Pawnee County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pawnee County, OK distress report, 2026: 12 ZIPs scored in Pawnee, OK, Pawnee, OK average 24/100; the top Pawnee, OK ZIP is 74044 at 31/100; Pawnee, OK market phase peak, Pawnee, OK prices +3.6% year over year.
- Pawnee, OK ranks #80 nationally (opportunity index); Pawnee, OK #1 in Oklahoma; Pawnee, OK index 37.8.
- Pawnee, OK: no CFPB county sample; Pawnee, OK metro area reading 1.0%.
- Pawnee, OK ZIP phases: 12 peak.
- Pawnee, OK residential listings tracked: 9 across 5 ZIPs; Pawnee, OK candidate listings 3.
- Pawnee, OK HUD assisted properties: 1 with 18 units.
- Pawnee, OK lenders on watch: 4; largest Pawnee, OK footprint American Heritage Bank (3 branches).
- Pawnee, OK most distressed ZIP: 74044 at 31/100.
Pawnee, OK figures: DLRadar distress index; Pawnee, OK inputs: CFPB, FHFA, HUD, FDIC; Pawnee, OK rebuilt as sources refresh.
| Rank | Pawnee, OK ZIP | Score |
|---|---|---|
| 1 | 74044 | 31/100 |
| 2 | 74085 | 28/100 |
| 3 | 74020 | 27/100 |
| 4 | 74034 | 27/100 |
| 5 | 74045 | 27/100 |
| 6 | 74058 | 27/100 |
| 7 | 74032 | 26/100 |
| 8 | 74038 | 26/100 |
| 9 | 74081 | 24/100 |
| 10 | 74650 | 23/100 |
| 11 | 73061 | 14/100 |
| 12 | 74651 | 8/100 |
Most distressed Pawnee, OK ZIPs (0-100, 2026)
Mortgage delinquency around Pawnee, OK
No CFPB county sample covers Pawnee, OK; the metro area reading for Pawnee, OK (Tulsa, OK): 1.0% ninety-plus; Pawnee, OK area thirty-to-eighty-nine 2.4% (December 2025, Pawnee, OK); Oklahoma overall 1.2%.
Opportunity index: Pawnee, OK
Pawnee, OK index 37.8, Pawnee, OK phase strong_buy; Pawnee, OK primary driver vacancy, Pawnee, OK second driver construction. Pawnee, OK components: property stress 27.7, foreclosure pressure 29.9, listing discounts 37.7, bank stress 62.6, insurance 0.0; Pawnee, OK pulse 44.3; Pawnee, OK capital opportunity 28.1; Pawnee, OK seven-day change -0.6%.
ZIP market phases inside Pawnee, OK
12 Pawnee, OK ZIPs carry a price-cycle phase; Pawnee, OK ZIPs by phase (Pawnee, OK), deepest drawdown first: peak, +2.1% YoY (Pawnee, OK): 73061; peak, +3.6% YoY (Pawnee, OK): 74020, 74034, 74038, 74044, Pawnee, OK 74045, 74058, 74081, 74650; peak, +2.4% YoY (Pawnee, OK): 74032, 74085; peak, +1.2% YoY (Pawnee, OK): 74651.
Residential listings by Pawnee, OK ZIP
Pawnee, OK ZIPs with the most tracked Pawnee, OK residential listings: 74020 6 listings, 2 candidates, bank pressure 68; 74058 2 listings, 1 candidates, bank pressure 66; 74081 1 listings, 0 candidates, bank pressure 65; 74034 0 listings, 0 candidates, bank pressure 68 (Pawnee, OK); 74045 0 listings, 0 candidates, bank pressure 61. Pawnee, OK totals: 9 listings; Pawnee, OK candidates 3; active ZIPs 0.
HUD assisted housing in Pawnee, OK
1 assisted properties with 18 units sit in Pawnee, OK; largest Pawnee, OK properties: Faith Homes (Cleveland) 18 units, 18 assisted.
Lenders with branches in Pawnee, OK
Pawnee, OK lenders by branch count: American Heritage Bank (Pawnee, OK): stress 74, 3 branches moderate in Pawnee, OK; Blue Sky Bank (Pawnee, OK): stress 73, 1 branch moderate in Pawnee, OK; Armstrong Bank (Pawnee, OK): stress 70, 1 branch moderate in Pawnee, OK; First Bank&Trust Co (Pawnee, OK): stress 57, 1 branch moderate in Pawnee, OK.
Vacancy and permits, Pawnee, OK
1,218 of 7,326 Pawnee, OK housing units are vacant.
Work Pawnee, OK at the parcel level
Every Pawnee, OK parcel carries owner and address; every Pawnee, OK parcel carries APN; Pawnee, OK distress scores sit on the Pawnee, OK live board.
Pawnee, OK figures refresh with each source.
Pawnee, OK questions
Most distressed ZIP code in Pawnee County, OK?
ZIP 74044 leads Pawnee, OK at 31/100; next in Pawnee, OK: 74085 at 28/100; the Pawnee, OK average is 24/100.
Where does Pawnee County, OK rank for investment opportunity?
Pawnee, OK is #80 among all ranked counties, #1 in Oklahoma; the Pawnee, OK driver is vacancy; Pawnee, OK moved down 30 places.
How many mortgages are delinquent in Pawnee County, OK?
Pawnee, OK takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Pawnee, OK.
Which banks lend in Pawnee County, OK?
4 watched lenders hold Pawnee, OK branches; the largest Pawnee, OK footprints are American Heritage Bank (3), Blue Sky Bank (1), Armstrong Bank (1).
More on Pawnee, OK
Pawnee County, OK distress report: public-record figures for Pawnee, OK; not legal advice for Pawnee, OK; not tax or investment advice; verify every Pawnee, OK record before acting.