Lee County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lee County, FL distress report, 2026: 38 ZIPs scored in Lee, FL, Lee, FL average 53/100; the top Lee, FL ZIP is 33955 at 66/100; Lee, FL market phase contraction, Lee, FL prices -1.4% year over year.
- Lee, FL ranks #3 nationally (opportunity index); Lee, FL #3 in Florida; Lee, FL index 45.5.
- Lee, FL ninety-day mortgage delinquency 1.2% in December 2025; Lee, FL twelve-month change +0.7%.
- Lee, FL ZIP phases: 36 contraction, 2 recovery.
- Lee, FL residential listings tracked: 1,159 across 34 ZIPs; Lee, FL candidate listings 467.
- Lee, FL HUD assisted properties: 26 with 1,841 units.
- Lee, FL lenders on watch: 8; largest Lee, FL footprint Sanibel Captiva Cmty Bank (8 branches).
- Lee, FL most distressed ZIP: 33955 at 66/100.
Lee, FL figures: DLRadar distress index; Lee, FL inputs: CFPB, FHFA, HUD, FDIC; Lee, FL rebuilt as sources refresh.
| Rank | Lee, FL ZIP | Score |
|---|---|---|
| 1 | 33955 | 66/100 |
| 2 | 33901 | 54/100 |
| 3 | 33903 | 54/100 |
| 4 | 33904 | 54/100 |
| 5 | 33905 | 54/100 |
| 6 | 33907 | 54/100 |
| 7 | 33908 | 54/100 |
| 8 | 33909 | 54/100 |
| 9 | 33912 | 54/100 |
| 10 | 33913 | 54/100 |
| 11 | 33914 | 54/100 |
| 12 | 33916 | 54/100 |
Most distressed Lee, FL ZIPs (0-100, 2026)
Mortgage delinquency in Lee, FL
1.2% of Lee, FL mortgages were ninety-plus days late (Lee, FL, December 2025); Lee, FL thirty-to-eighty-nine days late: 2.5%; Lee, FL twelve-month change +0.7%; Lee, FL peak since 2008: 10.6% (January 2010); Florida overall 1.2%. Lee, FL ninety-day series: Dec 24 0.5, Jan 25 0.6, Feb 25 0.7 (Lee, FL), Mar 25 0.9, Apr 25 0.9, May 25 1.0 (Lee, FL), Jun 25 0.9, Jul 25 0.9, Aug 25 0.9 (Lee, FL), Sep 25 1.0, Oct 25 0.9, Nov 25 1.0 (Lee, FL), Dec 25 1.2.
Opportunity index: Lee, FL
Lee, FL index 45.5, Lee, FL phase strong_buy; Lee, FL primary driver vacancy, Lee, FL second driver construction. Lee, FL components: property stress 48.6, foreclosure pressure 52.6, listing discounts 37.8, bank stress 51.8, insurance 46.4; Lee, FL pulse 52.5; Lee, FL capital opportunity 35.1; Lee, FL seven-day change +0.8%.
ZIP market phases inside Lee, FL
38 Lee, FL ZIPs carry a price-cycle phase; Lee, FL ZIPs by phase (Lee, FL), deepest drawdown first: contraction, -3.1% YoY, 9.3% off peak (Lee, FL): 33955; contraction, -1.9% YoY, 8.8% off peak (Lee, FL): 33917; contraction, -1.8% YoY, 8.8% off peak (Lee, FL): 33921; contraction, -1.4% YoY, 8.7% off peak (Lee, FL): 33901, 33903, 33904, 33905, Lee, FL 33907, 33908, 33909, 33912, Lee, FL 33913, 33914, 33916, 33919, Lee, FL 33920.
Residential listings by Lee, FL ZIP
Lee, FL ZIPs with the most tracked Lee, FL residential listings: 33993 123 listings, 44 candidates, bank pressure 63; 33909 106 listings, 32 candidates, bank pressure 63; 33914 73 listings, 28 candidates, bank pressure 63; 33971 72 listings, 30 candidates, bank pressure 63 (Lee, FL); 33974 68 listings, 37 candidates, bank pressure 63; 33904 65 listings, 24 candidates, bank pressure 63; 33991 62 listings, 29 candidates, bank pressure 63; 33908 58 listings, 28 candidates, bank pressure 63. Lee, FL totals: 1,159 listings; Lee, FL candidates 467; active ZIPs 2.
HUD assisted housing in Lee, FL
26 assisted properties with 1,841 units sit in Lee, FL; largest Lee, FL properties: Bernwood Trace (Ft Myers) 340 units; Grand Central Apartments (Fort Myers) 280 units; Hawk's Landing (Fort Myers) 204 units in Lee, FL; Crossings At Cape Coral (Cape Coral) 168 units; Isles Of Porto Vista (Cape Coral) 123 units; Sunrise Towers (Fort Myers) 92 units.
Lenders with branches in Lee, FL
Lee, FL lenders by branch count: Sanibel Captiva Cmty Bank (Lee, FL): stress 53, 8 branches low in Lee, FL; Edison National Bank (Lee, FL): stress 83, 4 branches low in Lee, FL; Bankunited National Assn (Lee, FL): stress 76, 2 branches low in Lee, FL; Everbank National Assn (Lee, FL): stress 73, 1 branch low in Lee, FL; Gulf Coast Business Bank (Lee, FL): stress 70, 1 branch low in Lee, FL; First Bank (Lee, FL): stress 63, 1 branch low in Lee, FL; Crews Bank&Trust (Lee, FL): stress 50, 1 branch low in Lee, FL; Cogent Bank (Lee, FL): stress 47, 1 branch low in Lee, FL.
Vacancy and permits, Lee, FL
113,391 of 441,194 Lee, FL housing units are vacant; Lee, FL permits, twelve months: 3,235 multifamily units in Lee, FL, 8,017 one-to-four unit units.
Work Lee, FL at the parcel level
Every Lee, FL parcel carries owner and address; every Lee, FL parcel carries APN; Lee, FL distress scores sit on the Lee, FL live board; Lee, FL lead lists by signal.
Lee, FL figures refresh with each source.
Lee, FL questions
Most distressed ZIP code in Lee County, FL?
ZIP 33955 leads Lee, FL at 66/100; next in Lee, FL: 33901 at 54/100; the Lee, FL average is 53/100.
Where does Lee County, FL rank for investment opportunity?
Lee, FL is #3 among all ranked counties, #3 in Florida; the Lee, FL driver is vacancy; Lee, FL moved up 1 places.
How many mortgages are delinquent in Lee County, FL?
1.2% of Lee, FL mortgages were ninety-plus days late in December 2025; the Lee, FL peak since 2008 was 10.6%.
Which banks lend in Lee County, FL?
8 watched lenders hold Lee, FL branches; the largest Lee, FL footprints are Sanibel Captiva Cmty Bank (8), Edison National Bank (4), Bankunited National Assn (2).
More on Lee, FL
Lee County, FL distress report: public-record figures for Lee, FL; not legal advice for Lee, FL; not tax or investment advice; verify every Lee, FL record before acting.