Monroe County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, IN distress report, 2026: 19 ZIPs scored in Monroe, IN, Monroe, IN average 27/100; the top Monroe, IN ZIP is 46151 at 30/100; Monroe, IN market phase contraction, Monroe, IN prices -0.2% year over year.
- Monroe, IN ranks #1,659 nationally (opportunity index); Monroe, IN #47 in Indiana; Monroe, IN index 28.9.
- Monroe, IN: no CFPB county sample; Monroe, IN metro area reading 0.6%.
- Monroe, IN ZIP phases: 11 contraction, 8 peak.
- Monroe, IN residential listings tracked: 19 across 11 ZIPs; Monroe, IN candidate listings 7.
- Monroe, IN HUD assisted properties: 8 with 616 units.
- Monroe, IN lenders on watch: 7; largest Monroe, IN footprint Peoples State Bank (5 branches).
- Monroe, IN most distressed ZIP: 46151 at 30/100.
Monroe, IN figures: DLRadar distress index; Monroe, IN inputs: CFPB, FHFA, HUD, FDIC; Monroe, IN rebuilt as sources refresh.
| Rank | Monroe, IN ZIP | Score |
|---|---|---|
| 1 | 46151 | 30/100 |
| 2 | 47401 | 28/100 |
| 3 | 47403 | 28/100 |
| 4 | 47404 | 28/100 |
| 5 | 47405 | 28/100 |
| 6 | 47406 | 28/100 |
| 7 | 47408 | 28/100 |
| 8 | 47429 | 28/100 |
| 9 | 47433 | 28/100 |
| 10 | 47434 | 28/100 |
| 11 | 47436 | 28/100 |
| 12 | 47458 | 28/100 |
Most distressed Monroe, IN ZIPs (0-100, 2026)
Mortgage delinquency around Monroe, IN
No CFPB county sample covers Monroe, IN; the metro area reading for Monroe, IN (Bloomington, IN): 0.6% ninety-plus; Monroe, IN area thirty-to-eighty-nine 1.6% (December 2025, Monroe, IN); Indiana overall 1.0%.
Opportunity index: Monroe, IN
Monroe, IN index 28.9, Monroe, IN phase early_signal; Monroe, IN primary driver construction, Monroe, IN second driver bank institutional. Monroe, IN components: property stress 15.8, foreclosure pressure 15.4, listing discounts 22.4, bank stress 57.4, insurance 0.0; Monroe, IN pulse 34.4; Monroe, IN capital opportunity 20.7; Monroe, IN seven-day change +0.2%.
ZIP market phases inside Monroe, IN
19 Monroe, IN ZIPs carry a price-cycle phase; Monroe, IN ZIPs by phase (Monroe, IN), deepest drawdown first: contraction, -0.2% YoY, 1.3% off peak (Monroe, IN): 47405, 47406, 47408, 47429, Monroe, IN 47434, 47458, 47464, 47404, Monroe, IN 47460; contraction, -0.1% YoY, 1.3% off peak (Monroe, IN): 47403, 47401; peak, +0.3% YoY, 1.1% off peak (Monroe, IN): 47433; peak, +0.5% YoY, 1.0% off peak (Monroe, IN): 47468; peak, +2.9% YoY, 0.4% off peak (Monroe, IN): 47436; peak, +3.9% YoY, 0.2% off peak (Monroe, IN): 47462; peak, +3.0% YoY, 0.0% off peak (Monroe, IN): 46151.
Residential listings by Monroe, IN ZIP
Monroe, IN ZIPs with the most tracked Monroe, IN residential listings: 47401 8 listings, 3 candidates, bank pressure 63; 47404 5 listings, 2 candidates, bank pressure 64; 47403 4 listings, 1 candidates, bank pressure 64; 47408 2 listings, 1 candidates, bank pressure 63 (Monroe, IN); 47405 0 listings, 0 candidates, bank pressure 63; 47406 0 listings, 0 candidates, bank pressure 63; 47429 0 listings, 0 candidates, bank pressure 63; 47434 0 listings, 0 candidates, bank pressure 63. Monroe, IN totals: 19 listings; Monroe, IN candidates 7; active ZIPs 4.
HUD assisted housing in Monroe, IN
8 assisted properties with 616 units sit in Monroe, IN; largest Monroe, IN properties: Oakdale Square Apartments (Bloomington) 200 units; Cambridge Square Bloomington (Bloomington) 153 units, 153 assisted; The City Flats On Tenth (Bloomington) 88 units in Monroe, IN; Orchard Glen Cooperative I (Bloomington) 66 units; Providence Place Of Bloomington I (Bloomington) 33 units, 33 assisted; Railway Manor (Bloomington) 32 units.
Lenders with branches in Monroe, IN
Monroe, IN lenders by branch count: Peoples State Bank (Monroe, IN): stress 63, 5 branches low in Monroe, IN; Old National Bank (Monroe, IN): stress 58, 5 branches low in Monroe, IN; Jackson County Bank (Monroe, IN): stress 81, 3 branches low in Monroe, IN; German American Bank (Monroe, IN): stress 42, 3 branches low in Monroe, IN; Owen County State Bank (Monroe, IN): stress 85, 2 branches low in Monroe, IN; Farmers&Mechanics Fsb (Monroe, IN): stress 100, 1 branch low in Monroe, IN; Merchants Bank Of Indiana (Monroe, IN): stress 57, 1 branch low in Monroe, IN.
Vacancy and permits, Monroe, IN
6,421 of 65,657 Monroe, IN housing units are vacant; Monroe, IN permits, twelve months: 285 multifamily units in Monroe, IN, 267 one-to-four unit units.
Work Monroe, IN at the parcel level
Every Monroe, IN parcel carries owner and address; every Monroe, IN parcel carries APN; Monroe, IN distress scores sit on the Monroe, IN live board.
Monroe, IN figures refresh with each source.
Monroe, IN questions
Most distressed ZIP code in Monroe County, IN?
ZIP 46151 leads Monroe, IN at 30/100; next in Monroe, IN: 47401 at 28/100; the Monroe, IN average is 27/100.
Where does Monroe County, IN rank for investment opportunity?
Monroe, IN is #1,659 among all ranked counties, #47 in Indiana; the Monroe, IN driver is construction; Monroe, IN moved down 411 places.
How many mortgages are delinquent in Monroe County, IN?
Monroe, IN takes the metro area reading of 0.6% for December 2025; no CFPB county sample covers Monroe, IN.
Which banks lend in Monroe County, IN?
7 watched lenders hold Monroe, IN branches; the largest Monroe, IN footprints are Peoples State Bank (5), Old National Bank (5), Jackson County Bank (3).
More on Monroe, IN
Monroe County, IN distress report: public-record figures for Monroe, IN; not legal advice for Monroe, IN; not tax or investment advice; verify every Monroe, IN record before acting.