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Palo Pinto County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Palo Pinto County, Texas? DLRadar grades every Palo Pinto County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Palo Pinto County breakdown.

  • Palo Pinto County's most distressed ZIP is 76463 at 27/100.
  • 12 ZIP codes tracked in Palo Pinto County, averaging 19/100 distress.
  • Palo Pinto County reads peak — home values up 0.9% year over year.
  • Vacancy runs 27.9% across Palo Pinto County's tracked ZIPs, with a 13.1% poverty rate.
  • The typical Palo Pinto County home is worth about $287,833 against a ~$72,554 median income.
  • Lending headwind in Palo Pinto County sits at 46/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
17646327/100
27645325/100
37606723/100
47646222/100
57644921/100
67647221/100
77648421/100
87606620/100
97648618/100
107647515/100
117645010/100
12764294/100

Most distressed ZIP codes in Palo Pinto County (composite distress 0-100, 2026)

What is driving Palo Pinto County distress

Palo Pinto County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Palo Pinto County market phase and pricing

Palo Pinto County reads peak — home prices rose 0.9% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

See the distressed properties behind the data in Palo Pinto County

The Palo Pinto County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.

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What people ask

What is the most distressed ZIP code in Palo Pinto County, TX?

ZIP 76463 leads Palo Pinto County at 27/100, recomputed monthly from public records.

Is Palo Pinto County expanding or contracting?

Palo Pinto County is classified peak with a 0.9% year-over-year increase, following the FHFA House Price Index.

What is this Palo Pinto County analysis built from?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 12 Palo Pinto County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Palo Pinto County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Palo Pinto County ZIPs DLRadar ranks, scores run from 27/100 in 76463 down to 4/100 in 76429, against a Palo Pinto County average of 19/100. The 23-point range is the argument for ZIP-level search across Palo Pinto County.

What do Palo Pinto County home values and vacancy say about distressed supply?

The typical Palo Pinto County home carries about $287,833 of value against a median household income near $72,554. Vacancy across Palo Pinto County's tracked ZIPs runs 27.9% and the poverty rate is 13.1%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Palo Pinto County's foreclosure and tax-lien filings and its 46/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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