Mchenry County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mchenry County, IL distress report, 2026: 24 ZIPs scored in Mchenry, IL, Mchenry, IL average 26/100; the top Mchenry, IL ZIP is 60010 at 32/100; Mchenry, IL market phase expansion, Mchenry, IL prices +5.7% year over year.
- Mchenry, IL ranks #2,483 nationally (opportunity index); Mchenry, IL #72 in Illinois; Mchenry, IL index 26.0.
- Mchenry, IL ninety-day mortgage delinquency 0.8% in December 2025; Mchenry, IL twelve-month change +0.1%.
- Mchenry, IL ZIP phases: 24 expansion.
- Mchenry, IL residential listings tracked: 68 across 18 ZIPs; Mchenry, IL candidate listings 21.
- Mchenry, IL HUD assisted properties: 11 with 1,115 units.
- Mchenry, IL lenders on watch: 8; largest Mchenry, IL footprint Bmo Bank National Assn (10 branches).
- Mchenry, IL most distressed ZIP: 60010 at 32/100.
Mchenry, IL figures: DLRadar distress index; Mchenry, IL inputs: CFPB, FHFA, HUD, FDIC; Mchenry, IL rebuilt as sources refresh.
| Rank | Mchenry, IL ZIP | Score |
|---|---|---|
| 1 | 60010 | 32/100 |
| 2 | 60013 | 27/100 |
| 3 | 60020 | 27/100 |
| 4 | 60021 | 27/100 |
| 5 | 60042 | 27/100 |
| 6 | 60051 | 27/100 |
| 7 | 60081 | 27/100 |
| 8 | 60012 | 26/100 |
| 9 | 60014 | 26/100 |
| 10 | 60033 | 26/100 |
| 11 | 60034 | 26/100 |
| 12 | 60050 | 26/100 |
Most distressed Mchenry, IL ZIPs (0-100, 2026)
Mortgage delinquency in Mchenry, IL
0.8% of Mchenry, IL mortgages were ninety-plus days late (Mchenry, IL, December 2025); Mchenry, IL thirty-to-eighty-nine days late: 2.4%; Mchenry, IL twelve-month change +0.1%; Mchenry, IL peak since 2008: 4.7% (December 2009); Illinois overall 1.1%. Mchenry, IL ninety-day series: Dec 24 0.7, Jan 25 0.5, Feb 25 0.6 (Mchenry, IL), Mar 25 0.7, Apr 25 0.6, May 25 0.6 (Mchenry, IL), Jun 25 0.5, Jul 25 0.5, Aug 25 0.6 (Mchenry, IL), Sep 25 0.8, Oct 25 0.8, Nov 25 0.9 (Mchenry, IL), Dec 25 0.8.
Opportunity index: Mchenry, IL
Mchenry, IL index 26.0, Mchenry, IL phase weak; Mchenry, IL primary driver construction, Mchenry, IL second driver bank institutional. Mchenry, IL components: property stress 7.3, foreclosure pressure 4.3, listing discounts 35.1, bank stress 59.5, insurance 0.0; Mchenry, IL pulse 27.5; Mchenry, IL capital opportunity 23.7.
ZIP market phases inside Mchenry, IL
24 Mchenry, IL ZIPs carry a price-cycle phase; Mchenry, IL ZIPs by phase (Mchenry, IL), deepest drawdown first: expansion, +5.7% YoY (Mchenry, IL): 60010, 60012, 60013, 60014, Mchenry, IL 60020, 60021, 60034, 60042, Mchenry, IL 60050, 60051, 60071, 60072, Mchenry, IL 60081, 60097, 60098; expansion, +5.8% YoY (Mchenry, IL): 60033.
Residential listings by Mchenry, IL ZIP
Mchenry, IL ZIPs with the most tracked Mchenry, IL residential listings: 60050 9 listings, 5 candidates, bank pressure 62; 60098 8 listings, 2 candidates, bank pressure 65; 60014 6 listings, 2 candidates, bank pressure 65; 60102 6 listings, 1 candidates, bank pressure 65 (Mchenry, IL); 60013 5 listings, 1 candidates, bank pressure 62; 60142 5 listings, 0 candidates, bank pressure 65; 60156 5 listings, 0 candidates, bank pressure 65; 60012 4 listings, 0 candidates, bank pressure 65. Mchenry, IL totals: 68 listings; Mchenry, IL candidates 21; active ZIPs 16.
HUD assisted housing in Mchenry, IL
11 assisted properties with 1,115 units sit in Mchenry, IL; largest Mchenry, IL properties: Algonquin Square Apartment Homes (Algonquin) 220 units; Walden Oaks (Woodstock) 192 units, 150 assisted; Mapletree Apartments (Woodstock) 120 units, 117 assisted in Mchenry, IL; Crystal Lake Apartment (Crystal Lake) 100 units; Oak Knoll Apartments (Cary) 100 units; Hillcrest Apartments (Mchenry) 88 units, 88 assisted.
Lenders with branches in Mchenry, IL
Mchenry, IL lenders by branch count: Bmo Bank National Assn (Mchenry, IL): stress 72, 10 branches low in Mchenry, IL; First Secure State Bank (Mchenry, IL): stress 69, 7 branches low in Mchenry, IL; Home Stb Na (Mchenry, IL): stress 58, 7 branches low in Mchenry, IL; Crystal Lake B&T Co Na (Mchenry, IL): stress 64, 6 branches moderate in Mchenry, IL; American Community B&T (Mchenry, IL): stress 62, 4 branches low in Mchenry, IL; Prairie Community Bank (Mchenry, IL): stress 83, 3 branches low in Mchenry, IL; Harvard State Bank (Mchenry, IL): stress 74, 3 branches low in Mchenry, IL; Sauk Valley Bank&Trust Co (Mchenry, IL): stress 83, 1 branch low in Mchenry, IL.
Vacancy and permits, Mchenry, IL
3,735 of 121,329 Mchenry, IL housing units are vacant; Mchenry, IL permits, twelve months: 497 multifamily units in Mchenry, IL, 885 one-to-four unit units.
Work Mchenry, IL at the parcel level
Every Mchenry, IL parcel carries owner and address; every Mchenry, IL parcel carries APN; Mchenry, IL distress scores sit on the Mchenry, IL live board.
Mchenry, IL figures refresh with each source.
Mchenry, IL questions
Most distressed ZIP code in Mchenry County, IL?
ZIP 60010 leads Mchenry, IL at 32/100; next in Mchenry, IL: 60013 at 27/100; the Mchenry, IL average is 26/100.
Where does Mchenry County, IL rank for investment opportunity?
Mchenry, IL is #2,483 among all ranked counties, #72 in Illinois; the Mchenry, IL driver is construction; Mchenry, IL moved up 293 places.
How many mortgages are delinquent in Mchenry County, IL?
0.8% of Mchenry, IL mortgages were ninety-plus days late in December 2025; the Mchenry, IL peak since 2008 was 4.7%.
Which banks lend in Mchenry County, IL?
8 watched lenders hold Mchenry, IL branches; the largest Mchenry, IL footprints are Bmo Bank National Assn (10), First Secure State Bank (7), Home Stb Na (7).
More on Mchenry, IL
Mchenry County, IL distress report: public-record figures for Mchenry, IL; not legal advice for Mchenry, IL; not tax or investment advice; verify every Mchenry, IL record before acting.