Johnson County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Johnson County, GA distress report, 2026: 5 ZIPs scored in Johnson, GA, Johnson, GA average 21/100; the top Johnson, GA ZIP is 31002 at 25/100; Johnson, GA market phase peak, Johnson, GA prices +1.2% year over year.
- Johnson, GA ranks #256 nationally (opportunity index); Johnson, GA #18 in Georgia; Johnson, GA index 35.3.
- Johnson, GA: no CFPB county sample; Johnson, GA non-metro area reading 1.3%.
- Johnson, GA ZIP phases: 5 peak.
- Johnson, GA residential listings tracked: 2 across 2 ZIPs; Johnson, GA candidate listings 1.
- Johnson, GA lenders on watch: 2; largest Johnson, GA footprint Banksouth (1 branch).
- Johnson, GA most distressed ZIP: 31002 at 25/100.
Johnson, GA figures: DLRadar distress index; Johnson, GA inputs: CFPB, FHFA, HUD, FDIC; Johnson, GA rebuilt as sources refresh.
| Rank | Johnson, GA ZIP | Score |
|---|---|---|
| 1 | 31002 | 25/100 |
| 2 | 31049 | 25/100 |
| 3 | 30413 | 20/100 |
| 4 | 31089 | 19/100 |
| 5 | 31096 | 18/100 |
Most distressed Johnson, GA ZIPs (0-100, 2026)
Mortgage delinquency around Johnson, GA
No CFPB county sample covers Johnson, GA; the non-metro area reading for Johnson, GA: 1.3% ninety-plus; Johnson, GA area thirty-to-eighty-nine 3.0% (December 2025, Johnson, GA); Georgia overall 1.3%.
Opportunity index: Johnson, GA
Johnson, GA index 35.3, Johnson, GA phase peak_opportunity; Johnson, GA primary driver vacancy, Johnson, GA second driver listings discount. Johnson, GA components: property stress 22.4, foreclosure pressure 22.5, listing discounts 52.6, bank stress 47.1, insurance 0.0; Johnson, GA pulse 34.8; Johnson, GA capital opportunity 36.1; Johnson, GA seven-day change +0.5%.
ZIP market phases inside Johnson, GA
5 Johnson, GA ZIPs carry a price-cycle phase; Johnson, GA ZIPs by phase (Johnson, GA), deepest drawdown first: peak, +1.3% YoY, 0.0% off peak (Johnson, GA): 31096; peak, +1.5% YoY, 0.0% off peak (Johnson, GA): 31049; peak, +1.9% YoY, 0.0% off peak (Johnson, GA): 31002; peak, +2.3% YoY, 0.0% off peak (Johnson, GA): 31089, 30413.
Residential listings by Johnson, GA ZIP
Johnson, GA ZIPs with the most tracked Johnson, GA residential listings: 31049 1 listings, 1 candidates, bank pressure 48; 31096 1 listings, 0 candidates, bank pressure 54. Johnson, GA totals: 2 listings; Johnson, GA candidates 1; active ZIPs 1.
Lenders with branches in Johnson, GA
Johnson, GA lenders by branch count: Banksouth (Johnson, GA): stress 58, 1 branch low in Johnson, GA; Century Bank&Trust (Johnson, GA): stress 49, 1 branch low in Johnson, GA.
Vacancy and permits, Johnson, GA
343 of 3,560 Johnson, GA housing units are vacant.
Work Johnson, GA at the parcel level
Every Johnson, GA parcel carries owner and address; every Johnson, GA parcel carries APN; Johnson, GA distress scores sit on the Johnson, GA live board.
Johnson, GA figures refresh with each source.
Johnson, GA questions
Most distressed ZIP code in Johnson County, GA?
ZIP 31002 leads Johnson, GA at 25/100; next in Johnson, GA: 31049 at 25/100; the Johnson, GA average is 21/100.
Where does Johnson County, GA rank for investment opportunity?
Johnson, GA is #256 among all ranked counties, #18 in Georgia; the Johnson, GA driver is vacancy; Johnson, GA moved up 1,025 places.
How many mortgages are delinquent in Johnson County, GA?
Johnson, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Johnson, GA.
Which banks lend in Johnson County, GA?
2 watched lenders hold Johnson, GA branches; the largest Johnson, GA footprints are Banksouth (1), Century Bank&Trust (1).
More on Johnson, GA
Johnson County, GA distress report: public-record figures for Johnson, GA; not legal advice for Johnson, GA; not tax or investment advice; verify every Johnson, GA record before acting.