Live Oak County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Live Oak County, TX distress report, 2026: 10 ZIPs scored in Live Oak, TX, Live Oak, TX average 19/100; the top Live Oak, TX ZIP is 78368 at 26/100; Live Oak, TX market phase peak, Live Oak, TX prices +2.0% year over year.
- Live Oak, TX ranks #106 nationally (opportunity index); Live Oak, TX #14 in Texas; Live Oak, TX index 37.2.
- Live Oak, TX: no CFPB county sample; Live Oak, TX non-metro area reading 1.4%.
- Live Oak, TX ZIP phases: 9 peak, 1 contraction.
- Live Oak, TX residential listings tracked: 28 across 4 ZIPs; Live Oak, TX candidate listings 15.
- Live Oak, TX HUD assisted properties: 1 with 48 units.
- Live Oak, TX lenders on watch: 3; largest Live Oak, TX footprint Southtrust Bank N A (2 branches).
- Live Oak, TX most distressed ZIP: 78368 at 26/100.
Live Oak, TX figures: DLRadar distress index; Live Oak, TX inputs: CFPB, FHFA, HUD, FDIC; Live Oak, TX rebuilt as sources refresh.
| Rank | Live Oak, TX ZIP | Score |
|---|---|---|
| 1 | 78368 | 26/100 |
| 2 | 78372 | 26/100 |
| 3 | 78008 | 22/100 |
| 4 | 78102 | 21/100 |
| 5 | 78383 | 21/100 |
| 6 | 78075 | 17/100 |
| 7 | 78022 | 16/100 |
| 8 | 78071 | 16/100 |
| 9 | 78119 | 16/100 |
| 10 | 78118 | 13/100 |
Most distressed Live Oak, TX ZIPs (0-100, 2026)
Mortgage delinquency around Live Oak, TX
No CFPB county sample covers Live Oak, TX; the non-metro area reading for Live Oak, TX: 1.4% ninety-plus; Live Oak, TX area thirty-to-eighty-nine 3.5% (December 2025, Live Oak, TX); Texas overall 1.2%.
Opportunity index: Live Oak, TX
Live Oak, TX index 37.2, Live Oak, TX phase strong_buy; Live Oak, TX primary driver vacancy, Live Oak, TX second driver bank institutional. Live Oak, TX components: property stress 23.2, foreclosure pressure 25.3, listing discounts 49.8, bank stress 56.7, insurance 0.0; Live Oak, TX pulse 39.8; Live Oak, TX capital opportunity 33.2; Live Oak, TX seven-day change -0.1%.
ZIP market phases inside Live Oak, TX
10 Live Oak, TX ZIPs carry a price-cycle phase; Live Oak, TX ZIPs by phase (Live Oak, TX), deepest drawdown first: peak, +0.7% YoY, 2.8% off peak (Live Oak, TX): 78368; contraction, -1.0% YoY, 1.8% off peak (Live Oak, TX): 78008; peak, +1.6% YoY, 0.3% off peak (Live Oak, TX): 78383; peak, +1.9% YoY, 0.1% off peak (Live Oak, TX): 78118; peak, +2.0% YoY (Live Oak, TX): 78022, 78071, 78075; peak, +1.0% YoY (Live Oak, TX): 78102; peak, +1.6% YoY (Live Oak, TX): 78119; peak, +1.2% YoY (Live Oak, TX): 78372.
Residential listings by Live Oak, TX ZIP
Live Oak, TX ZIPs with the most tracked Live Oak, TX residential listings: 78383 17 listings, 12 candidates, bank pressure 59; 78022 6 listings, 0 candidates, bank pressure 65; 78071 5 listings, 3 candidates, bank pressure 65; 78075 0 listings, 0 candidates, bank pressure 65 (Live Oak, TX). Live Oak, TX totals: 28 listings; Live Oak, TX candidates 15; active ZIPs 0.
HUD assisted housing in Live Oak, TX
1 assisted properties with 48 units sit in Live Oak, TX; largest Live Oak, TX properties: Live Oak Villas (George West) 48 units.
Lenders with branches in Live Oak, TX
Live Oak, TX lenders by branch count: Southtrust Bank N A (Live Oak, TX): stress 54, 2 branches low in Live Oak, TX; First State Bank Of Texas (Live Oak, TX): stress 80, 1 branch low in Live Oak, TX; Texas Champion Bank (Live Oak, TX): stress 69, 1 branch low in Live Oak, TX.
Vacancy and permits, Live Oak, TX
1,638 of 5,996 Live Oak, TX housing units are vacant; Live Oak, TX permits, twelve months: 0 multifamily units in Live Oak, TX, 10 one-to-four unit units.
Work Live Oak, TX at the parcel level
Every Live Oak, TX parcel carries owner and address; every Live Oak, TX parcel carries APN; Live Oak, TX distress scores sit on the Live Oak, TX live board.
Live Oak, TX figures refresh with each source.
Live Oak, TX questions
Most distressed ZIP code in Live Oak County, TX?
ZIP 78368 leads Live Oak, TX at 26/100; next in Live Oak, TX: 78372 at 26/100; the Live Oak, TX average is 19/100.
Where does Live Oak County, TX rank for investment opportunity?
Live Oak, TX is #106 among all ranked counties, #14 in Texas; the Live Oak, TX driver is vacancy; Live Oak, TX moved up 172 places.
How many mortgages are delinquent in Live Oak County, TX?
Live Oak, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Live Oak, TX.
Which banks lend in Live Oak County, TX?
3 watched lenders hold Live Oak, TX branches; the largest Live Oak, TX footprints are Southtrust Bank N A (2), First State Bank Of Texas (1), Texas Champion Bank (1).
More on Live Oak, TX
Live Oak County, TX distress report: public-record figures for Live Oak, TX; not legal advice for Live Oak, TX; not tax or investment advice; verify every Live Oak, TX record before acting.