ZIP 96054 Foreclosure, Tax-Lien & Distress Report
Modoc County, California · High Vacancy market
In Modoc County, California, ZIP 96054 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (75/100), structural risk (31/100), institutional ownership (4/100). By contrast, structural risk (31/100) and institutional ownership (4/100) register low. Latent structural risk is 31/100 while live distress already moving reads 0/100.
The market reads contraction — home values held roughly flat year on year, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
The vacancy rate is 47.8% — elevated. Households earn a median $71,917 — near the roughly $78,000 national figure. Home values center near $155,200, an affordability ratio of 2.0× — accessible. The ZIP holds roughly 211 housing units. 242 residents call 96054 home, typically aged 57. Rent burden reaches 0% of tenant households. Owners hold 95% of homes, renters 5%. 8.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. Around 10% of adults hold a bachelor's degree or higher.
On the whole, 96054 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 96054's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 96054 shows as blanks, never estimates, and the score updates on every fresh public filing.
96054's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 96054 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 96054’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 96054 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 96054, the same set carried on every parcel.
Nearby ZIPs in Modoc County
Explore related distress reports
Other reports tied to Modoc County, California — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 96054
Open 96054 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology