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ZIP 97641 Foreclosure, Tax-Lien & Distress Report

Lake County, Oregon · High Vacancy market

DLRadar grades ZIP 97641 (Lake County, Oregon) at a minimal 10/100 for overall property distress. Structural exposure scores 24 and live distress 0 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (24/100), institutional ownership (3/100). structural risk (24/100) and institutional ownership (3/100) stay muted.

The recovery-phase market in 97641 posted values that rose 2.5% over the year, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

1,250 residents call 97641 home, typically aged 51. 30.2% of residents fall below the poverty threshold. Median household income is $32,887, below the U.S. median near $78,000. On demographic stress specifically, 97641 scores 36/100. About 13% have a four-year degree. The tenure split is 66% owner-occupied to 34% rented. The vacancy rate is 26.9% — elevated. The ZIP holds roughly 820 housing units. Rent burden reaches 28% of tenant households.

Taken together, 97641 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 97641 at the moment; the composite and its components are still built from verifiable public records.

Whether 97641 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97641 can be compared directly against any other ZIP in Lake County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 97641 shows blanks, not estimates, wherever the record is sparse.

97641's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 97641 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

10/100
Composite stress
24/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 97641

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk18
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

97641 at a glance

The live 97641 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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