Muscogee County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Muscogee County, Georgia? DLRadar grades every Muscogee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Muscogee County breakdown.
- Muscogee County's most distressed ZIP is 31901 at 29/100.
- 11 ZIP codes tracked in Muscogee County, averaging 25/100 distress.
- Muscogee County reads peak — home values up 1.6% year over year, 1.6% off peak.
- Vacancy runs 11.4% across Muscogee County's tracked ZIPs, with a 16.5% poverty rate.
- The typical Muscogee County home is worth about $232,620 against a ~$62,029 median income.
- Lending headwind in Muscogee County sits at 35/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31901 | 29/100 |
| 2 | 31903 | 29/100 |
| 3 | 31904 | 29/100 |
| 4 | 31906 | 29/100 |
| 5 | 31907 | 29/100 |
| 6 | 31909 | 29/100 |
| 7 | 31829 | 28/100 |
| 8 | 31820 | 24/100 |
| 9 | 31808 | 19/100 |
| 10 | 31905 | 16/100 |
| 11 | 31801 | 13/100 |
Most distressed ZIP codes in Muscogee County (composite distress 0-100, 2026)
What is driving Muscogee County distress
Muscogee County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 25/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Muscogee County market phase and pricing
The cycle in Muscogee County is peak, with values up 1.6% year over year and 1.6% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Muscogee County
Muscogee County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Card-free · live data across the whole platform for a week.
Questions about this county
Where is distress highest inside Muscogee County, GA?
ZIP 31901 leads Muscogee County at 29/100, recomputed monthly from public records.
How would you describe the Muscogee County market phase?
Muscogee County is classified peak with a 1.6% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Muscogee County numbers?
Muscogee County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 11 ZIPs are comparable to anywhere else.
How much do distress scores vary between Muscogee County ZIP codes?
A single county score papers over real variation. Across the Muscogee County ZIPs DLRadar ranks, scores run from 29/100 in 31901 down to 13/100 in 31801, against a Muscogee County average of 25/100. Because the gap runs to 16 points, Muscogee County rewards ZIP-level precision.
What do Muscogee County home values and vacancy say about distressed supply?
The typical Muscogee County home carries about $232,620 of value against a median household income near $62,029. Vacancy across Muscogee County's tracked ZIPs runs 11.4% and the poverty rate is 16.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Muscogee County's filings and its 35/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.