Liberty County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Liberty County, TX distress report, 2026: 15 ZIPs scored in Liberty, TX, Liberty, TX average 35/100; the top Liberty, TX ZIP is 77372 at 38/100; Liberty, TX market phase recovery, Liberty, TX prices +2.7% year over year.
- Liberty, TX ranks #193 nationally (opportunity index); Liberty, TX #26 in Texas; Liberty, TX index 35.9.
- Liberty, TX: no CFPB county sample; Liberty, TX metro area reading 1.4%.
- Liberty, TX ZIP phases: 13 recovery, 2 peak.
- Liberty, TX residential listings tracked: 135 across 10 ZIPs; Liberty, TX candidate listings 36.
- Liberty, TX HUD assisted properties: 3 with 242 units.
- Liberty, TX lenders on watch: 8; largest Liberty, TX footprint First Liberty Bank (5 branches).
- Liberty, TX most distressed ZIP: 77372 at 38/100.
Liberty, TX figures: DLRadar distress index; Liberty, TX inputs: CFPB, FHFA, HUD, FDIC; Liberty, TX rebuilt as sources refresh.
| Rank | Liberty, TX ZIP | Score |
|---|---|---|
| 1 | 77372 | 38/100 |
| 2 | 77357 | 37/100 |
| 3 | 77629 | 36/100 |
| 4 | 77327 | 35/100 |
| 5 | 77368 | 35/100 |
| 6 | 77369 | 35/100 |
| 7 | 77533 | 35/100 |
| 8 | 77535 | 35/100 |
| 9 | 77538 | 35/100 |
| 10 | 77561 | 35/100 |
| 11 | 77564 | 35/100 |
| 12 | 77575 | 35/100 |
Most distressed Liberty, TX ZIPs (0-100, 2026)
Mortgage delinquency around Liberty, TX
No CFPB county sample covers Liberty, TX; the metro area reading for Liberty, TX (Houston-Pasadena-The Woodlands, TX): 1.4% ninety-plus; Liberty, TX area thirty-to-eighty-nine 3.1% (December 2025, Liberty, TX); Texas overall 1.2%.
Opportunity index: Liberty, TX
Liberty, TX index 35.9, Liberty, TX phase peak_opportunity; Liberty, TX primary driver construction, Liberty, TX second driver vacancy. Liberty, TX components: property stress 21.8, foreclosure pressure 22.0, listing discounts 47.9, bank stress 54.1, insurance 0.0; Liberty, TX pulse 38.0; Liberty, TX capital opportunity 32.8; Liberty, TX seven-day change -0.4%.
ZIP market phases inside Liberty, TX
15 Liberty, TX ZIPs carry a price-cycle phase; Liberty, TX ZIPs by phase (Liberty, TX), deepest drawdown first: peak, +3.3% YoY, 0.1% off peak (Liberty, TX): 77629; peak, +2.9% YoY, 0.0% off peak (Liberty, TX): 77564; recovery, +2.7% YoY, 0.0% off peak (Liberty, TX): 77369; recovery, +2.7% YoY (Liberty, TX): 77327, 77328, 77357, 77368, Liberty, TX 77371, 77372, 77533, 77535, Liberty, TX 77538, 77561, 77575, 77582.
Residential listings by Liberty, TX ZIP
Liberty, TX ZIPs with the most tracked Liberty, TX residential listings: 77327 103 listings, 23 candidates, bank pressure 61; 77535 21 listings, 8 candidates, bank pressure 57; 77575 9 listings, 5 candidates, bank pressure 59; 77369 2 listings, 0 candidates, bank pressure 62 (Liberty, TX); 77368 0 listings, 0 candidates, bank pressure 57; 77533 0 listings, 0 candidates, bank pressure 57; 77538 0 listings, 0 candidates, bank pressure 57; 77561 0 listings, 0 candidates, bank pressure 57. Liberty, TX totals: 135 listings; Liberty, TX candidates 36; active ZIPs 1.
HUD assisted housing in Liberty, TX
3 assisted properties with 242 units sit in Liberty, TX; largest Liberty, TX properties: Dayton Park Apartments (Dayton) 174 units; Azalea Terrace (Cleveland) 53 units, 52 assisted; Independence Oaks/Mhmr (Cleveland) 15 units, 14 assisted in Liberty, TX.
Lenders with branches in Liberty, TX
Liberty, TX lenders by branch count: First Liberty Bank (Liberty, TX): stress 59, 5 branches low in Liberty, TX; Prosperity Bank (Liberty, TX): stress 33, 3 branches low in Liberty, TX; Woodforest National Bank (Liberty, TX): stress 54, 2 branches low in Liberty, TX; Anahuac National Bank (Liberty, TX): stress 82, 1 branch low in Liberty, TX; Stellar Bank (Liberty, TX): stress 71, 1 branch low in Liberty, TX; Texas First Bank (Liberty, TX): stress 58, 1 branch low in Liberty, TX; Southside Bank (Liberty, TX): stress 55, 1 branch low in Liberty, TX; Austin Bank Texas Na (Liberty, TX): stress 31, 1 branch low in Liberty, TX.
Vacancy and permits, Liberty, TX
4,938 of 36,121 Liberty, TX housing units are vacant; Liberty, TX permits, twelve months: 0 multifamily units in Liberty, TX, 946 one-to-four unit units.
Work Liberty, TX at the parcel level
Every Liberty, TX parcel carries owner and address; every Liberty, TX parcel carries APN; Liberty, TX distress scores sit on the Liberty, TX live board.
Liberty, TX figures refresh with each source.
Liberty, TX questions
Most distressed ZIP code in Liberty County, TX?
ZIP 77372 leads Liberty, TX at 38/100; next in Liberty, TX: 77357 at 37/100; the Liberty, TX average is 35/100.
Where does Liberty County, TX rank for investment opportunity?
Liberty, TX is #193 among all ranked counties, #26 in Texas; the Liberty, TX driver is construction; Liberty, TX moved up 294 places.
How many mortgages are delinquent in Liberty County, TX?
Liberty, TX takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Liberty, TX.
Which banks lend in Liberty County, TX?
8 watched lenders hold Liberty, TX branches; the largest Liberty, TX footprints are First Liberty Bank (5), Prosperity Bank (3), Woodforest National Bank (2).
More on Liberty, TX
Liberty County, TX distress report: public-record figures for Liberty, TX; not legal advice for Liberty, TX; not tax or investment advice; verify every Liberty, TX record before acting.