ZIP 97638 Foreclosure, Tax-Lien & Distress Report

In Lake County, Oregon, ZIP 97638 scores 12 of 100 for composite distress, a minimal level on DLRadar's distress index. On the structural side it scores 27/100, with 0/100 of stress already active. The pressure is most legible in construction/permit lag (85/100), structural risk (27/100), institutional ownership (3/100). On the quiet end sit structural risk (27/100) and institutional ownership (3/100).

The market reads recovery — home values rose 2.5% year on year, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 24% bachelor's-or-above. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 46/100. Owners hold 53% of homes, renters 47%. About 531 people live here, median age 41. The vacancy rate is 16.7% — elevated. Rent burden reaches 0% of tenant households. The ZIP holds roughly 201 housing units. At $59,250, median income runs below typical U.S. levels.

On the whole, 97638 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 97638 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 97638's 12/100 can be lined up against any neighbor in Lake County, Oregon or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 97638 shows blanks, not estimates, wherever the record is sparse.

Each component behind 97638 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. The point of the 97638 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.