Jefferson County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Texas? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 77613 at 36/100.
- 18 ZIP codes tracked in Jefferson County, averaging 36/100 distress.
- Jefferson County reads peak — home values up 3.6% year over year.
- Vacancy runs 14.3% across Jefferson County's tracked ZIPs, with a 16.1% poverty rate.
- The typical Jefferson County home is worth about $165,522 against a ~$62,377 median income.
- Lending headwind in Jefferson County sits at 36/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 77613 | 36/100 |
| 2 | 77619 | 36/100 |
| 3 | 77622 | 36/100 |
| 4 | 77627 | 36/100 |
| 5 | 77629 | 36/100 |
| 6 | 77640 | 36/100 |
| 7 | 77642 | 36/100 |
| 8 | 77651 | 36/100 |
| 9 | 77655 | 36/100 |
| 10 | 77701 | 36/100 |
| 11 | 77702 | 36/100 |
| 12 | 77703 | 36/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
The Jefferson County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 36/100 ZIP average. No proprietary or modelled inputs enter the score.
Jefferson County market phase and pricing
Jefferson County currently sits in peak after a 3.6% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Jefferson County
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Frequently asked questions
What is the hardest-hit ZIP in Jefferson County?
ZIP 77613 leads Jefferson County at 36/100, recomputed monthly from public records.
Where is Jefferson County in the housing cycle?
Phase for Jefferson County: peak, tracking a 3.6% gain year over year, read off the FHFA index.
How is the Jefferson County data sourced?
Every Jefferson County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 18 Jefferson County ZIP codes that it runs on every other U.S. county, so Jefferson County's numbers are directly comparable to any other market.
How much do distress scores vary between Jefferson County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Jefferson County ZIPs DLRadar ranks, scores run from 36/100 in 77613 down to 36/100 in 77703, against a Jefferson County average of 36/100. Because the gap runs to 0 points, Jefferson County rewards ZIP-level precision.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $165,522 of value against a median household income near $62,377. Vacancy across Jefferson County's tracked ZIPs runs 14.3% and the poverty rate is 16.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Jefferson County's foreclosure and tax-lien filings and its 36/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.