Polk County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Polk County, Texas? DLRadar grades every Polk County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Polk County breakdown.
- Polk County's most distressed ZIP is 75934 at 31/100.
- 9 ZIP codes tracked in Polk County, averaging 31/100 distress.
- Polk County reads peak — home values up 2.0% year over year.
- Vacancy runs 26.1% across Polk County's tracked ZIPs, with a 27.7% poverty rate.
- The typical Polk County home is worth about $155,586 against a ~$59,481 median income.
- Lending headwind in Polk County sits at 26/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75934 | 31/100 |
| 2 | 75939 | 31/100 |
| 3 | 75960 | 31/100 |
| 4 | 77326 | 31/100 |
| 5 | 77335 | 31/100 |
| 6 | 77350 | 31/100 |
| 7 | 77351 | 31/100 |
| 8 | 77360 | 31/100 |
| 9 | 75936 | 29/100 |
Most distressed ZIP codes in Polk County (composite distress 0-100, 2026)
What is driving Polk County distress
The Polk County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 31/100 ZIP average. No proprietary or modelled inputs enter the score.
Polk County market phase and pricing
Polk County currently sits in peak after a 2.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Polk County
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Frequently asked questions
Which part of Polk County, TX scores highest for distress?
ZIP 75934 leads Polk County at 31/100, recomputed monthly from public records.
Which phase does Polk County sit in right now?
Polk County currently sits in peak, with values up 2.0% year on year, based on FHFA price-index trajectory.
Can the Polk County figures be verified?
Polk County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.
How much do distress scores vary between Polk County ZIP codes?
Averaging the county conceals how uneven it is. Across the Polk County ZIPs DLRadar ranks, scores run from 31/100 in 75934 down to 29/100 in 75936, against a Polk County average of 31/100. The 2-point range is the argument for ZIP-level search across Polk County.
What do Polk County home values and vacancy say about distressed supply?
The typical Polk County home carries about $155,586 of value against a median household income near $59,481. Vacancy across Polk County's tracked ZIPs runs 26.1% and the poverty rate is 27.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Polk County's foreclosure and tax-lien record and its 26/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.