Lincoln County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, South Dakota? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 57106 at 30/100.
- 12 ZIP codes tracked in Lincoln County, averaging 25/100 distress.
- Lincoln County reads peak — home values up 2.5% year over year.
- Vacancy runs 4.2% across Lincoln County's tracked ZIPs, with a 7.3% poverty rate.
- The typical Lincoln County home is worth about $263,567 against a ~$86,969 median income.
- Lending headwind in Lincoln County sits at 57/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 57106 | 30/100 |
| 2 | 57013 | 25/100 |
| 3 | 57027 | 25/100 |
| 4 | 57032 | 25/100 |
| 5 | 57039 | 25/100 |
| 6 | 57077 | 25/100 |
| 7 | 57108 | 25/100 |
| 8 | 57034 | 24/100 |
| 9 | 57064 | 24/100 |
| 10 | 57001 | 23/100 |
| 11 | 57004 | 23/100 |
| 12 | 57014 | 21/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
Nothing here is estimated: Lincoln County is scored from filings alone, and its ZIPs average 25/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Lincoln County market phase and pricing
Lincoln County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Lincoln County
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What people ask
What is the most distressed ZIP code in Lincoln County, SD?
ZIP 57106 leads Lincoln County at 30/100, recomputed monthly from public records.
What stage of the price cycle is Lincoln County at?
Phase for Lincoln County: peak, tracking a 2.5% gain year over year, read off the FHFA index.
How is the Lincoln County data sourced?
Each Lincoln County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.
How much do distress scores vary between Lincoln County ZIP codes?
A single county score papers over real variation. Across the Lincoln County ZIPs DLRadar ranks, scores run from 30/100 in 57106 down to 21/100 in 57014, against a Lincoln County average of 25/100. Because the gap runs to 9 points, Lincoln County rewards ZIP-level precision.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $263,567 of value against a median household income near $86,969. Vacancy across Lincoln County's tracked ZIPs runs 4.2% and the poverty rate is 7.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Lincoln County's foreclosure and tax-lien filings and its 57/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.