Montgomery County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Montgomery County, NC distress report, 2026: 9 ZIPs scored in Montgomery, NC, Montgomery, NC average 23/100; the top Montgomery, NC ZIP is 27341 at 27/100; Montgomery, NC market phase peak, Montgomery, NC prices +2.8% year over year.
- Montgomery, NC ranks #95 nationally (opportunity index); Montgomery, NC #4 in North Carolina; Montgomery, NC index 37.4.
- Montgomery, NC: no CFPB county sample; Montgomery, NC non-metro area reading 1.3%.
- Montgomery, NC ZIP phases: 8 peak, 1 contraction.
- Montgomery, NC residential listings tracked: 6 across 6 ZIPs; Montgomery, NC candidate listings 2.
- Montgomery, NC HUD assisted properties: 2 with 47 units.
- Montgomery, NC lenders on watch: 3; largest Montgomery, NC footprint Fidelity Bank (3 branches).
- Montgomery, NC most distressed ZIP: 27341 at 27/100.
Montgomery, NC figures: DLRadar distress index; Montgomery, NC inputs: CFPB, FHFA, HUD, FDIC; Montgomery, NC rebuilt as sources refresh.
| Rank | Montgomery, NC ZIP | Score |
|---|---|---|
| 1 | 27341 | 27/100 |
| 2 | 27281 | 26/100 |
| 3 | 28127 | 26/100 |
| 4 | 27209 | 23/100 |
| 5 | 27356 | 22/100 |
| 6 | 27229 | 20/100 |
| 7 | 27247 | 20/100 |
| 8 | 27306 | 20/100 |
| 9 | 27371 | 20/100 |
Most distressed Montgomery, NC ZIPs (0-100, 2026)
Mortgage delinquency around Montgomery, NC
No CFPB county sample covers Montgomery, NC; the non-metro area reading for Montgomery, NC: 1.3% ninety-plus; Montgomery, NC area thirty-to-eighty-nine 3.4% (December 2025, Montgomery, NC); North Carolina overall 0.9%.
Opportunity index: Montgomery, NC
Montgomery, NC index 37.4, Montgomery, NC phase strong_buy; Montgomery, NC primary driver vacancy, Montgomery, NC second driver bank institutional. Montgomery, NC components: property stress 35.7, foreclosure pressure 39.8, listing discounts 35.8, bank stress 52.3, insurance 0.0; Montgomery, NC pulse 41.6; Montgomery, NC capital opportunity 31.0; Montgomery, NC seven-day change -0.5%.
ZIP market phases inside Montgomery, NC
9 Montgomery, NC ZIPs carry a price-cycle phase; Montgomery, NC ZIPs by phase (Montgomery, NC), deepest drawdown first: contraction, -0.7% YoY, 1.8% off peak (Montgomery, NC): 27281; peak, +0.9% YoY, 0.9% off peak (Montgomery, NC): 27209; peak, +2.0% YoY, 0.9% off peak (Montgomery, NC): 27341; peak, +1.5% YoY, 0.6% off peak (Montgomery, NC): 27356; peak, +2.7% YoY (Montgomery, NC): 27229; peak, +2.8% YoY (Montgomery, NC): 27247; peak, +2.6% YoY (Montgomery, NC): 27306; peak, +2.9% YoY (Montgomery, NC): 27371; peak, +2.3% YoY (Montgomery, NC): 28127.
Residential listings by Montgomery, NC ZIP
Montgomery, NC ZIPs with the most tracked Montgomery, NC residential listings: 27306 2 listings, 0 candidates, bank pressure 51; 27371 2 listings, 1 candidates, bank pressure 58; 27209 1 listings, 0 candidates, bank pressure 60; 27229 1 listings, 1 candidates, bank pressure 51 (Montgomery, NC); 27247 0 listings, 0 candidates, bank pressure 55; 27356 0 listings, 0 candidates, bank pressure 60. Montgomery, NC totals: 6 listings; Montgomery, NC candidates 2; active ZIPs 2.
HUD assisted housing in Montgomery, NC
2 assisted properties with 47 units sit in Montgomery, NC; largest Montgomery, NC properties: Wesleyan Homes Of Troy (Troy) 40 units, 40 assisted; Chc Of Montgomery Co. (Candor) 7 units, 6 assisted.
Lenders with branches in Montgomery, NC
Montgomery, NC lenders by branch count: Fidelity Bank (Montgomery, NC): stress 56, 3 branches low in Montgomery, NC; First Bank (Montgomery, NC): stress 47, 2 branches low in Montgomery, NC; Truist Bank (Montgomery, NC): stress 62, 1 branch low in Montgomery, NC.
Vacancy and permits, Montgomery, NC
4,355 of 14,998 Montgomery, NC housing units are vacant; Montgomery, NC permits, twelve months: 0 multifamily units in Montgomery, NC, 155 one-to-four unit units.
Work Montgomery, NC at the parcel level
Every Montgomery, NC parcel carries owner and address; every Montgomery, NC parcel carries APN; Montgomery, NC distress scores sit on the Montgomery, NC live board.
Montgomery, NC figures refresh with each source.
Montgomery, NC questions
Most distressed ZIP code in Montgomery County, NC?
ZIP 27341 leads Montgomery, NC at 27/100; next in Montgomery, NC: 27281 at 26/100; the Montgomery, NC average is 23/100.
Where does Montgomery County, NC rank for investment opportunity?
Montgomery, NC is #95 among all ranked counties, #4 in North Carolina; the Montgomery, NC driver is vacancy; Montgomery, NC moved up 42 places.
How many mortgages are delinquent in Montgomery County, NC?
Montgomery, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Montgomery, NC.
Which banks lend in Montgomery County, NC?
3 watched lenders hold Montgomery, NC branches; the largest Montgomery, NC footprints are Fidelity Bank (3), First Bank (2), Truist Bank (1).
More on Montgomery, NC
Montgomery County, NC distress report: public-record figures for Montgomery, NC; not legal advice for Montgomery, NC; not tax or investment advice; verify every Montgomery, NC record before acting.