449 | 22/100 |
| 5 | 76458 | 22/100 |
| 6 | 76459 | 22/100 |
| 7 | 76486 | 22/100 |
| 8 | 76487 | 22/100 |
| 9 | 76426 | 21/100 |
| 10 | 76230 | 18/100 |
| 11 | 76389 | 15/100 |
Most distressed Jack, TX ZIPs (0-100, 2026)
Mortgage delinquency around Jack, TX
No CFPB county sample covers Jack, TX; the non-metro area reading for Jack, TX: 1.4% ninety-plus; Jack, TX area thirty-to-eighty-nine 3.5% (December 2025, Jack, TX); Texas overall 1.2%.
Opportunity index: Jack, TX
Jack, TX index 34.9, Jack, TX phase overheated; Jack, TX primary driver vacancy, Jack, TX second driver bank institutional. Jack, TX components: property stress 34.4, foreclosure pressure 38.7, listing discounts 16.7, bank stress 55.1, insurance 0.0; Jack, TX pulse 43.2; Jack, TX capital opportunity 22.5; Jack, TX seven-day change -0.1%.
ZIP market phases inside Jack, TX
11 Jack, TX ZIPs carry a price-cycle phase; Jack, TX ZIPs by phase (Jack, TX), deepest drawdown first: peak, +0.9% YoY, 2.4% off peak (Jack, TX): 76365, 76389; peak, +1.9% YoY, 0.2% off peak (Jack, TX): 76230; peak, +1.1% YoY (Jack, TX): 76426, 76487; peak, +2.0% YoY (Jack, TX): 76427, 76458, 76459; peak, +1.2% YoY (Jack, TX): 76431; peak, +1.0% YoY (Jack, TX): 76449; peak, +1.7% YoY (Jack, TX): 76486.
Residential listings by Jack, TX ZIP
Jack, TX ZIPs with the most tracked Jack, TX residential listings: 76427 0 listings, 0 candidates, bank pressure 56; 76458 0 listings, 0 candidates, bank pressure 58; 76459 0 listings, 0 candidates, bank pressure 56; 76486 0 listings, 0 candidates, bank pressure 55 (Jack, TX). Jack, TX totals: 0 listings; Jack, TX candidates 0; active ZIPs 0.
Lenders with branches in Jack, TX
Jack, TX lenders by branch count: Jacksboro National Bank (Jack, TX): stress 67, 1 branch low in Jack, TX; First State Bank (Jack, TX): stress 66, 1 branch low in Jack, TX; Ciera Bank (Jack, TX): stress 56, 1 branch low in Jack, TX; Prosperity Bank (Jack, TX): stress 33, 1 branch low in Jack, TX.
Vacancy and permits, Jack, TX
825 of 3,811 Jack, TX housing units are vacant; Jack, TX permits, twelve months: 0 multifamily units in Jack, TX, 6 one-to-four unit units.
Work Jack, TX at the parcel level
Every Jack, TX parcel carries owner and address; every Jack, TX parcel carries APN; Jack, TX distress scores sit on the Jack, TX live board.
Jack, TX figures refresh with each source.
Jack, TX questions
Most distressed ZIP code in Jack County, TX?
ZIP 76365 leads Jack, TX at 22/100; next in Jack, TX: 76427 at 22/100; the Jack, TX average is 21/100.
Where does Jack County, TX rank for investment opportunity?
Jack, TX is #279 among all ranked counties, #38 in Texas; the Jack, TX driver is vacancy; Jack, TX moved down 200 places.
How many mortgages are delinquent in Jack County, TX?
Jack, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Jack, TX.
Which banks lend in Jack County, TX?
4 watched lenders hold Jack, TX branches; the largest Jack, TX footprints are Jacksboro National Bank (1), First State Bank (1), Ciera Bank (1).
More on Jack, TX
Jack County, TX distress report: public-record figures for Jack, TX; not legal advice for Jack, TX; not tax or investment advice; verify every Jack, TX record before acting.