Mchenry County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mchenry County, Illinois? DLRadar grades every Mchenry County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Mchenry County breakdown.
- Mchenry County's most distressed ZIP is 60010 at 33/100.
- 24 ZIP codes tracked in Mchenry County, averaging 24/100 distress.
- Mchenry County reads expansion — home values up 5.7% year over year.
- Vacancy runs 4.7% across Mchenry County's tracked ZIPs, with a 7.5% poverty rate.
- The typical Mchenry County home is worth about $317,221 against a ~$110,698 median income.
- Lending headwind in Mchenry County sits at 49/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 60010 | 33/100 |
| 2 | 60020 | 27/100 |
| 3 | 60042 | 26/100 |
| 4 | 60012 | 25/100 |
| 5 | 60013 | 25/100 |
| 6 | 60014 | 25/100 |
| 7 | 60021 | 25/100 |
| 8 | 60034 | 25/100 |
| 9 | 60050 | 25/100 |
| 10 | 60051 | 25/100 |
| 11 | 60071 | 25/100 |
| 12 | 60072 | 25/100 |
Most distressed ZIP codes in Mchenry County (composite distress 0-100, 2026)
What is driving Mchenry County distress
DLRadar builds Mchenry County's distress picture only from records anyone can pull; its ZIPs average 24/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Mchenry County market phase and pricing
The cycle in Mchenry County is expansion, with values up 5.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked questions
Which Mchenry County ZIP scores worst for distress?
ZIP 60010 leads Mchenry County at 33/100, recomputed monthly from public records.
What market phase is Mchenry County in?
FHFA price-index movement places Mchenry County in expansion; prices are up 5.7% over twelve months.
What are the sources behind these Mchenry County numbers?
Each Mchenry County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 24 local ZIPs and every other county in the country.
How much do distress scores vary between Mchenry County ZIP codes?
Averaging the county conceals how uneven it is. Across the Mchenry County ZIPs DLRadar ranks, scores run from 33/100 in 60010 down to 25/100 in 60072, against a Mchenry County average of 24/100. That 8-point gap is why acquisition targeting in Mchenry County works at ZIP level rather than county level.
What do Mchenry County home values and vacancy say about distressed supply?
The typical Mchenry County home carries about $317,221 of value against a median household income near $110,698. Vacancy across Mchenry County's tracked ZIPs runs 4.7% and the poverty rate is 7.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Mchenry County's foreclosure and tax-lien filings and its 49/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.