Randolph County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Randolph County, NC distress report, 2026: 24 ZIPs scored in Randolph, NC, Randolph, NC average 28/100; the top Randolph, NC ZIP is 27260 at 31/100; Randolph, NC market phase peak, Randolph, NC prices +4.2% year over year.
- Randolph, NC ranks #2,664 nationally (opportunity index); Randolph, NC #100 in North Carolina; Randolph, NC index 25.1.
- Randolph, NC ninety-day mortgage delinquency 0.8% in December 2025; Randolph, NC twelve-month change -0.2%.
- Randolph, NC ZIP phases: 22 peak, 1 neutral, 1 contraction.
- Randolph, NC residential listings tracked: 7 across 12 ZIPs; Randolph, NC candidate listings 3.
- Randolph, NC HUD assisted properties: 3 with 269 units.
- Randolph, NC lenders on watch: 4; largest Randolph, NC footprint Fidelity Bank (3 branches).
- Randolph, NC most distressed ZIP: 27260 at 31/100.
Randolph, NC figures: DLRadar distress index; Randolph, NC inputs: CFPB, FHFA, HUD, FDIC; Randolph, NC rebuilt as sources refresh.
| Rank | Randolph, NC ZIP | Score |
|---|---|---|
| 1 | 27260 | 31/100 |
| 2 | 27283 | 31/100 |
| 3 | 27262 | 30/100 |
| 4 | 27298 | 30/100 |
| 5 | 27313 | 30/100 |
| 6 | 27325 | 30/100 |
| 7 | 27344 | 30/100 |
| 8 | 27208 | 29/100 |
| 9 | 27263 | 29/100 |
| 10 | 27292 | 29/100 |
| 11 | 27360 | 29/100 |
| 12 | 27233 | 28/100 |
Most distressed Randolph, NC ZIPs (0-100, 2026)
Mortgage delinquency in Randolph, NC
0.8% of Randolph, NC mortgages were ninety-plus days late (Randolph, NC, December 2025); Randolph, NC thirty-to-eighty-nine days late: 2.5%; Randolph, NC twelve-month change -0.2%; Randolph, NC peak since 2008: 5.2% (January 2012); North Carolina overall 0.9%. Randolph, NC ninety-day series: Dec 24 1.0, Jan 25 1.1, Feb 25 0.9 (Randolph, NC), Mar 25 1.0, Apr 25 0.5, May 25 0.6 (Randolph, NC), Jun 25 0.3, Jul 25 0.5, Aug 25 0.6 (Randolph, NC), Sep 25 0.7, Oct 25 0.7, Nov 25 0.9 (Randolph, NC), Dec 25 0.8.
Opportunity index: Randolph, NC
Randolph, NC index 25.1, Randolph, NC phase weak; Randolph, NC primary driver bank institutional, Randolph, NC second driver vacancy. Randolph, NC components: property stress 19.2, foreclosure pressure 17.8, listing discounts 19.1, bank stress 45.1, insurance 0.0; Randolph, NC pulse 26.8; Randolph, NC capital opportunity 22.5; Randolph, NC seven-day change -0.6%.
ZIP market phases inside Randolph, NC
24 Randolph, NC ZIPs carry a price-cycle phase; Randolph, NC ZIPs by phase (Randolph, NC), deepest drawdown first: contraction, -2.9% YoY, 3.0% off peak (Randolph, NC): 27325; peak, +2.0% YoY, 0.9% off peak (Randolph, NC): 27341; peak, +2.1% YoY, 0.5% off peak (Randolph, NC): 27208; peak, +1.5% YoY, 0.4% off peak (Randolph, NC): 27344; peak, +3.3% YoY, 0.1% off peak (Randolph, NC): 27355; neutral, +4.6% YoY, 0.0% off peak (Randolph, NC): 27298; peak, +4.2% YoY (Randolph, NC): 27203, 27205, 27233, 27248, Randolph, NC 27260, 27263, 27283; peak, +3.7% YoY (Randolph, NC): 27239; peak, +3.9% YoY (Randolph, NC): 27262; peak, +3.3% YoY (Randolph, NC): 27292.
Residential listings by Randolph, NC ZIP
Randolph, NC ZIPs with the most tracked Randolph, NC residential listings: 27263 2 listings, 2 candidates, bank pressure 60; 27341 2 listings, 0 candidates, bank pressure 59; 27370 2 listings, 0 candidates, bank pressure 59; 27298 1 listings, 1 candidates, bank pressure 59 (Randolph, NC); 27203 0 listings, 0 candidates, bank pressure 59; 27205 0 listings, 0 candidates, bank pressure 59; 27233 0 listings, 0 candidates, bank pressure 60; 27248 0 listings, 0 candidates, bank pressure 59. Randolph, NC totals: 7 listings; Randolph, NC candidates 3; active ZIPs 4.
HUD assisted housing in Randolph, NC
3 assisted properties with 269 units sit in Randolph, NC; largest Randolph, NC properties: West Pointe Apartments (Asheboro) 216 units; Liberty Village Apartments (Liberty) 46 units, 46 assisted; Cross Road Group Home (Asheboro) 7 units, 6 assisted in Randolph, NC.
Lenders with branches in Randolph, NC
Randolph, NC lenders by branch count: Fidelity Bank (Randolph, NC): stress 56, 3 branches low in Randolph, NC; First Bank (Randolph, NC): stress 47, 3 branches low in Randolph, NC; Truist Bank (Randolph, NC): stress 62, 2 branches low in Randolph, NC; First-Citizens Bank&Trust Co (Randolph, NC): stress 71, 1 branch low in Randolph, NC.
Vacancy and permits, Randolph, NC
5,180 of 62,901 Randolph, NC housing units are vacant; Randolph, NC permits, twelve months: 242 multifamily units in Randolph, NC, 538 one-to-four unit units.
Work Randolph, NC at the parcel level
Every Randolph, NC parcel carries owner and address; every Randolph, NC parcel carries APN; Randolph, NC distress scores sit on the Randolph, NC live board.
Randolph, NC figures refresh with each source.
Randolph, NC questions
Most distressed ZIP code in Randolph County, NC?
ZIP 27260 leads Randolph, NC at 31/100; next in Randolph, NC: 27283 at 31/100; the Randolph, NC average is 28/100.
Where does Randolph County, NC rank for investment opportunity?
Randolph, NC is #2,664 among all ranked counties, #100 in North Carolina; the Randolph, NC driver is bank institutional; Randolph, NC moved up 175 places.
How many mortgages are delinquent in Randolph County, NC?
0.8% of Randolph, NC mortgages were ninety-plus days late in December 2025; the Randolph, NC peak since 2008 was 5.2%.
Which banks lend in Randolph County, NC?
4 watched lenders hold Randolph, NC branches; the largest Randolph, NC footprints are Fidelity Bank (3), First Bank (3), Truist Bank (2).
More on Randolph, NC
Randolph County, NC distress report: public-record figures for Randolph, NC; not legal advice for Randolph, NC; not tax or investment advice; verify every Randolph, NC record before acting.