Manatee County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Manatee County, FL distress report, 2026: 22 ZIPs scored in Manatee, FL, Manatee, FL average 47/100; the top Manatee, FL ZIP is 34240 at 53/100; Manatee, FL market phase contraction, Manatee, FL prices -1.5% year over year.
- Manatee, FL ranks #66 nationally (opportunity index); Manatee, FL #11 in Florida; Manatee, FL index 38.1.
- Manatee, FL ninety-day mortgage delinquency 0.9% in December 2025; Manatee, FL twelve-month change +0.6%.
- Manatee, FL ZIP phases: 21 contraction, 1 peak.
- Manatee, FL residential listings tracked: 385 across 19 ZIPs; Manatee, FL candidate listings 106.
- Manatee, FL HUD assisted properties: 17 with 2,335 units.
- Manatee, FL lenders on watch: 6; largest Manatee, FL footprint Southstate Bank Na (4 branches).
- Manatee, FL most distressed ZIP: 34240 at 53/100.
Manatee, FL figures: DLRadar distress index; Manatee, FL inputs: CFPB, FHFA, HUD, FDIC; Manatee, FL rebuilt as sources refresh.
| Rank | Manatee, FL ZIP | Score |
|---|---|---|
| 1 | 34240 | 53/100 |
| 2 | 34228 | 50/100 |
| 3 | 34243 | 48/100 |
| 4 | 34201 | 47/100 |
| 5 | 34202 | 47/100 |
| 6 | 34203 | 47/100 |
| 7 | 34205 | 47/100 |
| 8 | 34207 | 47/100 |
| 9 | 34208 | 47/100 |
| 10 | 34209 | 47/100 |
| 11 | 34210 | 47/100 |
| 12 | 34211 | 47/100 |
Most distressed Manatee, FL ZIPs (0-100, 2026)
Mortgage delinquency in Manatee, FL
0.9% of Manatee, FL mortgages were ninety-plus days late (Manatee, FL, December 2025); Manatee, FL thirty-to-eighty-nine days late: 1.5%; Manatee, FL twelve-month change +0.6%; Manatee, FL peak since 2008: 8.2% (January 2010); Florida overall 1.2%. Manatee, FL ninety-day series: Dec 24 0.3, Jan 25 0.4, Feb 25 0.5 (Manatee, FL), Mar 25 0.5, Apr 25 0.6, May 25 0.6 (Manatee, FL), Jun 25 0.6, Jul 25 0.6, Aug 25 0.8 (Manatee, FL), Sep 25 0.6, Oct 25 0.6, Nov 25 0.6 (Manatee, FL), Dec 25 0.9.
Opportunity index: Manatee, FL
Manatee, FL index 38.1, Manatee, FL phase strong_buy; Manatee, FL primary driver vacancy, Manatee, FL second driver bank institutional. Manatee, FL components: property stress 34.1, foreclosure pressure 36.3, listing discounts 37.4, bank stress 58.9, insurance 46.8; Manatee, FL pulse 43.2; Manatee, FL capital opportunity 30.4; Manatee, FL seven-day change +0.7%.
ZIP market phases inside Manatee, FL
22 Manatee, FL ZIPs carry a price-cycle phase; Manatee, FL ZIPs by phase (Manatee, FL), deepest drawdown first: contraction, -1.5% YoY, 4.9% off peak (Manatee, FL): 34201, 34202, 34203, 34205, Manatee, FL 34207, 34208, 34209, 34210, Manatee, FL 34211, 34212, 34215, 34216, Manatee, FL 34217, 34219, 34221, 34222.
Residential listings by Manatee, FL ZIP
Manatee, FL ZIPs with the most tracked Manatee, FL residential listings: 34219 71 listings, 10 candidates, bank pressure 65; 34221 69 listings, 9 candidates, bank pressure 65; 34208 32 listings, 8 candidates, bank pressure 65; 34243 32 listings, 15 candidates, bank pressure 62 (Manatee, FL); 34205 31 listings, 13 candidates, bank pressure 65; 34211 28 listings, 12 candidates, bank pressure 65; 34203 22 listings, 5 candidates, bank pressure 65; 34212 16 listings, 7 candidates, bank pressure 65. Manatee, FL totals: 385 listings; Manatee, FL candidates 106; active ZIPs 1.
HUD assisted housing in Manatee, FL
17 assisted properties with 2,335 units sit in Manatee, FL; largest Manatee, FL properties: Tuscany Lakes Apartments (Ellenton) 348 units; The Greene Apartments At Lakewood Ranch (Bradenton) 300 units; Springs Of Palm Sola (Bradenton) 293 units in Manatee, FL; Lost Creek At Lake Ranch (Bradenton) 272 units; Blue Heron Creek Apts. (Bradenton) 264 units; Desoto Towers (Bradenton) 204 units.
Lenders with branches in Manatee, FL
Manatee, FL lenders by branch count: Southstate Bank Na (Manatee, FL): stress 48, 4 branches low in Manatee, FL; Bayfirst National Bank (Manatee, FL): stress 90, 1 branch low in Manatee, FL; Bankunited National Assn (Manatee, FL): stress 76, 1 branch low in Manatee, FL; Bank Of Tampa (Manatee, FL): stress 66, 1 branch low in Manatee, FL; Seacoast National Bank (Manatee, FL): stress 58, 1 branch low in Manatee, FL; Cogent Bank (Manatee, FL): stress 47, 1 branch low in Manatee, FL.
Vacancy and permits, Manatee, FL
44,487 of 221,234 Manatee, FL housing units are vacant; Manatee, FL permits, twelve months: 3,004 multifamily units in Manatee, FL, 7,707 one-to-four unit units.
Work Manatee, FL at the parcel level
Every Manatee, FL parcel carries owner and address; every Manatee, FL parcel carries APN; Manatee, FL distress scores sit on the Manatee, FL live board; Manatee, FL lead lists by signal.
Manatee, FL figures refresh with each source.
Manatee, FL questions
Most distressed ZIP code in Manatee County, FL?
ZIP 34240 leads Manatee, FL at 53/100; next in Manatee, FL: 34228 at 50/100; the Manatee, FL average is 47/100.
Where does Manatee County, FL rank for investment opportunity?
Manatee, FL is #66 among all ranked counties, #11 in Florida; the Manatee, FL driver is vacancy; Manatee, FL moved up 42 places.
How many mortgages are delinquent in Manatee County, FL?
0.9% of Manatee, FL mortgages were ninety-plus days late in December 2025; the Manatee, FL peak since 2008 was 8.2%.
Which banks lend in Manatee County, FL?
6 watched lenders hold Manatee, FL branches; the largest Manatee, FL footprints are Southstate Bank Na (4), Bayfirst National Bank (1), Bankunited National Assn (1).
More on Manatee, FL
Manatee County, FL distress report: public-record figures for Manatee, FL; not legal advice for Manatee, FL; not tax or investment advice; verify every Manatee, FL record before acting.