ZIP 97640 Property Distress & Foreclosure Data

Lake County, Oregon's ZIP 97640 registers 8/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (17/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structural exposure scores 17 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 129 housing units across 97640. Vacancy runs 54.6%, above the national norm and a classic distress-and-opportunity signal. 160 residents call 97640 home, typically aged 55. About 27% have a four-year degree. The tenure split is 54% owner-occupied to 46% rented. Households earn a median $61,591 — below the roughly $78,000 national figure. On demographic stress specifically, 97640 scores 31/100. Rent burden reaches 0% of tenant households. A median home runs $338,000 here, or 3.6 times local income. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 97640 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.