Pender County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pender County, NC distress report, 2026: 13 ZIPs scored in Pender, NC, Pender, NC average 31/100; the top Pender, NC ZIP is 28401 at 35/100; Pender, NC market phase peak, Pender, NC prices +3.5% year over year.
- Pender, NC ranks #1,564 nationally (opportunity index); Pender, NC #67 in North Carolina; Pender, NC index 29.2.
- Pender, NC: no CFPB county sample; Pender, NC metro area reading 0.7%.
- Pender, NC ZIP phases: 13 peak.
- Pender, NC residential listings tracked: 23 across 6 ZIPs; Pender, NC candidate listings 5.
- Pender, NC HUD assisted properties: 1 with 35 units.
- Pender, NC lenders on watch: 1; largest Pender, NC footprint First-Citizens Bank&Trust Co (2 branches).
- Pender, NC most distressed ZIP: 28401 at 35/100.
Pender, NC figures: DLRadar distress index; Pender, NC inputs: CFPB, FHFA, HUD, FDIC; Pender, NC rebuilt as sources refresh.
| Rank | Pender, NC ZIP | Score |
|---|---|---|
| 1 | 28401 | 35/100 |
| 2 | 28411 | 35/100 |
| 3 | 28448 | 34/100 |
| 4 | 28447 | 31/100 |
| 5 | 28421 | 30/100 |
| 6 | 28425 | 30/100 |
| 7 | 28435 | 30/100 |
| 8 | 28443 | 30/100 |
| 9 | 28457 | 30/100 |
| 10 | 28478 | 30/100 |
| 11 | 28445 | 29/100 |
| 12 | 28454 | 29/100 |
Most distressed Pender, NC ZIPs (0-100, 2026)
Mortgage delinquency around Pender, NC
No CFPB county sample covers Pender, NC; the metro area reading for Pender, NC (Wilmington, NC): 0.7% ninety-plus; Pender, NC area thirty-to-eighty-nine 1.8% (December 2025, Pender, NC); North Carolina overall 0.9%.
Opportunity index: Pender, NC
Pender, NC index 29.2, Pender, NC phase early_signal; Pender, NC primary driver vacancy, Pender, NC second driver bank institutional. Pender, NC components: property stress 25.8, foreclosure pressure 26.5, listing discounts 21.2, bank stress 49.9, insurance 0.0; Pender, NC pulse 32.8; Pender, NC capital opportunity 23.7; Pender, NC seven-day change -0.5%.
ZIP market phases inside Pender, NC
13 Pender, NC ZIPs carry a price-cycle phase; Pender, NC ZIPs by phase (Pender, NC), deepest drawdown first: peak, +3.5% YoY (Pender, NC): 28401, 28411, 28421, 28425, Pender, NC 28435, 28443, 28454, 28457; peak, +3.6% YoY (Pender, NC): 28445; peak, +2.9% YoY (Pender, NC): 28447; peak, +2.8% YoY (Pender, NC): 28448; peak, +3.0% YoY (Pender, NC): 28466; peak, +3.4% YoY (Pender, NC): 28478.
Residential listings by Pender, NC ZIP
Pender, NC ZIPs with the most tracked Pender, NC residential listings: 28443 10 listings, 3 candidates, bank pressure 60; 28435 8 listings, 1 candidates, bank pressure 60; 28425 5 listings, 1 candidates, bank pressure 60; 28421 0 listings, 0 candidates, bank pressure 60 (Pender, NC); 28457 0 listings, 0 candidates, bank pressure 60; 28478 0 listings, 0 candidates, bank pressure 59. Pender, NC totals: 23 listings; Pender, NC candidates 5; active ZIPs 0.
HUD assisted housing in Pender, NC
1 assisted properties with 35 units sit in Pender, NC; largest Pender, NC properties: Durham Village Apartments (Burgaw) 35 units, 34 assisted.
Lenders with branches in Pender, NC
Pender, NC lenders by branch count: First-Citizens Bank&Trust Co (Pender, NC): stress 71, 2 branches low in Pender, NC.
Vacancy and permits, Pender, NC
6,553 of 31,844 Pender, NC housing units are vacant; Pender, NC permits, twelve months: 403 multifamily units in Pender, NC, 683 one-to-four unit units.
Work Pender, NC at the parcel level
Every Pender, NC parcel carries owner and address; every Pender, NC parcel carries APN; Pender, NC distress scores sit on the Pender, NC live board.
Pender, NC figures refresh with each source.
Pender, NC questions
Most distressed ZIP code in Pender County, NC?
ZIP 28401 leads Pender, NC at 35/100; next in Pender, NC: 28411 at 35/100; the Pender, NC average is 31/100.
Where does Pender County, NC rank for investment opportunity?
Pender, NC is #1,564 among all ranked counties, #67 in North Carolina; the Pender, NC driver is vacancy; Pender, NC moved up 59 places.
How many mortgages are delinquent in Pender County, NC?
Pender, NC takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Pender, NC.
Which banks lend in Pender County, NC?
1 watched lenders hold Pender, NC branches; the largest Pender, NC footprints are First-Citizens Bank&Trust Co (2).
More on Pender, NC
Pender County, NC distress report: public-record figures for Pender, NC; not legal advice for Pender, NC; not tax or investment advice; verify every Pender, NC record before acting.