Muscogee County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Muscogee County, GA distress report, 2026: 11 ZIPs scored in Muscogee, GA, Muscogee, GA average 26/100; the top Muscogee, GA ZIP is 31901 at 31/100; Muscogee, GA market phase peak, Muscogee, GA prices +1.6% year over year.
- Muscogee, GA ranks #693 nationally (opportunity index); Muscogee, GA #44 in Georgia; Muscogee, GA index 32.4.
- Muscogee, GA ninety-day mortgage delinquency 0.9% in December 2025; Muscogee, GA twelve-month change +0.4%.
- Muscogee, GA ZIP phases: 11 peak.
- Muscogee, GA residential listings tracked: 62 across 8 ZIPs; Muscogee, GA candidate listings 23.
- Muscogee, GA HUD assisted properties: 21 with 3,658 units.
- Muscogee, GA lenders on watch: 2; largest Muscogee, GA footprint Colony Bank (1 branch).
- Muscogee, GA most distressed ZIP: 31901 at 31/100.
Muscogee, GA figures: DLRadar distress index; Muscogee, GA inputs: CFPB, FHFA, HUD, FDIC; Muscogee, GA rebuilt as sources refresh.
| Rank | Muscogee, GA ZIP | Score |
|---|---|---|
| 1 | 31901 | 31/100 |
| 2 | 31903 | 31/100 |
| 3 | 31904 | 31/100 |
| 4 | 31906 | 31/100 |
| 5 | 31907 | 31/100 |
| 6 | 31909 | 31/100 |
| 7 | 31829 | 29/100 |
| 8 | 31820 | 25/100 |
| 9 | 31808 | 20/100 |
| 10 | 31905 | 17/100 |
| 11 | 31801 | 14/100 |
Most distressed Muscogee, GA ZIPs (0-100, 2026)
Mortgage delinquency in Muscogee, GA
0.9% of Muscogee, GA mortgages were ninety-plus days late (Muscogee, GA, December 2025); Muscogee, GA thirty-to-eighty-nine days late: 3.5%; Muscogee, GA twelve-month change +0.4%; Muscogee, GA peak since 2008: 4.0% (December 2009); Georgia overall 1.3%. Muscogee, GA ninety-day series: Dec 24 0.5, Jan 25 0.4, Feb 25 0.7 (Muscogee, GA), Mar 25 0.8, Apr 25 0.7, May 25 0.5 (Muscogee, GA), Jun 25 0.9, Jul 25 0.9, Aug 25 1.0 (Muscogee, GA), Sep 25 1.0, Oct 25 1.1, Nov 25 1.0 (Muscogee, GA), Dec 25 0.9.
Opportunity index: Muscogee, GA
Muscogee, GA index 32.4, Muscogee, GA phase watchlist; Muscogee, GA primary driver vacancy, Muscogee, GA second driver bank institutional. Muscogee, GA components: property stress 22.8, foreclosure pressure 22.1, listing discounts 37.8, bank stress 57.3, insurance 0.0; Muscogee, GA pulse 35.2; Muscogee, GA capital opportunity 28.2; Muscogee, GA seven-day change +0.3%.
ZIP market phases inside Muscogee, GA
11 Muscogee, GA ZIPs carry a price-cycle phase; Muscogee, GA ZIPs by phase (Muscogee, GA), deepest drawdown first: peak, +1.6% YoY, 1.6% off peak (Muscogee, GA): 31801, 31808, 31829, 31901, Muscogee, GA 31903, 31904, 31905, 31906, Muscogee, GA 31907, 31909, 31820.
Residential listings by Muscogee, GA ZIP
Muscogee, GA ZIPs with the most tracked Muscogee, GA residential listings: 31907 32 listings, 10 candidates, bank pressure 58; 31904 7 listings, 5 candidates, bank pressure 58; 31906 7 listings, 2 candidates, bank pressure 58; 31903 6 listings, 1 candidates, bank pressure 58 (Muscogee, GA); 31909 6 listings, 3 candidates, bank pressure 58; 31829 2 listings, 0 candidates, bank pressure 59; 31901 2 listings, 2 candidates, bank pressure 58; 31820 0 listings, 0 candidates, bank pressure 59. Muscogee, GA totals: 62 listings; Muscogee, GA candidates 23; active ZIPs 1.
HUD assisted housing in Muscogee, GA
21 assisted properties with 3,658 units sit in Muscogee, GA; largest Muscogee, GA properties: Lullwater At Maple Ridge Apartments (Columbus) 392 units; Greystone Farms (Columbus) 305 units; Lakeside Village (Midland) 263 units in Muscogee, GA; Greystone At Woodlands (Columbus) 253 units; Walden Pond Apartments (Columbus) 236 units; Greystone Summit Apartments (Columbus) 220 units.
Lenders with branches in Muscogee, GA
Muscogee, GA lenders by branch count: Colony Bank (Muscogee, GA): stress 65, 1 branch low in Muscogee, GA; First Peoples Bank (Muscogee, GA): stress 62, 1 branch low in Muscogee, GA.
Vacancy and permits, Muscogee, GA
10,616 of 92,031 Muscogee, GA housing units are vacant; Muscogee, GA permits, twelve months: 45 multifamily units in Muscogee, GA, 224 one-to-four unit units.
Work Muscogee, GA at the parcel level
Every Muscogee, GA parcel carries owner and address; every Muscogee, GA parcel carries APN; Muscogee, GA distress scores sit on the Muscogee, GA live board.
Muscogee, GA figures refresh with each source.
Muscogee, GA questions
Most distressed ZIP code in Muscogee County, GA?
ZIP 31901 leads Muscogee, GA at 31/100; next in Muscogee, GA: 31903 at 31/100; the Muscogee, GA average is 26/100.
Where does Muscogee County, GA rank for investment opportunity?
Muscogee, GA is #693 among all ranked counties, #44 in Georgia; the Muscogee, GA driver is vacancy; Muscogee, GA moved up 363 places.
How many mortgages are delinquent in Muscogee County, GA?
0.9% of Muscogee, GA mortgages were ninety-plus days late in December 2025; the Muscogee, GA peak since 2008 was 4.0%.
Which banks lend in Muscogee County, GA?
2 watched lenders hold Muscogee, GA branches; the largest Muscogee, GA footprints are Colony Bank (1), First Peoples Bank (1).
More on Muscogee, GA
Muscogee County, GA distress report: public-record figures for Muscogee, GA; not legal advice for Muscogee, GA; not tax or investment advice; verify every Muscogee, GA record before acting.