Llano County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Llano County, Texas? DLRadar grades every Llano County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Llano County breakdown.
- Llano County's most distressed ZIP is 78611 at 31/100.
- 10 ZIP codes tracked in Llano County, averaging 26/100 distress.
- Llano County reads peak — home values up 2.0% year over year.
- Vacancy runs 43.9% across Llano County's tracked ZIPs, with a 19.4% poverty rate.
- The typical Llano County home is worth about $371,725 against a ~$72,479 median income.
- Lending headwind in Llano County sits at 33/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78611 | 31/100 |
| 2 | 78639 | 29/100 |
| 3 | 78657 | 29/100 |
| 4 | 76831 | 26/100 |
| 5 | 76885 | 26/100 |
| 6 | 78607 | 26/100 |
| 7 | 78609 | 26/100 |
| 8 | 78643 | 26/100 |
| 9 | 78672 | 26/100 |
| 10 | 76869 | 19/100 |
Most distressed ZIP codes in Llano County (composite distress 0-100, 2026)
What is driving Llano County distress
Llano County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 26/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Llano County market phase and pricing
Llano County reads peak — home prices rose 2.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Llano County
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Frequently asked
What is the most distressed ZIP code in Llano County, TX?
ZIP 78611 leads Llano County at 31/100, recomputed monthly from public records.
Where is Llano County in the housing cycle?
Llano County reads peak, with home prices up 2.0% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Llano County analysis built from?
Llano County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 10 ZIPs are comparable to anywhere else.
How much do distress scores vary between Llano County ZIP codes?
A single county score papers over real variation. Across the Llano County ZIPs DLRadar ranks, scores run from 31/100 in 78611 down to 19/100 in 76869, against a Llano County average of 26/100. That 12-point gap is why acquisition targeting in Llano County works at ZIP level rather than county level.
What do Llano County home values and vacancy say about distressed supply?
The typical Llano County home carries about $371,725 of value against a median household income near $72,479. Vacancy across Llano County's tracked ZIPs runs 43.9% and the poverty rate is 19.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Llano County's foreclosure and tax-lien filings and its 33/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.