Modoc County, CA: Foreclosures, Tax Liens & Distressed Properties

Modoc County, CA, California: 13 ZIP codes scored, Modoc County, CA averaging 13/100 (minimal, Modoc, CA), from 11 to 24. Modoc County, CA is in its contraction phase (Modoc, CA confidence 17/100): Modoc, CA home prices down 0.3% (Modoc, CA) over twelve months. Modoc County, CA lender headwind: 33/100.

Highest-scoring Modoc County, CA ZIPs: 96056 (24/100), 96006 (18/100), 96134 (16/100), 96015 (11/100), 96054 (11/100), 96101 (11/100). Also scored in Modoc County, CA: 96104, 96108, 96110, 96112, 96115, 96116, 97635.

Across Modoc County, CA's scored ZIPs: median home value $277,973, household income $57,900, 33.7% vacancy, 14.7% poverty, 77% owner-occupied, median age 56.3.

Modoc County, CA insurance distress 0/100 (#2,522 in the US); FEMA hazard 0/100 for Modoc, CA; Modoc, CA construction distress 54/100.

2 banks with 2 branches lend in Modoc County, CA; Modoc, CA weighted bank stress 57/100, highest 67/100 in Modoc, CA.

Modoc County, CA unemployment 6.1% (Modoc, CA -3.2 pts, six months); 13 new housing units permitted in Modoc County, CA over twelve months, Modoc, CA up 0% from 13; Modoc, CA home prices +8.0% a year (Modoc, CA) over three years.

4,764 housing units in Modoc County, CA; 740 Modoc, CA renter households; 42% of Modoc, CA renters spend 30%+ of income on rent, 22% (Modoc, CA) half or more.

Modoc County, CA ranks #1,017 nationally on the opportunity index (Modoc, CA, among all ranked counties); Modoc, CA scores 31.1/100 and Modoc, CA sits #9 inside California. Modoc, CA is in the early_signal opportunity phase; Modoc, CA's primary driver is vacancy, Modoc, CA second driver construction; Modoc, CA moved up 203 places. 1 short-sale listings across Modoc, CA; 51 days on market observed in Modoc, CA; 27.3% vacancy over 13 Modoc, CA ZIPs.

No CFPB county sample covers Modoc County, CA. The non-metro area reading for Modoc, CA: 0.6% ninety-plus days late; Modoc, CA's thirty-to-eighty-nine share is 1.7% (Modoc, CA, December 2025 data); California overall 0.5%.

Modoc County, CA has 1 watched bank; 1 Modoc, CA bank sits in an elevated band. Modoc, CA footprints: Plumas Bank (1 branch, stress 46) in Modoc, CA.

1,497 of the 4,764 housing units in Modoc, CA sit vacant. Modoc County, CA permitted 0 multifamily units in twelve months; Modoc, CA's one-to-four unit structures added 13 units in Modoc County, CA.