Modoc County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Modoc County, California? DLRadar grades every Modoc County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Modoc County breakdown.
- Modoc County's most distressed ZIP is 96056 at 24/100.
- 13 ZIP codes tracked in Modoc County, averaging 15/100 distress.
- Modoc County reads contraction — home values down 0.3% year over year.
- Vacancy runs 33.7% across Modoc County's tracked ZIPs, with a 14.7% poverty rate.
- The typical Modoc County home is worth about $277,973 against a ~$57,900 median income.
- Lending headwind in Modoc County sits at 33/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 96056 | 24/100 |
| 2 | 96006 | 18/100 |
| 3 | 96134 | 17/100 |
| 4 | 96110 | 14/100 |
| 5 | 96015 | 13/100 |
| 6 | 96054 | 13/100 |
| 7 | 96101 | 13/100 |
| 8 | 96104 | 13/100 |
| 9 | 96108 | 13/100 |
| 10 | 96112 | 13/100 |
| 11 | 96115 | 13/100 |
| 12 | 96116 | 13/100 |
Most distressed ZIP codes in Modoc County (composite distress 0-100, 2026)
What is driving Modoc County distress
DLRadar builds Modoc County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Modoc County market phase and pricing
DLRadar places Modoc County in contraction; prices moved down 0.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Modoc County
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Questions and answers
Which part of Modoc County, CA scores highest for distress?
ZIP 96056 leads Modoc County at 24/100, recomputed monthly from public records.
What stage of the price cycle is Modoc County at?
Phase for Modoc County: contraction, tracking a 0.3% decline year over year, read off the FHFA index.
What are the sources behind these Modoc County numbers?
Modoc County draws on FHFA (contraction trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Modoc County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Modoc County ZIPs DLRadar ranks, scores run from 24/100 in 96056 down to 13/100 in 96116, against a Modoc County average of 15/100. That 11-point gap is why acquisition targeting in Modoc County works at ZIP level rather than county level.
What do Modoc County home values and vacancy say about distressed supply?
The typical Modoc County home carries about $277,973 of value against a median household income near $57,900. Vacancy across Modoc County's tracked ZIPs runs 33.7% and the poverty rate is 14.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Modoc County's foreclosure and tax-lien filings and its 33/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.