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ZIP 97641 Foreclosure, Tax-Lien & Distress Report

Lake County, Oregon · High Vacancy market

DLRadar grades ZIP 97641 (Lake County, Oregon) at a minimal 12/100 for overall property distress. Structural exposure scores 27 and live distress 0 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (27/100), institutional ownership (3/100). structural risk (27/100) and institutional ownership (3/100) stay muted.

The recovery-phase market in 97641 posted values that rose 2.5% over the year, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

1,250 residents call 97641 home, typically aged 51. 30.2% of residents fall below the poverty threshold. Median household income is $32,887, below the U.S. median near $78,000. On demographic stress specifically, 97641 scores 55/100. About 13% have a four-year degree. The tenure split is 66% owner-occupied to 34% rented. The vacancy rate is 26.9% — elevated. The ZIP holds roughly 820 housing units. Rent burden reaches 28% of tenant households.

Taken together, 97641 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 97641 at the moment; the composite and its components are still built from verifiable records.

Whether 97641 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97641 can be compared directly against any other ZIP in Lake County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 97641 shows blanks, not estimates, wherever the record is sparse.

97641's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 97641 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

12/100
Composite stress
27/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 97641

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk18
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

97641 at a glance

The live 97641 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Lake County

Nearest ZIP codes to 97641

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Oregon distress

Keep going: ZIP, county and state distress coverage for Lake County, Oregon.

Open the complete 97641 acquisition file

See who owns each distressed property in 97641, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

No modelling: every input is a public record · methodology

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