Pacific County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Pacific County, Washington? DLRadar grades every Pacific County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Pacific County breakdown.
- Pacific County's most distressed ZIP is 98537 at 34/100.
- 14 ZIP codes tracked in Pacific County, averaging 31/100 distress.
- Pacific County reads peak — home values up 1.2% year over year.
- Vacancy runs 30.8% across Pacific County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Pacific County home is worth about $354,762 against a ~$65,156 median income.
- Lending headwind in Pacific County sits at 93/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 98537 | 34/100 |
| 2 | 98547 | 33/100 |
| 3 | 98527 | 31/100 |
| 4 | 98577 | 31/100 |
| 5 | 98586 | 31/100 |
| 6 | 98590 | 31/100 |
| 7 | 98614 | 31/100 |
| 8 | 98624 | 31/100 |
| 9 | 98631 | 31/100 |
| 10 | 98640 | 31/100 |
| 11 | 98641 | 31/100 |
| 12 | 98644 | 31/100 |
Most distressed ZIP codes in Pacific County (composite distress 0-100, 2026)
What is driving Pacific County distress
Nothing here is estimated: Pacific County is scored from filings alone, and its ZIPs average 31/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Pacific County market phase and pricing
The cycle in Pacific County is peak, with values up 1.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked questions
Where is distress highest inside Pacific County, WA?
ZIP 98537 leads Pacific County at 34/100, recomputed monthly from public records.
Which phase does Pacific County sit in right now?
Pacific County reads peak, with home prices up 1.2% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Pacific County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 14 Pacific County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Pacific County ZIP codes?
A single county score papers over real variation. Across the Pacific County ZIPs DLRadar ranks, scores run from 34/100 in 98537 down to 31/100 in 98644, against a Pacific County average of 31/100. Those 3 points separate the ZIPs worth working in Pacific County from the rest.
What do Pacific County home values and vacancy say about distressed supply?
The typical Pacific County home carries about $354,762 of value against a median household income near $65,156. Vacancy across Pacific County's tracked ZIPs runs 30.8% and the poverty rate is 9.7%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Pacific County's foreclosure and tax-lien filings and its 93/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.