ZIP 97630 Property Distress & Foreclosure Data

Composite property distress in 97630 (Lake County, Oregon) lands at 8/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 17/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (17/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The peak-phase market in 97630 posted values that rose 3.3% over the year, and 12% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $62,208, below the U.S. median near $78,000. Around 49% of renters are cost-burdened. Population is roughly 5,484 with a median age of 46. The vacancy rate is 11.6% — elevated. The ZIP holds roughly 2,569 housing units. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 22% bachelor's-or-above. Home values center near $221,000, an affordability ratio of 3.6× — accessible. 18.2% of residents fall below the poverty threshold. Owners hold 65% of homes, renters 35%.

On balance 97630 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.