ZIP 97636 Property Distress & Foreclosure Data

Lake County, Oregon's ZIP 97636 registers 8/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 17/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (17/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The peak-phase market in 97636 posted values that rose 3.3% over the year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $61,667, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 35/100. The ZIP holds roughly 186 housing units. Educational attainment sits at 26% bachelor's-or-above. The vacancy rate is 27.3% — elevated. Owners hold 39% of homes, renters 61%. 10.5% of residents fall below the poverty threshold. Population is roughly 354 with a median age of 32. Around 39% of renters are cost-burdened. Home values center near $239,500, an affordability ratio of 3.3× — accessible.

On the whole, 97636 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.