Johnson County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Johnson County, Georgia? DLRadar grades every Johnson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Johnson County breakdown.
- Johnson County's most distressed ZIP is 31002 at 26/100.
- 5 ZIP codes tracked in Johnson County, averaging 23/100 distress.
- Johnson County reads peak — home values up 1.2% year over year.
- Vacancy runs 15.7% across Johnson County's tracked ZIPs, with a 16% poverty rate.
- The typical Johnson County home is worth about $103,240 against a ~$48,744 median income.
- Lending headwind in Johnson County sits at 0/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31002 | 26/100 |
| 2 | 31049 | 26/100 |
| 3 | 30413 | 21/100 |
| 4 | 31089 | 21/100 |
| 5 | 31096 | 19/100 |
Most distressed ZIP codes in Johnson County (composite distress 0-100, 2026)
What is driving Johnson County distress
Johnson County's placement in the national index rests on public filings — a 23/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Johnson County market phase and pricing
The cycle in Johnson County is peak, with values up 1.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked questions
What is the hardest-hit ZIP in Johnson County?
ZIP 31002 leads Johnson County at 26/100, recomputed monthly from public records.
What stage of the price cycle is Johnson County at?
Johnson County reads peak, with home prices up 1.2% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Johnson County analysis built from?
Each Johnson County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 5 local ZIPs and every other county in the country.
How much do distress scores vary between Johnson County ZIP codes?
Averaging the county conceals how uneven it is. Across the Johnson County ZIPs DLRadar ranks, scores run from 26/100 in 31002 down to 19/100 in 31096, against a Johnson County average of 23/100. Because the gap runs to 7 points, Johnson County rewards ZIP-level precision.
What do Johnson County home values and vacancy say about distressed supply?
The typical Johnson County home carries about $103,240 of value against a median household income near $48,744. Vacancy across Johnson County's tracked ZIPs runs 15.7% and the poverty rate is 16%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Johnson County's foreclosure and tax-lien filings and its 0/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.