ZIP 97635 Foreclosure, Tax-Lien & Distress Report
Lake County, Oregon · High Vacancy market
ZIP 97635's composite property-distress score is 11/100 - DLRadar classes that as minimal for Lake County, Oregon. Property-level stress concentrates in construction/permit lag (54/100), structural risk (25/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (4/100). On the structural side it scores 25/100, with 2/100 of stress already active.
Prices here sit in a contraction phase: values held roughly flat over the trailing year (phase confidence 13/100). Falling values surface more motivated sellers and below-market exits.
12.4% of residents fall below the poverty threshold. Around 22% of adults hold a bachelor's degree or higher. Home values center near $310,000. The vacancy rate is 43.7% — elevated. There are about 165 housing units across 97635. Population is roughly 323 with a median age of 54. 35% of housing is owner-occupied. Rent burden reaches 0% of tenant households. On demographic stress specifically, 97635 scores 52/100.
Net-net, 97635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 97635's 11/100 can be lined up against any neighbor in Lake County, Oregon or any ZIP coast to coast. Sparse data for 97635 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 11/100 figure for 97635 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 97635 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 97635 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 97635 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 97635, the same set carried on every parcel.
Other Lake County ZIP codes
Nearest ZIP codes to 97635
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Oregon distress
Further distress data across Lake County, Oregon at ZIP, county and state level.
Open the complete 97635 acquisition file
Get every distressed property in 97635 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology