Putnam County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Putnam County, IN distress report, 2026: 16 ZIPs scored in Putnam, IN, Putnam, IN average 23/100; the top Putnam, IN ZIP is 46165 at 30/100; Putnam, IN market phase peak, Putnam, IN prices +4.3% year over year.
- Putnam, IN ranks #1,472 nationally (opportunity index); Putnam, IN #41 in Indiana; Putnam, IN index 29.5.
- Putnam, IN: no CFPB county sample; Putnam, IN non-metro area reading 1.0%.
- Putnam, IN ZIP phases: 14 peak, 2 expansion.
- Putnam, IN residential listings tracked: 13 across 8 ZIPs; Putnam, IN candidate listings 5.
- Putnam, IN HUD assisted properties: 5 with 266 units.
- Putnam, IN lenders on watch: 6; largest Putnam, IN footprint Tri-County Bank&Trust Co (3 branches).
- Putnam, IN most distressed ZIP: 46165 at 30/100.
Putnam, IN figures: DLRadar distress index; Putnam, IN inputs: CFPB, FHFA, HUD, FDIC; Putnam, IN rebuilt as sources refresh.
| Rank | Putnam, IN ZIP | Score |
|---|---|---|
| 1 | 46165 | 30/100 |
| 2 | 46121 | 26/100 |
| 3 | 47456 | 25/100 |
| 4 | 47840 | 23/100 |
| 5 | 47868 | 23/100 |
| 6 | 46105 | 22/100 |
| 7 | 46120 | 22/100 |
| 8 | 46128 | 22/100 |
| 9 | 46135 | 22/100 |
| 10 | 46170 | 22/100 |
| 11 | 46171 | 22/100 |
| 12 | 46172 | 22/100 |
Most distressed Putnam, IN ZIPs (0-100, 2026)
Mortgage delinquency around Putnam, IN
No CFPB county sample covers Putnam, IN; the non-metro area reading for Putnam, IN: 1.0% ninety-plus; Putnam, IN area thirty-to-eighty-nine 3.1% (December 2025, Putnam, IN); Indiana overall 1.0%.
Opportunity index: Putnam, IN
Putnam, IN index 29.5, Putnam, IN phase early_signal; Putnam, IN primary driver construction, Putnam, IN second driver bank institutional. Putnam, IN components: property stress 15.0, foreclosure pressure 14.2, listing discounts 30.0, bank stress 64.4, insurance 0.0; Putnam, IN pulse 34.5; Putnam, IN capital opportunity 22.1.
ZIP market phases inside Putnam, IN
16 Putnam, IN ZIPs carry a price-cycle phase; Putnam, IN ZIPs by phase (Putnam, IN), deepest drawdown first: peak, +0.9% YoY, 1.1% off peak (Putnam, IN): 47868; peak, +1.1% YoY, 0.9% off peak (Putnam, IN): 47456; peak, +3.6% YoY, 0.2% off peak (Putnam, IN): 46120; peak, +4.3% YoY (Putnam, IN): 46105, 46128, 46135, 46170, Putnam, IN 46171, 46172, 46175, 47954; peak, +3.7% YoY (Putnam, IN): 46121; peak, +3.2% YoY (Putnam, IN): 46165; expansion, +6.3% YoY (Putnam, IN): 47840; expansion, +5.1% YoY (Putnam, IN): 47872; peak, +4.5% YoY (Putnam, IN): 47989.
Residential listings by Putnam, IN ZIP
Putnam, IN ZIPs with the most tracked Putnam, IN residential listings: 46135 7 listings, 1 candidates, bank pressure 66; 46120 4 listings, 2 candidates, bank pressure 69; 46105 1 listings, 1 candidates, bank pressure 71; 46171 1 listings, 1 candidates, bank pressure 72 (Putnam, IN); 46128 0 listings, 0 candidates, bank pressure 71; 46170 0 listings, 0 candidates, bank pressure 71; 46172 0 listings, 0 candidates, bank pressure 69; 46175 0 listings, 0 candidates, bank pressure 66. Putnam, IN totals: 13 listings; Putnam, IN candidates 5; active ZIPs 4.
HUD assisted housing in Putnam, IN
5 assisted properties with 266 units sit in Putnam, IN; largest Putnam, IN properties: Round Barn Manor (Greencastle) 112 units; Castlebury Apartments (Greencastle) 108 units, 108 assisted; Colonial Arms Apartments (Greencastle) 16 units in Putnam, IN; Maple Terrace Apartments (Greencastle) 15 units; Roban Apartments (Greencastle) 15 units.
Lenders with branches in Putnam, IN
Putnam, IN lenders by branch count: Tri-County Bank&Trust Co (Putnam, IN): stress 92, 3 branches low in Putnam, IN; First National Bank (Putnam, IN): stress 90, 3 branches low in Putnam, IN; North Salem State Bank (Putnam, IN): stress 61, 2 branches low in Putnam, IN; Hoosier Heartland State Bank (Putnam, IN): stress 75, 1 branch low in Putnam, IN; First Financial Bank Na (Putnam, IN): stress 59, 1 branch low in Putnam, IN; Old National Bank (Putnam, IN): stress 58, 1 branch low in Putnam, IN.
Vacancy and permits, Putnam, IN
1,126 of 15,268 Putnam, IN housing units are vacant; Putnam, IN permits, twelve months: 0 multifamily units in Putnam, IN, 95 one-to-four unit units.
Work Putnam, IN at the parcel level
Every Putnam, IN parcel carries owner and address; every Putnam, IN parcel carries APN; Putnam, IN distress scores sit on the Putnam, IN live board.
Putnam, IN figures refresh with each source.
Putnam, IN questions
Most distressed ZIP code in Putnam County, IN?
ZIP 46165 leads Putnam, IN at 30/100; next in Putnam, IN: 46121 at 26/100; the Putnam, IN average is 23/100.
Where does Putnam County, IN rank for investment opportunity?
Putnam, IN is #1,472 among all ranked counties, #41 in Indiana; the Putnam, IN driver is construction; Putnam, IN moved down 247 places.
How many mortgages are delinquent in Putnam County, IN?
Putnam, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Putnam, IN.
Which banks lend in Putnam County, IN?
6 watched lenders hold Putnam, IN branches; the largest Putnam, IN footprints are Tri-County Bank&Trust Co (3), First National Bank (3), North Salem State Bank (2).
More on Putnam, IN
Putnam County, IN distress report: public-record figures for Putnam, IN; not legal advice for Putnam, IN; not tax or investment advice; verify every Putnam, IN record before acting.