Powell County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Powell County, KY distress report, 2026: 4 ZIPs scored in Powell, KY, Powell, KY average 27/100; the top Powell, KY ZIP is 40312 at 29/100; Powell, KY market phase expansion, Powell, KY prices +5.3% year over year.
- Powell, KY ranks #7 nationally (opportunity index); Powell, KY #1 in Kentucky; Powell, KY index 43.1.
- Powell, KY: no CFPB county sample; Powell, KY non-metro area reading 1.1%.
- Powell, KY ZIP phases: 4 expansion.
- Powell, KY residential listings tracked: 7 across 3 ZIPs; Powell, KY candidate listings 0.
- Powell, KY HUD assisted properties: 2 with 64 units.
- Powell, KY lenders on watch: 4; largest Powell, KY footprint Whitaker Bank (2 branches).
- Powell, KY most distressed ZIP: 40312 at 29/100.
Powell, KY figures: DLRadar distress index; Powell, KY inputs: CFPB, FHFA, HUD, FDIC; Powell, KY rebuilt as sources refresh.
| Rank | Powell, KY ZIP | Score |
|---|---|---|
| 1 | 40312 | 29/100 |
| 2 | 40376 | 29/100 |
| 3 | 40380 | 29/100 |
| 4 | 41360 | 22/100 |
Most distressed Powell, KY ZIPs (0-100, 2026)
Mortgage delinquency around Powell, KY
No CFPB county sample covers Powell, KY; the non-metro area reading for Powell, KY: 1.1% ninety-plus; Powell, KY area thirty-to-eighty-nine 3.0% (December 2025, Powell, KY); Kentucky overall 1.0%.
Opportunity index: Powell, KY
Powell, KY index 43.1, Powell, KY phase strong_buy; Powell, KY primary driver construction, Powell, KY second driver vacancy. Powell, KY components: property stress 41.0, foreclosure pressure 44.3, listing discounts 38.3, bank stress 72.0, insurance 0.0; Powell, KY pulse 52.4; Powell, KY capital opportunity 29.1; Powell, KY seven-day change -0.4%.
ZIP market phases inside Powell, KY
4 Powell, KY ZIPs carry a price-cycle phase; Powell, KY ZIPs by phase (Powell, KY), deepest drawdown first: expansion, +5.3% YoY (Powell, KY): 40312, 40376, 41360; expansion, +5.2% YoY (Powell, KY): 40380.
Residential listings by Powell, KY ZIP
Powell, KY ZIPs with the most tracked Powell, KY residential listings: 40380 4 listings, 0 candidates, bank pressure 76; 40312 3 listings, 0 candidates, bank pressure 76; 40376 0 listings, 0 candidates, bank pressure 72. Powell, KY totals: 7 listings; Powell, KY candidates 0; active ZIPs 1.
HUD assisted housing in Powell, KY
2 assisted properties with 64 units sit in Powell, KY; largest Powell, KY properties: Pinecreek Apartments (Stanton) 32 units, 32 assisted; Vernon Manor (Clay City) 32 units, 32 assisted.
Lenders with branches in Powell, KY
Powell, KY lenders by branch count: Whitaker Bank (Powell, KY): stress 57, 2 branches low in Powell, KY; Pbt Bcorp (Powell, KY): stress 100, 1 branch low in Powell, KY; Peoples Exchange Bank (Powell, KY): stress 66, 1 branch low in Powell, KY; Citizens Guaranty Bank (Powell, KY): stress 66, 1 branch low in Powell, KY.
Vacancy and permits, Powell, KY
857 of 5,647 Powell, KY housing units are vacant; Powell, KY permits, twelve months: 0 multifamily units in Powell, KY, 2 one-to-four unit units.
Work Powell, KY at the parcel level
Every Powell, KY parcel carries owner and address; every Powell, KY parcel carries APN; Powell, KY distress scores sit on the Powell, KY live board.
Powell, KY figures refresh with each source.
Powell, KY questions
Most distressed ZIP code in Powell County, KY?
ZIP 40312 leads Powell, KY at 29/100; next in Powell, KY: 40376 at 29/100; the Powell, KY average is 27/100.
Where does Powell County, KY rank for investment opportunity?
Powell, KY is #7 among all ranked counties, #1 in Kentucky; the Powell, KY driver is construction; Powell, KY moved down 4 places.
How many mortgages are delinquent in Powell County, KY?
Powell, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Powell, KY.
Which banks lend in Powell County, KY?
4 watched lenders hold Powell, KY branches; the largest Powell, KY footprints are Whitaker Bank (2), Pbt Bcorp (1), Peoples Exchange Bank (1).
More on Powell, KY
Powell County, KY distress report: public-record figures for Powell, KY; not legal advice for Powell, KY; not tax or investment advice; verify every Powell, KY record before acting.