ZIP 96101 Property Distress & Foreclosure Data

ZIP code 96101 in Modoc County, California carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 31/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (75/100), structural risk (31/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (4/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 3% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 72% owner-occupied to 28% rented. Around 51% of renters are cost-burdened. Households earn a median $57,117 — below the roughly $78,000 national figure. About 21% have a four-year degree. The vacancy rate is 23.9% — elevated. 4,868 residents call 96101 home, typically aged 45. Roughly 23.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 96101 scores 36/100. A median home runs $211,200 here, or 3.4 times local income. The ZIP holds roughly 2,517 housing units.

Taken together, 96101 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.