Kittitas County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Kittitas County, WA distress report, 2026: 12 ZIPs scored in Kittitas, WA, Kittitas, WA average 33/100; the top Kittitas, WA ZIP is 98828 at 36/100; Kittitas, WA market phase peak, Kittitas, WA prices +0.4% year over year.
- Kittitas, WA ranks #740 nationally (opportunity index); Kittitas, WA #9 in Washington; Kittitas, WA index 32.2.
- Kittitas, WA: no CFPB county sample; Kittitas, WA non-metro area reading 0.3%.
- Kittitas, WA ZIP phases: 11 peak, 1 contraction.
- Kittitas, WA residential listings tracked: 27 across 10 ZIPs; Kittitas, WA candidate listings 14.
- Kittitas, WA HUD assisted properties: 1 with 51 units.
- Kittitas, WA lenders on watch: 3; largest Kittitas, WA footprint Cashmere Valley Bank (2 branches).
- Kittitas, WA most distressed ZIP: 98828 at 36/100.
Kittitas, WA figures: DLRadar distress index; Kittitas, WA inputs: CFPB, FHFA, HUD, FDIC; Kittitas, WA rebuilt as sources refresh.
| Rank | Kittitas, WA ZIP | Score |
|---|---|---|
| 1 | 98828 | 36/100 |
| 2 | 98901 | 34/100 |
| 3 | 98922 | 33/100 |
| 4 | 98925 | 33/100 |
| 5 | 98926 | 33/100 |
| 6 | 98934 | 33/100 |
| 7 | 98940 | 33/100 |
| 8 | 98941 | 33/100 |
| 9 | 98943 | 33/100 |
| 10 | 98946 | 33/100 |
| 11 | 98950 | 33/100 |
| 12 | 98068 | 30/100 |
Most distressed Kittitas, WA ZIPs (0-100, 2026)
Mortgage delinquency around Kittitas, WA
No CFPB county sample covers Kittitas, WA; the non-metro area reading for Kittitas, WA: 0.3% ninety-plus; Kittitas, WA area thirty-to-eighty-nine 1.6% (December 2025, Kittitas, WA); Washington overall 0.6%.
Opportunity index: Kittitas, WA
Kittitas, WA index 32.2, Kittitas, WA phase early_signal; Kittitas, WA primary driver vacancy, Kittitas, WA second driver construction. Kittitas, WA components: property stress 31.5, foreclosure pressure 34.6, listing discounts 24.0, bank stress 54.6, insurance 0.0; Kittitas, WA pulse 37.5; Kittitas, WA capital opportunity 25.0; Kittitas, WA seven-day change -0.2%.
ZIP market phases inside Kittitas, WA
12 Kittitas, WA ZIPs carry a price-cycle phase; Kittitas, WA ZIPs by phase (Kittitas, WA), deepest drawdown first: contraction, -2.3% YoY, 2.3% off peak (Kittitas, WA): 98828; peak, +1.9% YoY, 0.0% off peak (Kittitas, WA): 98901; peak, +0.4% YoY (Kittitas, WA): 98068, 98922, 98925, 98926, Kittitas, WA 98934, 98940, 98941, 98943, Kittitas, WA 98946, 98950.
Residential listings by Kittitas, WA ZIP
Kittitas, WA ZIPs with the most tracked Kittitas, WA residential listings: 98922 15 listings, 10 candidates, bank pressure 61; 98926 8 listings, 2 candidates, bank pressure 61; 98925 2 listings, 1 candidates, bank pressure 61; 98068 1 listings, 1 candidates, bank pressure 62 (Kittitas, WA); 98940 1 listings, 0 candidates, bank pressure 61; 98934 0 listings, 0 candidates, bank pressure 61; 98941 0 listings, 0 candidates, bank pressure 61; 98943 0 listings, 0 candidates, bank pressure 61. Kittitas, WA totals: 27 listings; Kittitas, WA candidates 14; active ZIPs 2.
HUD assisted housing in Kittitas, WA
1 assisted properties with 51 units sit in Kittitas, WA; largest Kittitas, WA properties: Alder Terrace (Ellensburg) 51 units.
Lenders with branches in Kittitas, WA
Kittitas, WA lenders by branch count: Cashmere Valley Bank (Kittitas, WA): stress 65, 2 branches low in Kittitas, WA; Wafd Bank (Kittitas, WA): stress 67, 1 branch low in Kittitas, WA; Yakima Fs&La (Kittitas, WA): stress 32, 1 branch low in Kittitas, WA.
Vacancy and permits, Kittitas, WA
4,681 of 24,674 Kittitas, WA housing units are vacant; Kittitas, WA permits, twelve months: 96 multifamily units in Kittitas, WA, 235 one-to-four unit units.
Work Kittitas, WA at the parcel level
Every Kittitas, WA parcel carries owner and address; every Kittitas, WA parcel carries APN; Kittitas, WA distress scores sit on the Kittitas, WA live board.
Kittitas, WA figures refresh with each source.
Kittitas, WA questions
Most distressed ZIP code in Kittitas County, WA?
ZIP 98828 leads Kittitas, WA at 36/100; next in Kittitas, WA: 98901 at 34/100; the Kittitas, WA average is 33/100.
Where does Kittitas County, WA rank for investment opportunity?
Kittitas, WA is #740 among all ranked counties, #9 in Washington; the Kittitas, WA driver is vacancy; Kittitas, WA moved down 77 places.
How many mortgages are delinquent in Kittitas County, WA?
Kittitas, WA takes the non-metro area reading of 0.3% for December 2025; no CFPB county sample covers Kittitas, WA.
Which banks lend in Kittitas County, WA?
3 watched lenders hold Kittitas, WA branches; the largest Kittitas, WA footprints are Cashmere Valley Bank (2), Wafd Bank (1), Yakima Fs&La (1).
More on Kittitas, WA
Kittitas County, WA distress report: public-record figures for Kittitas, WA; not legal advice for Kittitas, WA; not tax or investment advice; verify every Kittitas, WA record before acting.