ZIP 96115 Property Distress & Foreclosure Data

ZIP code 96115 in Modoc County, California carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (75/100), structural risk (31/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (4/100). Structural exposure scores 31 and live distress 2 on the 0–100 scale.

The peak-phase market in 96115 posted values that rose 1.5% over the year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 109 with a median age of 62. Owners hold 97% of homes, renters 3%. Vacancy runs 36.9%, above the national norm and a classic distress-and-opportunity signal. Median household income is $69,583, near the U.S. median near $78,000. Educational attainment sits at 43% bachelor's-or-above. There are about 105 housing units across 96115. Home values center near $352,500, an affordability ratio of 4.2×. 10.1% of residents fall below the poverty threshold.

On the whole, 96115 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.