Llano County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Llano County, TX distress report, 2026: 10 ZIPs scored in Llano, TX, Llano, TX average 26/100; the top Llano, TX ZIP is 78611 at 31/100; Llano, TX market phase peak, Llano, TX prices +2.0% year over year.
- Llano, TX ranks #217 nationally (opportunity index); Llano, TX #29 in Texas; Llano, TX index 35.7.
- Llano, TX: no CFPB county sample; Llano, TX non-metro area reading 1.4%.
- Llano, TX ZIP phases: 10 peak.
- Llano, TX residential listings tracked: 44 across 8 ZIPs; Llano, TX candidate listings 27.
- Llano, TX HUD assisted properties: 1 with 76 units.
- Llano, TX lenders on watch: 6; largest Llano, TX footprint Llano National Bank (3 branches).
- Llano, TX most distressed ZIP: 78611 at 31/100.
Llano, TX figures: DLRadar distress index; Llano, TX inputs: CFPB, FHFA, HUD, FDIC; Llano, TX rebuilt as sources refresh.
| Rank | Llano, TX ZIP | Score |
|---|---|---|
| 1 | 78611 | 31/100 |
| 2 | 78657 | 29/100 |
| 3 | 78639 | 28/100 |
| 4 | 76831 | 26/100 |
| 5 | 76885 | 26/100 |
| 6 | 78607 | 26/100 |
| 7 | 78609 | 26/100 |
| 8 | 78643 | 26/100 |
| 9 | 78672 | 26/100 |
| 10 | 76869 | 19/100 |
Most distressed Llano, TX ZIPs (0-100, 2026)
Mortgage delinquency around Llano, TX
No CFPB county sample covers Llano, TX; the non-metro area reading for Llano, TX: 1.4% ninety-plus; Llano, TX area thirty-to-eighty-nine 3.5% (December 2025, Llano, TX); Texas overall 1.2%.
Opportunity index: Llano, TX
Llano, TX index 35.7, Llano, TX phase peak_opportunity; Llano, TX primary driver vacancy, Llano, TX second driver construction. Llano, TX components: property stress 30.1, foreclosure pressure 32.6, listing discounts 33.5, bank stress 55.2, insurance 0.0; Llano, TX pulse 40.6; Llano, TX capital opportunity 28.4.
ZIP market phases inside Llano, TX
10 Llano, TX ZIPs carry a price-cycle phase; Llano, TX ZIPs by phase (Llano, TX), deepest drawdown first: peak, +2.0% YoY (Llano, TX): 76831, 76869, 76885, 78607, Llano, TX 78609, 78611, 78639, 78643, Llano, TX 78657, 78672.
Residential listings by Llano, TX ZIP
Llano, TX ZIPs with the most tracked Llano, TX residential listings: 78657 24 listings, 18 candidates, bank pressure 57; 78639 8 listings, 4 candidates, bank pressure 57; 78643 4 listings, 4 candidates, bank pressure 57; 78672 4 listings, 1 candidates, bank pressure 57 (Llano, TX); 78609 3 listings, 0 candidates, bank pressure 57; 78607 1 listings, 0 candidates, bank pressure 57; 76831 0 listings, 0 candidates, bank pressure 57; 76885 0 listings, 0 candidates, bank pressure 57. Llano, TX totals: 44 listings; Llano, TX candidates 27; active ZIPs 2.
HUD assisted housing in Llano, TX
1 assisted properties with 76 units sit in Llano, TX; largest Llano, TX properties: Kingsland Trails (Kingsland) 76 units.
Lenders with branches in Llano, TX
Llano, TX lenders by branch count: Llano National Bank (Llano, TX): stress 68, 3 branches low in Llano, TX; Arrowhead Bank (Llano, TX): stress 48, 2 branches low in Llano, TX; Prosperity Bank (Llano, TX): stress 33, 2 branches low in Llano, TX; Bank Of The West (Llano, TX): stress 61, 1 branch low in Llano, TX; Valuebank Texas (Llano, TX): stress 57, 1 branch low in Llano, TX; Security State Bank&Trust (Llano, TX): stress 46, 1 branch low in Llano, TX.
Vacancy and permits, Llano, TX
5,023 of 15,788 Llano, TX housing units are vacant; Llano, TX permits, twelve months: 0 multifamily units in Llano, TX, 109 one-to-four unit units.
Work Llano, TX at the parcel level
Every Llano, TX parcel carries owner and address; every Llano, TX parcel carries APN; Llano, TX distress scores sit on the Llano, TX live board.
Llano, TX figures refresh with each source.
Llano, TX questions
Most distressed ZIP code in Llano County, TX?
ZIP 78611 leads Llano, TX at 31/100; next in Llano, TX: 78657 at 29/100; the Llano, TX average is 26/100.
Where does Llano County, TX rank for investment opportunity?
Llano, TX is #217 among all ranked counties, #29 in Texas; the Llano, TX driver is vacancy; Llano, TX moved up 3 places.
How many mortgages are delinquent in Llano County, TX?
Llano, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Llano, TX.
Which banks lend in Llano County, TX?
6 watched lenders hold Llano, TX branches; the largest Llano, TX footprints are Llano National Bank (3), Arrowhead Bank (2), Prosperity Bank (2).
More on Llano, TX
Llano County, TX distress report: public-record figures for Llano, TX; not legal advice for Llano, TX; not tax or investment advice; verify every Llano, TX record before acting.