Lake County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lake County, SD distress report, 2026: 14 ZIPs scored in Lake, SD, Lake, SD average 15/100; the top Lake, SD ZIP is 57018 at 28/100; Lake, SD market phase peak, Lake, SD prices +2.2% year over year.
- Lake, SD ranks #2,858 nationally (opportunity index); Lake, SD #59 in South Dakota; Lake, SD index 24.1.
- Lake, SD: no CFPB county sample; Lake, SD state reading 0.6%.
- Lake, SD ZIP phases: 14 peak.
- Lake, SD residential listings tracked: 6 across 7 ZIPs; Lake, SD candidate listings 4.
- Lake, SD lenders on watch: 5; largest Lake, SD footprint Bankwest Inc (1 branch).
- Lake, SD most distressed ZIP: 57018 at 28/100.
Lake, SD figures: DLRadar distress index; Lake, SD inputs: CFPB, FHFA, HUD, FDIC; Lake, SD rebuilt as sources refresh.
| Rank | Lake, SD ZIP | Score |
|---|---|---|
| 1 | 57018 | 28/100 |
| 2 | 57022 | 22/100 |
| 3 | 57058 | 22/100 |
| 4 | 57071 | 19/100 |
| 5 | 57017 | 18/100 |
| 6 | 57212 | 15/100 |
| 7 | 57016 | 11/100 |
| 8 | 57042 | 11/100 |
| 9 | 57050 | 11/100 |
| 10 | 57054 | 11/100 |
| 11 | 57057 | 11/100 |
| 12 | 57075 | 11/100 |
Most distressed Lake, SD ZIPs (0-100, 2026)
Mortgage delinquency around Lake, SD
No CFPB county sample covers Lake, SD; the state reading for Lake, SD: 0.6% ninety-plus; Lake, SD area thirty-to-eighty-nine 2.0% (December 2025, Lake, SD).
Opportunity index: Lake, SD
Lake, SD index 24.1, Lake, SD phase weak; Lake, SD primary driver vacancy, Lake, SD second driver bank institutional. Lake, SD components: property stress 20.8, foreclosure pressure 20.8, listing discounts 7.8, bank stress 49.8, insurance 0.0; Lake, SD pulse 28.7; Lake, SD capital opportunity 17.3; Lake, SD seven-day change -0.1%.
ZIP market phases inside Lake, SD
14 Lake, SD ZIPs carry a price-cycle phase; Lake, SD ZIPs by phase (Lake, SD), deepest drawdown first: peak, +2.2% YoY, 0.4% off peak (Lake, SD): 57017, 57075, 57076, 57016, Lake, SD 57050, 57051, 57054, 57057, Lake, SD 57042; peak, +2.3% YoY, 0.2% off peak (Lake, SD): 57022; peak, +2.0% YoY, 0.2% off peak (Lake, SD): 57212; peak, +2.4% YoY, 0.1% off peak (Lake, SD): 57058, 57018; peak, +1.8% YoY, 0.0% off peak (Lake, SD): 57071.
Residential listings by Lake, SD ZIP
Lake, SD ZIPs with the most tracked Lake, SD residential listings: 57075 4 listings, 3 candidates, bank pressure 54; 57016 1 listings, 0 candidates, bank pressure 55; 57042 1 listings, 1 candidates, bank pressure 56; 57050 0 listings, 0 candidates, bank pressure 55 (Lake, SD); 57054 0 listings, 0 candidates, bank pressure 57; 57057 0 listings, 0 candidates, bank pressure 54; 57076 0 listings, 0 candidates, bank pressure 57. Lake, SD totals: 6 listings; Lake, SD candidates 4; active ZIPs 0.
Lenders with branches in Lake, SD
Lake, SD lenders by branch count: Bankwest Inc (Lake, SD): stress 83, 1 branch low in Lake, SD; Wells Fargo Bank Na (Lake, SD): stress 67, 1 branch low in Lake, SD; First Bank&Trust (Lake, SD): stress 60, 1 branch low in Lake, SD; First Premier Bank (Lake, SD): stress 42, 1 branch low in Lake, SD; First National Bank (Lake, SD): stress 18, 1 branch low in Lake, SD.
Vacancy and permits, Lake, SD
1,081 of 5,797 Lake, SD housing units are vacant; Lake, SD permits, twelve months: 78 multifamily units in Lake, SD, 34 one-to-four unit units.
Work Lake, SD at the parcel level
Every Lake, SD parcel carries owner and address; every Lake, SD parcel carries APN; Lake, SD distress scores sit on the Lake, SD live board.
Lake, SD figures refresh with each source.
Lake, SD questions
Most distressed ZIP code in Lake County, SD?
ZIP 57018 leads Lake, SD at 28/100; next in Lake, SD: 57022 at 22/100; the Lake, SD average is 15/100.
Where does Lake County, SD rank for investment opportunity?
Lake, SD is #2,858 among all ranked counties, #59 in South Dakota; the Lake, SD driver is vacancy; Lake, SD moved down 281 places.
How many mortgages are delinquent in Lake County, SD?
Lake, SD takes the state reading of 0.6% for December 2025; no CFPB county sample covers Lake, SD.
Which banks lend in Lake County, SD?
5 watched lenders hold Lake, SD branches; the largest Lake, SD footprints are Bankwest Inc (1), Wells Fargo Bank Na (1), First Bank&Trust (1).
More on Lake, SD
Lake County, SD distress report: public-record figures for Lake, SD; not legal advice for Lake, SD; not tax or investment advice; verify every Lake, SD record before acting.