Pawnee County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Pawnee County, Oklahoma? DLRadar grades every Pawnee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Pawnee County breakdown.
- Pawnee County's most distressed ZIP is 74020 at 26/100.
- 12 ZIP codes tracked in Pawnee County, averaging 21/100 distress.
- Pawnee County reads peak — home values up 3.6% year over year.
- Vacancy runs 19.1% across Pawnee County's tracked ZIPs, with a 18.6% poverty rate.
- The typical Pawnee County home is worth about $162,383 against a ~$60,327 median income.
- Lending headwind in Pawnee County sits at 71/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74020 | 26/100 |
| 2 | 74034 | 26/100 |
| 3 | 74045 | 26/100 |
| 4 | 74058 | 26/100 |
| 5 | 74085 | 25/100 |
| 6 | 74044 | 23/100 |
| 7 | 74032 | 22/100 |
| 8 | 74650 | 22/100 |
| 9 | 74038 | 21/100 |
| 10 | 74081 | 20/100 |
| 11 | 73061 | 13/100 |
| 12 | 74651 | 7/100 |
Most distressed ZIP codes in Pawnee County (composite distress 0-100, 2026)
What is driving Pawnee County distress
Pawnee County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 21/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Pawnee County market phase and pricing
The cycle in Pawnee County is peak, with values up 3.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Pawnee County
Keep reading the Pawnee County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
No card required · full read access to live data for 60 minutes.
Frequently asked questions
Which ZIP code leads Pawnee County on distress?
ZIP 74020 leads Pawnee County at 26/100, recomputed monthly from public records.
Where is Pawnee County in the housing cycle?
Pawnee County reads peak, with home prices up 3.6% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Pawnee County numbers?
Every Pawnee County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 12 Pawnee County ZIP codes that it runs on every other U.S. county, so Pawnee County's numbers are directly comparable to any other market.
How much do distress scores vary between Pawnee County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Pawnee County ZIPs DLRadar ranks, scores run from 26/100 in 74020 down to 7/100 in 74651, against a Pawnee County average of 21/100. The 19-point range is the argument for ZIP-level search across Pawnee County.
What do Pawnee County home values and vacancy say about distressed supply?
The typical Pawnee County home carries about $162,383 of value against a median household income near $60,327. Vacancy across Pawnee County's tracked ZIPs runs 19.1% and the poverty rate is 18.6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Pawnee County's foreclosure and lien data and its 71/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.