Jefferson County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, TX distress report, 2026: 18 ZIPs scored in Jefferson, TX, Jefferson, TX average 37/100; the top Jefferson, TX ZIP is 77613 at 37/100; Jefferson, TX market phase peak, Jefferson, TX prices +3.6% year over year.
- Jefferson, TX ranks #575 nationally (opportunity index); Jefferson, TX #76 in Texas; Jefferson, TX index 33.0.
- Jefferson, TX ninety-day mortgage delinquency 2.1% in December 2025; Jefferson, TX twelve-month change 0.0%.
- Jefferson, TX ZIP phases: 18 peak.
- Jefferson, TX residential listings tracked: 24 across 17 ZIPs; Jefferson, TX candidate listings 10.
- Jefferson, TX HUD assisted properties: 31 with 4,500 units.
- Jefferson, TX lenders on watch: 8; largest Jefferson, TX footprint Stellar Bank (7 branches).
- Jefferson, TX most distressed ZIP: 77613 at 37/100.
Jefferson, TX figures: DLRadar distress index; Jefferson, TX inputs: CFPB, FHFA, HUD, FDIC; Jefferson, TX rebuilt as sources refresh.
| Rank | Jefferson, TX ZIP | Score |
|---|---|---|
| 1 | 77613 | 37/100 |
| 2 | 77619 | 37/100 |
| 3 | 77622 | 37/100 |
| 4 | 77627 | 37/100 |
| 5 | 77640 | 37/100 |
| 6 | 77642 | 37/100 |
| 7 | 77651 | 37/100 |
| 8 | 77655 | 37/100 |
| 9 | 77701 | 37/100 |
| 10 | 77702 | 37/100 |
| 11 | 77703 | 37/100 |
| 12 | 77705 | 37/100 |
Most distressed Jefferson, TX ZIPs (0-100, 2026)
Mortgage delinquency in Jefferson, TX
2.1% of Jefferson, TX mortgages were ninety-plus days late (Jefferson, TX, December 2025); Jefferson, TX thirty-to-eighty-nine days late: 4.8%; Jefferson, TX twelve-month change 0.0%; Jefferson, TX peak since 2008: 3.7% (February 2010); Texas overall 1.2%. Jefferson, TX ninety-day series: Dec 24 2.1, Jan 25 2.3, Feb 25 1.8 (Jefferson, TX), Mar 25 1.4, Apr 25 1.4, May 25 1.3 (Jefferson, TX), Jun 25 1.5, Jul 25 1.4, Aug 25 1.2 (Jefferson, TX), Sep 25 1.2, Oct 25 1.1, Nov 25 1.6 (Jefferson, TX), Dec 25 2.1.
Opportunity index: Jefferson, TX
Jefferson, TX index 33.0, Jefferson, TX phase peak_opportunity; Jefferson, TX primary driver construction, Jefferson, TX second driver vacancy. Jefferson, TX components: property stress 23.0, foreclosure pressure 21.0, listing discounts 32.5, bank stress 55.9, insurance 0.0; Jefferson, TX pulse 37.4; Jefferson, TX capital opportunity 26.4; Jefferson, TX seven-day change -0.1%.
ZIP market phases inside Jefferson, TX
18 Jefferson, TX ZIPs carry a price-cycle phase; Jefferson, TX ZIPs by phase (Jefferson, TX), deepest drawdown first: peak, +3.6% YoY, 0.1% off peak (Jefferson, TX): 77613, 77619, 77622, 77627, Jefferson, TX 77640, 77642, 77651, 77655, Jefferson, TX 77701, 77702, 77703, 77705, Jefferson, TX 77706, 77707, 77708, 77713.
Residential listings by Jefferson, TX ZIP
Jefferson, TX ZIPs with the most tracked Jefferson, TX residential listings: 77713 5 listings, 3 candidates, bank pressure 60; 77627 4 listings, 0 candidates, bank pressure 60; 77705 4 listings, 2 candidates, bank pressure 60; 77703 3 listings, 2 candidates, bank pressure 60 (Jefferson, TX); 77640 2 listings, 1 candidates, bank pressure 60; 77701 2 listings, 1 candidates, bank pressure 60; 77708 2 listings, 0 candidates, bank pressure 60; 77619 1 listings, 0 candidates, bank pressure 60. Jefferson, TX totals: 24 listings; Jefferson, TX candidates 10; active ZIPs 2.
HUD assisted housing in Jefferson, TX
31 assisted properties with 4,500 units sit in Jefferson, TX; largest Jefferson, TX properties: Ninth Avenue Station (Port Arthur) 272 units; Heatherbrook Apartments (Port Arthur) 256 units, 256 assisted; Stone Creek Apartments (Port Arthur) 246 units in Jefferson, TX; Promenade, The - Ie - 04/28/2020 (Beaumont) 212 units; Pebble Creek Apartments (Port Arthur) 208 units, 176 assisted; Crystal Creek Park Apts (Port Arthur) 202 units, 202 assisted.
Lenders with branches in Jefferson, TX
Jefferson, TX lenders by branch count: Stellar Bank (Jefferson, TX): stress 71, 7 branches low in Jefferson, TX; Texas First Bank (Jefferson, TX): stress 58, 3 branches low in Jefferson, TX; Prosperity Bank (Jefferson, TX): stress 33, 3 branches low in Jefferson, TX; First National Bank Texas (Jefferson, TX): stress 77, 2 branches low in Jefferson, TX; Third Coast Bank (Jefferson, TX): stress 56, 2 branches low in Jefferson, TX; Woodforest National Bank (Jefferson, TX): stress 54, 2 branches low in Jefferson, TX; First Financial Bank (Jefferson, TX): stress 49, 2 branches low in Jefferson, TX; First State Bank Of Texas (Jefferson, TX): stress 80, 1 branch low in Jefferson, TX.
Vacancy and permits, Jefferson, TX
15,077 of 109,884 Jefferson, TX housing units are vacant; Jefferson, TX permits, twelve months: 14 multifamily units in Jefferson, TX, 255 one-to-four unit units.
Work Jefferson, TX at the parcel level
Every Jefferson, TX parcel carries owner and address; every Jefferson, TX parcel carries APN; Jefferson, TX distress scores sit on the Jefferson, TX live board.
Jefferson, TX figures refresh with each source.
Jefferson, TX questions
Most distressed ZIP code in Jefferson County, TX?
ZIP 77613 leads Jefferson, TX at 37/100; next in Jefferson, TX: 77619 at 37/100; the Jefferson, TX average is 37/100.
Where does Jefferson County, TX rank for investment opportunity?
Jefferson, TX is #575 among all ranked counties, #76 in Texas; the Jefferson, TX driver is construction; Jefferson, TX moved up 49 places.
How many mortgages are delinquent in Jefferson County, TX?
2.1% of Jefferson, TX mortgages were ninety-plus days late in December 2025; the Jefferson, TX peak since 2008 was 3.7%.
Which banks lend in Jefferson County, TX?
8 watched lenders hold Jefferson, TX branches; the largest Jefferson, TX footprints are Stellar Bank (7), Texas First Bank (3), Prosperity Bank (3).
More on Jefferson, TX
Jefferson County, TX distress report: public-record figures for Jefferson, TX; not legal advice for Jefferson, TX; not tax or investment advice; verify every Jefferson, TX record before acting.