ZIP 96108 Property Distress & Foreclosure Data

DLRadar grades ZIP 96108 (Modoc County, California) at a minimal 13/100 for overall property distress. Property-level stress concentrates in construction/permit lag (75/100), structural risk (31/100), institutional ownership (4/100). By contrast, structural risk (31/100) and institutional ownership (4/100) register low. Structural exposure scores 31 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 1.5% year on year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

67% of housing is owner-occupied. There are about 33 housing units across 96108. About 103 people live here, median age 48. Vacancy runs 0.0%. Around 41% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 14/100. The poverty rate is 0.0% — low. Rent burden reaches 0% of tenant households.

Net-net, 96108 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
31/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 96108

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk37
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Modoc County

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Deterministic. Every signal traces to a public dataset · methodology