Live Oak County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Live Oak County, Texas? DLRadar grades every Live Oak County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Live Oak County breakdown.
- Live Oak County's most distressed ZIP is 78372 at 27/100.
- 10 ZIP codes tracked in Live Oak County, averaging 19/100 distress.
- Live Oak County reads peak — home values up 2.0% year over year.
- Vacancy runs 24.5% across Live Oak County's tracked ZIPs, with a 22.8% poverty rate.
- The typical Live Oak County home is worth about $156,430 against a ~$55,272 median income.
- Lending headwind in Live Oak County sits at 62/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78372 | 27/100 |
| 2 | 78368 | 26/100 |
| 3 | 78008 | 21/100 |
| 4 | 78102 | 21/100 |
| 5 | 78383 | 20/100 |
| 6 | 78119 | 16/100 |
| 7 | 78022 | 14/100 |
| 8 | 78071 | 14/100 |
| 9 | 78075 | 14/100 |
| 10 | 78118 | 13/100 |
Most distressed ZIP codes in Live Oak County (composite distress 0-100, 2026)
What is driving Live Oak County distress
Nothing here is estimated: Live Oak County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Live Oak County market phase and pricing
Phase for Live Oak County: peak (+2.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Live Oak County
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Questions about this county
What is the hardest-hit ZIP in Live Oak County?
ZIP 78372 leads Live Oak County at 27/100, recomputed monthly from public records.
Where is Live Oak County in the housing cycle?
Live Oak County reads peak, with home prices up 2.0% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Live Oak County data sourced?
Live Oak County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 10 ZIPs are comparable to anywhere else.
How much do distress scores vary between Live Oak County ZIP codes?
The county figure is a blend, not a description. Across the Live Oak County ZIPs DLRadar ranks, scores run from 27/100 in 78372 down to 13/100 in 78118, against a Live Oak County average of 19/100. Those 14 points separate the ZIPs worth working in Live Oak County from the rest.
What do Live Oak County home values and vacancy say about distressed supply?
The typical Live Oak County home carries about $156,430 of value against a median household income near $55,272. Vacancy across Live Oak County's tracked ZIPs runs 24.5% and the poverty rate is 22.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Live Oak County's foreclosure and tax-lien filings and its 62/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.