Midland County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Midland County, TX distress report, 2026: 9 ZIPs scored in Midland, TX, Midland, TX average 22/100; the top Midland, TX ZIP is 79701 at 28/100; Midland, TX market phase neutral, Midland, TX prices +3.8% year over year.
- Midland, TX ranks #2,839 nationally (opportunity index); Midland, TX #239 in Texas; Midland, TX index 24.2.
- Midland, TX ninety-day mortgage delinquency 1.3% in December 2025; Midland, TX twelve-month change +0.3%.
- Midland, TX ZIP phases: 6 neutral, 3 peak.
- Midland, TX residential listings tracked: 20 across 5 ZIPs; Midland, TX candidate listings 5.
- Midland, TX HUD assisted properties: 9 with 1,412 units.
- Midland, TX lenders on watch: 8; largest Midland, TX footprint Community National Bank (7 branches).
- Midland, TX most distressed ZIP: 79701 at 28/100.
Midland, TX figures: DLRadar distress index; Midland, TX inputs: CFPB, FHFA, HUD, FDIC; Midland, TX rebuilt as sources refresh.
| Rank | Midland, TX ZIP | Score |
|---|---|---|
| 1 | 79701 | 28/100 |
| 2 | 79703 | 28/100 |
| 3 | 79707 | 28/100 |
| 4 | 79706 | 27/100 |
| 5 | 79765 | 25/100 |
| 6 | 79705 | 20/100 |
| 7 | 79766 | 20/100 |
| 8 | 79782 | 13/100 |
| 9 | 79755 | 11/100 |
Most distressed Midland, TX ZIPs (0-100, 2026)
Mortgage delinquency in Midland, TX
1.3% of Midland, TX mortgages were ninety-plus days late (Midland, TX, December 2025); Midland, TX thirty-to-eighty-nine days late: 4.3%; Midland, TX twelve-month change +0.3%; Midland, TX peak since 2008: 2.8% (February 2010); Texas overall 1.2%. Midland, TX ninety-day series: Dec 24 1.0, Jan 25 0.8, Feb 25 0.6 (Midland, TX), Mar 25 0.7, Apr 25 0.7, May 25 0.5 (Midland, TX), Jun 25 0.7, Jul 25 0.7, Aug 25 1.0 (Midland, TX), Sep 25 1.0, Oct 25 1.1, Nov 25 1.1 (Midland, TX), Dec 25 1.3.
Opportunity index: Midland, TX
Midland, TX index 24.2, Midland, TX phase weak; Midland, TX primary driver construction, Midland, TX second driver bank institutional. Midland, TX components: property stress 8.2, foreclosure pressure 6.4, listing discounts 20.8, bank stress 45.8, insurance 0.0; Midland, TX pulse 26.5; Midland, TX capital opportunity 20.8; Midland, TX seven-day change +0.1%.
ZIP market phases inside Midland, TX
9 Midland, TX ZIPs carry a price-cycle phase; Midland, TX ZIPs by phase (Midland, TX), deepest drawdown first: neutral, +3.8% YoY, 1.2% off peak (Midland, TX): 79701, 79703, 79705, 79707; neutral, +3.7% YoY, 1.1% off peak (Midland, TX): 79706, 79782; peak, +1.8% YoY, 1.1% off peak (Midland, TX): 79765; peak, +1.1% YoY, 0.8% off peak (Midland, TX): 79766; peak, +2.0% YoY, 0.0% off peak (Midland, TX): 79755.
Residential listings by Midland, TX ZIP
Midland, TX ZIPs with the most tracked Midland, TX residential listings: 79706 12 listings, 5 candidates, bank pressure 53; 79765 6 listings, 0 candidates, bank pressure 54; 79703 2 listings, 0 candidates, bank pressure 53; 79701 0 listings, 0 candidates, bank pressure 53 (Midland, TX); 79707 0 listings, 0 candidates, bank pressure 53. Midland, TX totals: 20 listings; Midland, TX candidates 5; active ZIPs 3.
HUD assisted housing in Midland, TX
9 assisted properties with 1,412 units sit in Midland, TX; largest Midland, TX properties: Blue Ridge Apts (Midland) 290 units; Palladium West Francis (Midland) 240 units; Tradewinds Apartments (Midland) 214 units in Midland, TX; Compass Pointe (Midland) 206 units; Constellation Ranch Apartments (Midland) 136 units; Merritt Monument (Midland) 104 units.
Lenders with branches in Midland, TX
Midland, TX lenders by branch count: Community National Bank (Midland, TX): stress 38, 7 branches low in Midland, TX; Prosperity Bank (Midland, TX): stress 33, 5 branches low in Midland, TX; Frost Bank (Midland, TX): stress 69, 4 branches low in Midland, TX; West Texas National Bank (Midland, TX): stress 58, 3 branches low in Midland, TX; First National Bank Texas (Midland, TX): stress 77, 2 branches low in Midland, TX; Southwest Bank (Midland, TX): stress 49, 2 branches low in Midland, TX; American Momentum Bank (Midland, TX): stress 26, 2 branches low in Midland, TX; City Bank (Midland, TX): stress 56, 1 branch low in Midland, TX.
Vacancy and permits, Midland, TX
5,072 of 72,723 Midland, TX housing units are vacant; Midland, TX permits, twelve months: 0 multifamily units in Midland, TX, 824 one-to-four unit units.
Work Midland, TX at the parcel level
Every Midland, TX parcel carries owner and address; every Midland, TX parcel carries APN; Midland, TX distress scores sit on the Midland, TX live board.
Midland, TX figures refresh with each source.
Midland, TX questions
Most distressed ZIP code in Midland County, TX?
ZIP 79701 leads Midland, TX at 28/100; next in Midland, TX: 79703 at 28/100; the Midland, TX average is 22/100.
Where does Midland County, TX rank for investment opportunity?
Midland, TX is #2,839 among all ranked counties, #239 in Texas; the Midland, TX driver is construction; Midland, TX moved up 71 places.
How many mortgages are delinquent in Midland County, TX?
1.3% of Midland, TX mortgages were ninety-plus days late in December 2025; the Midland, TX peak since 2008 was 2.8%.
Which banks lend in Midland County, TX?
8 watched lenders hold Midland, TX branches; the largest Midland, TX footprints are Community National Bank (7), Prosperity Bank (5), Frost Bank (4).
More on Midland, TX
Midland County, TX distress report: public-record figures for Midland, TX; not legal advice for Midland, TX; not tax or investment advice; verify every Midland, TX record before acting.