Montgomery County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Montgomery County, GA distress report, 2026: 7 ZIPs scored in Montgomery, GA, Montgomery, GA average 16/100; the top Montgomery, GA ZIP is 30474 at 20/100; Montgomery, GA market phase peak, Montgomery, GA prices +1.2% year over year.
- Montgomery, GA ranks #1,375 nationally (opportunity index); Montgomery, GA #104 in Georgia; Montgomery, GA index 29.9.
- Montgomery, GA: no CFPB county sample; Montgomery, GA non-metro area reading 1.3%.
- Montgomery, GA ZIP phases: 7 peak.
- Montgomery, GA residential listings tracked: 0 across 4 ZIPs; Montgomery, GA candidate listings 0.
- Montgomery, GA lenders on watch: 2; largest Montgomery, GA footprint Mount Vernon Bank (1 branch).
- Montgomery, GA most distressed ZIP: 30474 at 20/100.
Montgomery, GA figures: DLRadar distress index; Montgomery, GA inputs: CFPB, FHFA, HUD, FDIC; Montgomery, GA rebuilt as sources refresh.
| Rank | Montgomery, GA ZIP | Score |
|---|---|---|
| 1 | 30474 | 20/100 |
| 2 | 30473 | 19/100 |
| 3 | 30410 | 16/100 |
| 4 | 30412 | 16/100 |
| 5 | 30445 | 16/100 |
| 6 | 30470 | 13/100 |
| 7 | 30457 | 11/100 |
Most distressed Montgomery, GA ZIPs (0-100, 2026)
Mortgage delinquency around Montgomery, GA
No CFPB county sample covers Montgomery, GA; the non-metro area reading for Montgomery, GA: 1.3% ninety-plus; Montgomery, GA area thirty-to-eighty-nine 3.0% (December 2025, Montgomery, GA); Georgia overall 1.3%.
Opportunity index: Montgomery, GA
Montgomery, GA index 29.9, Montgomery, GA phase early_signal; Montgomery, GA primary driver vacancy, Montgomery, GA second driver bank institutional. Montgomery, GA components: property stress 27.1, foreclosure pressure 28.2, bank stress 58.8, insurance 0.0; Montgomery, GA pulse 34.1; Montgomery, GA capital opportunity 23.7; Montgomery, GA seven-day change +0.6%.
ZIP market phases inside Montgomery, GA
7 Montgomery, GA ZIPs carry a price-cycle phase; Montgomery, GA ZIPs by phase (Montgomery, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Montgomery, GA): 30410, 30412, 30473; peak, +1.3% YoY, 0.0% off peak (Montgomery, GA): 30445, 30474; peak, +1.8% YoY, 0.0% off peak (Montgomery, GA): 30470; peak, +2.4% YoY, 0.0% off peak (Montgomery, GA): 30457.
Residential listings by Montgomery, GA ZIP
Montgomery, GA ZIPs with the most tracked Montgomery, GA residential listings: 30410 0 listings, 0 candidates, bank pressure 69; 30412 0 listings, 0 candidates, bank pressure 69; 30445 0 listings, 0 candidates, bank pressure 64; 30470 0 listings, 0 candidates, bank pressure 64 (Montgomery, GA). Montgomery, GA totals: 0 listings; Montgomery, GA candidates 0; active ZIPs 0.
Lenders with branches in Montgomery, GA
Montgomery, GA lenders by branch count: Mount Vernon Bank (Montgomery, GA): stress 75, 1 branch low in Montgomery, GA; Altamaha Bank&Trust Co (Montgomery, GA): stress 64, 1 branch low in Montgomery, GA.
Vacancy and permits, Montgomery, GA
651 of 3,794 Montgomery, GA housing units are vacant; Montgomery, GA permits, twelve months: 0 multifamily units in Montgomery, GA, 133 one-to-four unit units.
Work Montgomery, GA at the parcel level
Every Montgomery, GA parcel carries owner and address; every Montgomery, GA parcel carries APN; Montgomery, GA distress scores sit on the Montgomery, GA live board.
Montgomery, GA figures refresh with each source.
Montgomery, GA questions
Most distressed ZIP code in Montgomery County, GA?
ZIP 30474 leads Montgomery, GA at 20/100; next in Montgomery, GA: 30473 at 19/100; the Montgomery, GA average is 16/100.
Where does Montgomery County, GA rank for investment opportunity?
Montgomery, GA is #1,375 among all ranked counties, #104 in Georgia; the Montgomery, GA driver is vacancy; Montgomery, GA moved up 99 places.
How many mortgages are delinquent in Montgomery County, GA?
Montgomery, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Montgomery, GA.
Which banks lend in Montgomery County, GA?
2 watched lenders hold Montgomery, GA branches; the largest Montgomery, GA footprints are Mount Vernon Bank (1), Altamaha Bank&Trust Co (1).
More on Montgomery, GA
Montgomery County, GA distress report: public-record figures for Montgomery, GA; not legal advice for Montgomery, GA; not tax or investment advice; verify every Montgomery, GA record before acting.