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ZIP 96101 Foreclosure, Tax-Lien & Distress Report

Modoc County, California · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 96101 in Modoc County, California comes in at 13, a minimal composite-distress reading. The split runs 31/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (31/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (4/100) stay muted.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 3% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Owners hold 72% of homes, renters 28%. Rent burden reaches 51% of tenant households. Median household income is $57,117, below the U.S. median near $78,000. Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 23.9% — elevated. Population is roughly 4,868 with a median age of 45. Roughly 23.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 96101 scores 36/100. A median home runs $211,200 here, or 3.4 times local income. The ZIP holds roughly 2,517 housing units.

On the whole, 96101 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 96101 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 96101 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Modoc County, California and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 96101 shows blanks, not estimates, wherever the record is sparse.

96101's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 96101 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

13/100
Composite stress
31/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 96101

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk37
9 further distress layers are graded for 96101

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 96101 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 96101, drawn from the same report attached to each property.

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