ZIP 96115 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 96115 (Modoc County, California) lands at 13/100 — minimal on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (75/100), structural risk (31/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (4/100). Structural exposure scores 31 and live distress 2 on the 0–100 scale.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, at 17/100 phase confidence. A cooling market tends to open discount-to-value windows.

On demographic stress specifically, 96115 scores 28/100. 109 residents call 96115 home, typically aged 62. The tenure split is 97% owner-occupied to 3% rented. The vacancy rate is 36.9% — elevated. Median household income is $69,583, near the U.S. median near $78,000. About 43% have a four-year degree. The ZIP holds roughly 105 housing units. A median home runs $352,500 here, or 4.2 times local income. Roughly 10.1% live below the poverty line.

Net-net, 96115 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 96115's 13/100 can be lined up against any neighbor in Modoc County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 96115 reflects the current record instead of a stale or modeled snapshot.

Each component behind 96115 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Treat 96115 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.