Plumas County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Plumas County, California? DLRadar grades every Plumas County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Plumas County breakdown.
- Plumas County's most distressed ZIP is 95981 at 23/100.
- 18 ZIP codes tracked in Plumas County, averaging 21/100 distress.
- Plumas County reads contraction — home values down 0.3% year over year.
- Vacancy runs 44.1% across Plumas County's tracked ZIPs, with a 9.3% poverty rate.
- The typical Plumas County home is worth about $418,777 against a ~$69,692 median income.
- Lending headwind in Plumas County sits at 17/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95981 | 23/100 |
| 2 | 95915 | 21/100 |
| 3 | 95923 | 21/100 |
| 4 | 95934 | 21/100 |
| 5 | 95947 | 21/100 |
| 6 | 95956 | 21/100 |
| 7 | 95971 | 21/100 |
| 8 | 95983 | 21/100 |
| 9 | 95984 | 21/100 |
| 10 | 96020 | 21/100 |
| 11 | 96103 | 21/100 |
| 12 | 96106 | 21/100 |
Most distressed ZIP codes in Plumas County (composite distress 0-100, 2026)
What is driving Plumas County distress
The Plumas County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Plumas County market phase and pricing
The cycle in Plumas County is contraction, with values down 0.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
Which Plumas County ZIP scores worst for distress?
ZIP 95981 leads Plumas County at 23/100, recomputed monthly from public records.
What market phase is Plumas County in?
Plumas County reads contraction, with home prices down 0.3% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Plumas County analysis built from?
The inputs are all public: FHFA for the contraction path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 18 ZIP codes in Plumas County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Plumas County ZIP codes?
A single county score papers over real variation. Across the Plumas County ZIPs DLRadar ranks, scores run from 23/100 in 95981 down to 21/100 in 96106, against a Plumas County average of 21/100. The 2-point range is the argument for ZIP-level search across Plumas County.
What do Plumas County home values and vacancy say about distressed supply?
The typical Plumas County home carries about $418,777 of value against a median household income near $69,692. Vacancy across Plumas County's tracked ZIPs runs 44.1% and the poverty rate is 9.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Plumas County's foreclosure and tax-lien filings and its 17/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.