ZIP 97640 Foreclosure, Tax-Lien & Distress Report
Lake County, Oregon · High Vacancy market
Lake County, Oregon's ZIP 97640 registers 12/100 composite distress, which DLRadar reads as minimal. Leading the profile are construction/permit lag (85/100), structural risk (27/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Structural exposure scores 27 and live distress 1 on the 0–100 scale.
Prices here sit in a recovery phase: values rose 2.5% over the trailing year (phase confidence 29/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The ZIP holds roughly 129 housing units. The vacancy rate is 54.6% — elevated. 160 residents call 97640 home, typically aged 55. Around 27% of adults hold a bachelor's degree or higher. Owners hold 54% of homes, renters 46%. At $61,591, median income runs below typical U.S. levels. On demographic stress specifically, 97640 scores 31/100. Rent burden reaches 0% of tenant households. A median home runs $338,000 here, or 3.6 times local income. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas.
On the whole, 97640 leans distressed, with opportunity clustered in specific stressed parcels. While 97640 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 97640's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 97640 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 12/100 for 97640 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 97640 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 97640’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
97640 at a glance
The live 97640 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Lake County ZIP codes
Nearest ZIP codes to 97640
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Lake County, Oregon
Other reports tied to Lake County, Oregon — ZIP, county and statewide.
The complete 97640 distress and acquisition report
See who owns each distressed property in 97640, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology