Jack County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jack County, Texas? DLRadar grades every Jack County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Jack County breakdown.
- Jack County's most distressed ZIP is 76230 at 23/100.
- 11 ZIP codes tracked in Jack County, averaging 19/100 distress.
- Jack County reads peak — home values up 2.0% year over year.
- Vacancy runs 21.3% across Jack County's tracked ZIPs, with a 9.5% poverty rate.
- The typical Jack County home is worth about $238,555 against a ~$73,303 median income.
- Lending headwind in Jack County sits at 26/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76230 | 23/100 |
| 2 | 76365 | 22/100 |
| 3 | 76426 | 21/100 |
| 4 | 76449 | 21/100 |
| 5 | 76431 | 20/100 |
| 6 | 76487 | 20/100 |
| 7 | 76486 | 18/100 |
| 8 | 76427 | 16/100 |
| 9 | 76458 | 16/100 |
| 10 | 76459 | 16/100 |
| 11 | 76389 | 13/100 |
Most distressed ZIP codes in Jack County (composite distress 0-100, 2026)
What is driving Jack County distress
Nothing here is estimated: Jack County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Jack County market phase and pricing
The cycle in Jack County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Jack County
The Jack County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
No card charged today · explore every module with live data.
Frequently asked questions
Which part of Jack County, TX scores highest for distress?
ZIP 76230 leads Jack County at 23/100, recomputed monthly from public records.
Which phase does Jack County sit in right now?
Jack County is classified peak with a 2.0% year-over-year increase, following the FHFA House Price Index.
How is the Jack County data sourced?
Every Jack County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 11 Jack County ZIP codes that it runs on every other U.S. county, so Jack County's numbers are directly comparable to any other market.
How much do distress scores vary between Jack County ZIP codes?
A single county score papers over real variation. Across the Jack County ZIPs DLRadar ranks, scores run from 23/100 in 76230 down to 13/100 in 76389, against a Jack County average of 19/100. A spread of 10 points means Jack County has to be worked ZIP by ZIP.
What do Jack County home values and vacancy say about distressed supply?
The typical Jack County home carries about $238,555 of value against a median household income near $73,303. Vacancy across Jack County's tracked ZIPs runs 21.3% and the poverty rate is 9.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Jack County's filings and its 26/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.