Manatee County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Manatee County, Florida? DLRadar grades every Manatee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 53/100. Here is the 2026 Manatee County breakdown.
- Manatee County's most distressed ZIP is 34240 at 53/100.
- 22 ZIP codes tracked in Manatee County, averaging 46/100 distress.
- Manatee County reads contraction — home values down 1.5% year over year, 5.4% off peak.
- Vacancy runs 25.7% across Manatee County's tracked ZIPs, with a 8.7% poverty rate.
- The typical Manatee County home is worth about $547,705 against a ~$83,191 median income.
- Lending headwind in Manatee County sits at 40/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 34240 | 53/100 |
| 2 | 34228 | 50/100 |
| 3 | 34243 | 47/100 |
| 4 | 34201 | 46/100 |
| 5 | 34202 | 46/100 |
| 6 | 34203 | 46/100 |
| 7 | 34205 | 46/100 |
| 8 | 34207 | 46/100 |
| 9 | 34208 | 46/100 |
| 10 | 34209 | 46/100 |
| 11 | 34210 | 46/100 |
| 12 | 34211 | 46/100 |
Most distressed ZIP codes in Manatee County (composite distress 0-100, 2026)
What is driving Manatee County distress
DLRadar builds Manatee County's distress picture only from records anyone can pull; its ZIPs average 46/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Manatee County market phase and pricing
The cycle in Manatee County is contraction, with values down 1.5% year over year and 5.4% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
What is the most distressed ZIP code in Manatee County, FL?
ZIP 34240 leads Manatee County at 53/100, recomputed monthly from public records.
What market phase is Manatee County in?
FHFA price-index movement places Manatee County in contraction; prices are down 1.5% over twelve months.
How is the Manatee County data sourced?
Every Manatee County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 22 Manatee County ZIP codes that it runs on every other U.S. county, so Manatee County's numbers are directly comparable to any other market.
How much do distress scores vary between Manatee County ZIP codes?
A county average hides the spread. Across the Manatee County ZIPs DLRadar ranks, scores run from 53/100 in 34240 down to 46/100 in 34211, against a Manatee County average of 46/100. With 7 points between best and worst, county-level targeting in Manatee County wastes effort.
What do Manatee County home values and vacancy say about distressed supply?
The typical Manatee County home carries about $547,705 of value against a median household income near $83,191. Vacancy across Manatee County's tracked ZIPs runs 25.7% and the poverty rate is 8.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Manatee County's foreclosure and tax-lien filings and its 40/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.