Montgomery County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Montgomery County, Georgia? DLRadar grades every Montgomery County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Montgomery County breakdown.
- Montgomery County's most distressed ZIP is 30474 at 25/100.
- 7 ZIP codes tracked in Montgomery County, averaging 17/100 distress.
- Montgomery County reads peak — home values up 1.2% year over year.
- Vacancy runs 20.8% across Montgomery County's tracked ZIPs, with a 18.9% poverty rate.
- The typical Montgomery County home is worth about $121,757 against a ~$51,954 median income.
- Lending headwind in Montgomery County sits at 56/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30474 | 25/100 |
| 2 | 30473 | 21/100 |
| 3 | 30410 | 16/100 |
| 4 | 30412 | 16/100 |
| 5 | 30445 | 16/100 |
| 6 | 30470 | 14/100 |
| 7 | 30457 | 11/100 |
Most distressed ZIP codes in Montgomery County (composite distress 0-100, 2026)
What is driving Montgomery County distress
Montgomery County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 17/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Montgomery County market phase and pricing
Phase for Montgomery County: peak (+1.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Montgomery County
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Frequently asked
Where is distress highest inside Montgomery County, GA?
ZIP 30474 leads Montgomery County at 25/100, recomputed monthly from public records.
Where is Montgomery County in the housing cycle?
FHFA price-index movement places Montgomery County in peak; prices are up 1.2% over twelve months.
What is this Montgomery County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 7 Montgomery County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Montgomery County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Montgomery County ZIPs DLRadar ranks, scores run from 25/100 in 30474 down to 11/100 in 30457, against a Montgomery County average of 17/100. Those 14 points separate the ZIPs worth working in Montgomery County from the rest.
What do Montgomery County home values and vacancy say about distressed supply?
The typical Montgomery County home carries about $121,757 of value against a median household income near $51,954. Vacancy across Montgomery County's tracked ZIPs runs 20.8% and the poverty rate is 18.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Montgomery County's foreclosure and tax-lien filings and its 56/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.