ZIP 97638 Property Distress & Foreclosure Data

In Lake County, Oregon, ZIP 97638 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 17/100, with 0/100 of stress already active. Its standout signals are construction/permit lag (45/100), structural risk (17/100), institutional ownership (3/100). By contrast, structural risk (17/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.3% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Around 24% of adults hold a bachelor's degree or higher. The poverty rate is 6.0% — low. The demographic-stress sub-score lands at 22/100. 53% of housing is owner-occupied. About 531 people live here, median age 41. The vacancy rate is 16.7% — elevated. Around 0% of renters are cost-burdened. The ZIP holds roughly 201 housing units. At $59,250, median income runs below typical U.S. levels.

Net-net, 97638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

8/100
Composite stress
17/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 97638

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk18
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lake County

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