Rockcastle County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rockcastle County, KY distress report, 2026: 7 ZIPs scored in Rockcastle, KY, Rockcastle, KY average 23/100; the top Rockcastle, KY ZIP is 40403 at 31/100; Rockcastle, KY market phase peak, Rockcastle, KY prices +4.4% year over year.
- Rockcastle, KY ranks #869 nationally (opportunity index); Rockcastle, KY #58 in Kentucky; Rockcastle, KY index 31.7.
- Rockcastle, KY: no CFPB county sample; Rockcastle, KY non-metro area reading 1.1%.
- Rockcastle, KY ZIP phases: 4 peak, 2 neutral, 1 expansion.
- Rockcastle, KY residential listings tracked: 6 across 4 ZIPs; Rockcastle, KY candidate listings 5.
- Rockcastle, KY HUD assisted properties: 2 with 122 units.
- Rockcastle, KY lenders on watch: 4; largest Rockcastle, KY footprint Citizens Bank (2 branches).
- Rockcastle, KY most distressed ZIP: 40403 at 31/100.
Rockcastle, KY figures: DLRadar distress index; Rockcastle, KY inputs: CFPB, FHFA, HUD, FDIC; Rockcastle, KY rebuilt as sources refresh.
| Rank | Rockcastle, KY ZIP | Score |
|---|---|---|
| 1 | 40403 | 31/100 |
| 2 | 40447 | 28/100 |
| 3 | 40409 | 23/100 |
| 4 | 40419 | 22/100 |
| 5 | 40445 | 19/100 |
| 6 | 40456 | 19/100 |
| 7 | 40460 | 19/100 |
Most distressed Rockcastle, KY ZIPs (0-100, 2026)
Mortgage delinquency around Rockcastle, KY
No CFPB county sample covers Rockcastle, KY; the non-metro area reading for Rockcastle, KY: 1.1% ninety-plus; Rockcastle, KY area thirty-to-eighty-nine 3.0% (December 2025, Rockcastle, KY); Kentucky overall 1.0%.
Opportunity index: Rockcastle, KY
Rockcastle, KY index 31.7, Rockcastle, KY phase watchlist; Rockcastle, KY primary driver vacancy, Rockcastle, KY second driver bank institutional. Rockcastle, KY components: property stress 25.9, foreclosure pressure 26.4, listing discounts 31.4, bank stress 54.0, insurance 0.0; Rockcastle, KY pulse 34.9; Rockcastle, KY capital opportunity 26.9; Rockcastle, KY seven-day change -0.7%.
ZIP market phases inside Rockcastle, KY
7 Rockcastle, KY ZIPs carry a price-cycle phase; Rockcastle, KY ZIPs by phase (Rockcastle, KY), deepest drawdown first: neutral, +4.5% YoY (Rockcastle, KY): 40403; peak, +4.4% YoY (Rockcastle, KY): 40409, 40445, 40456, 40460; neutral, +4.6% YoY (Rockcastle, KY): 40419; expansion, +5.3% YoY (Rockcastle, KY): 40447.
Residential listings by Rockcastle, KY ZIP
Rockcastle, KY ZIPs with the most tracked Rockcastle, KY residential listings: 40445 3 listings, 2 candidates, bank pressure 52; 40460 2 listings, 2 candidates, bank pressure 52; 40456 1 listings, 1 candidates, bank pressure 52; 40409 0 listings, 0 candidates, bank pressure 59 (Rockcastle, KY). Rockcastle, KY totals: 6 listings; Rockcastle, KY candidates 5; active ZIPs 0.
HUD assisted housing in Rockcastle, KY
2 assisted properties with 122 units sit in Rockcastle, KY; largest Rockcastle, KY properties: Castle Village (Brodhead) 70 units, 70 assisted; Valley View Apts - Mt. Vernon (Mount Vernon) 52 units, 52 assisted.
Lenders with branches in Rockcastle, KY
Rockcastle, KY lenders by branch count: Citizens Bank (Rockcastle, KY): stress 65, 2 branches low in Rockcastle, KY; Community Trust Bank Inc (Rockcastle, KY): stress 47, 2 branches low in Rockcastle, KY; Whitaker Bank (Rockcastle, KY): stress 57, 1 branch low in Rockcastle, KY; Pbk Bank Inc (Rockcastle, KY): stress 40, 1 branch low in Rockcastle, KY.
Vacancy and permits, Rockcastle, KY
857 of 7,391 Rockcastle, KY housing units are vacant.
Work Rockcastle, KY at the parcel level
Every Rockcastle, KY parcel carries owner and address; every Rockcastle, KY parcel carries APN; Rockcastle, KY distress scores sit on the Rockcastle, KY live board.
Rockcastle, KY figures refresh with each source.
Rockcastle, KY questions
Most distressed ZIP code in Rockcastle County, KY?
ZIP 40403 leads Rockcastle, KY at 31/100; next in Rockcastle, KY: 40447 at 28/100; the Rockcastle, KY average is 23/100.
Where does Rockcastle County, KY rank for investment opportunity?
Rockcastle, KY is #869 among all ranked counties, #58 in Kentucky; the Rockcastle, KY driver is vacancy; Rockcastle, KY moved up 271 places.
How many mortgages are delinquent in Rockcastle County, KY?
Rockcastle, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Rockcastle, KY.
Which banks lend in Rockcastle County, KY?
4 watched lenders hold Rockcastle, KY branches; the largest Rockcastle, KY footprints are Citizens Bank (2), Community Trust Bank Inc (2), Whitaker Bank (1).
More on Rockcastle, KY
Rockcastle County, KY distress report: public-record figures for Rockcastle, KY; not legal advice for Rockcastle, KY; not tax or investment advice; verify every Rockcastle, KY record before acting.