Lake County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lake County, South Dakota? DLRadar grades every Lake County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Lake County breakdown.
- Lake County's most distressed ZIP is 57018 at 30/100.
- 14 ZIP codes tracked in Lake County, averaging 16/100 distress.
- Lake County reads peak — home values up 2.2% year over year, 0.4% off peak.
- Vacancy runs 14.9% across Lake County's tracked ZIPs, with a 8.6% poverty rate.
- The typical Lake County home is worth about $255,671 against a ~$84,069 median income.
- Lending headwind in Lake County sits at 35/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 57018 | 30/100 |
| 2 | 57058 | 26/100 |
| 3 | 57022 | 24/100 |
| 4 | 57017 | 21/100 |
| 5 | 57071 | 19/100 |
| 6 | 57212 | 15/100 |
| 7 | 57016 | 12/100 |
| 8 | 57042 | 12/100 |
| 9 | 57050 | 12/100 |
| 10 | 57054 | 12/100 |
| 11 | 57057 | 12/100 |
| 12 | 57075 | 12/100 |
Most distressed ZIP codes in Lake County (composite distress 0-100, 2026)
What is driving Lake County distress
Lake County's placement in the national index rests on public filings — a 16/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Lake County market phase and pricing
Lake County currently sits in peak after a 2.2% gain in the past twelve months, 0.4% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
Where is distress highest inside Lake County, SD?
ZIP 57018 leads Lake County at 30/100, recomputed monthly from public records.
What stage of the price cycle is Lake County at?
Lake County is classified peak with a 2.2% year-over-year increase, following the FHFA House Price Index.
What is this Lake County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 14 Lake County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Lake County ZIP codes?
A county average hides the spread. Across the Lake County ZIPs DLRadar ranks, scores run from 30/100 in 57018 down to 12/100 in 57075, against a Lake County average of 16/100. A spread of 18 points means Lake County has to be worked ZIP by ZIP.
What do Lake County home values and vacancy say about distressed supply?
The typical Lake County home carries about $255,671 of value against a median household income near $84,069. Vacancy across Lake County's tracked ZIPs runs 14.9% and the poverty rate is 8.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Lake County's foreclosure and tax-lien record and its 35/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.