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ZIP 97630 Foreclosure, Tax-Lien & Distress Report

Lake County, Oregon · Distress market

Scored on a fixed 0-100 scale, 97630 (Lake County, Oregon) returns a minimal composite of 12/100. Structural exposure scores 27 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (27/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The recovery-phase market in 97630 posted values that rose 2.5% over the year, and 12% higher over three years (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $62,208 — below the roughly $78,000 national figure. Rent burden reaches 49% of tenant households. 5,484 residents call 97630 home, typically aged 46. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. There are about 2,569 housing units across 97630. DLRadar's demographic-stress index for the area reads 35/100. Around 22% of adults hold a bachelor's degree or higher. A median home runs $221,000 here, or 3.6 times local income. 18.2% of residents fall below the poverty threshold. Owners hold 65% of homes, renters 35%.

Net-net, 97630 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 97630 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 97630 runs through one identical scoring model, so its 12/100 sits on the same scale as every other ZIP in Lake County, Oregon and the nation. 97630 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 97630 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. The point of the 97630 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

12/100
Composite stress
27/100
Structural risk
1/100
Distress activity

What is driving ZIP 97630’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk18
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 97630 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Lake County

Nearest ZIP codes to 97630

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Oregon distress

Other reports tied to Lake County, Oregon — ZIP, county and statewide.

Open the complete 97630 acquisition file

Every distressed parcel in 97630 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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