Powell County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Powell County, Kentucky? DLRadar grades every Powell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Powell County breakdown.
- Powell County's most distressed ZIP is 40312 at 30/100.
- 4 ZIP codes tracked in Powell County, averaging 28/100 distress.
- Powell County reads expansion — home values up 5.3% year over year.
- Vacancy runs 31.5% across Powell County's tracked ZIPs, with a 19% poverty rate.
- The typical Powell County home is worth about $100,767 against a ~$39,193 median income.
- Lending headwind in Powell County sits at 54/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40312 | 30/100 |
| 2 | 40376 | 30/100 |
| 3 | 40380 | 30/100 |
| 4 | 41360 | 22/100 |
Most distressed ZIP codes in Powell County (composite distress 0-100, 2026)
What is driving Powell County distress
DLRadar builds Powell County's distress picture only from records anyone can pull; its ZIPs average 28/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Powell County market phase and pricing
DLRadar places Powell County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Powell County
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Questions and answers
What is the most distressed ZIP code in Powell County, KY?
ZIP 40312 leads Powell County at 30/100, recomputed monthly from public records.
Is Powell County expanding or contracting?
Powell County is classified expansion with a 5.3% year-over-year increase, following the FHFA House Price Index.
Where does the Powell County data come from?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 4 ZIP codes in Powell County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Powell County ZIP codes?
Averaging the county conceals how uneven it is. Across the Powell County ZIPs DLRadar ranks, scores run from 30/100 in 40312 down to 22/100 in 41360, against a Powell County average of 28/100. A spread of 8 points means Powell County has to be worked ZIP by ZIP.
What do Powell County home values and vacancy say about distressed supply?
The typical Powell County home carries about $100,767 of value against a median household income near $39,193. Vacancy across Powell County's tracked ZIPs runs 31.5% and the poverty rate is 19%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Powell County's foreclosure and tax-lien filings and its 54/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.