Seminole County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Seminole County, Georgia? DLRadar grades every Seminole County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Seminole County breakdown.
- Seminole County's most distressed ZIP is 39825 at 25/100.
- 4 ZIP codes tracked in Seminole County, averaging 17/100 distress.
- Seminole County reads peak — home values up 2.5% year over year.
- Vacancy runs 22.2% across Seminole County's tracked ZIPs, with a 17.6% poverty rate.
- The typical Seminole County home is worth about $130,100 against a ~$50,786 median income.
- Lending headwind in Seminole County sits at 1/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39825 | 25/100 |
| 2 | 39861 | 19/100 |
| 3 | 39845 | 11/100 |
| 4 | 39859 | 11/100 |
Most distressed ZIP codes in Seminole County (composite distress 0-100, 2026)
What is driving Seminole County distress
Nothing here is estimated: Seminole County is scored from filings alone, and its ZIPs average 17/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Seminole County market phase and pricing
The cycle in Seminole County is peak, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked questions
What is the most distressed ZIP code in Seminole County, GA?
ZIP 39825 leads Seminole County at 25/100, recomputed monthly from public records.
What market phase is Seminole County in?
Seminole County reads peak, with home prices up 2.5% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Seminole County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 4 Seminole County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Seminole County ZIP codes?
A single county score papers over real variation. Across the Seminole County ZIPs DLRadar ranks, scores run from 25/100 in 39825 down to 11/100 in 39859, against a Seminole County average of 17/100. With 14 points between best and worst, county-level targeting in Seminole County wastes effort.
What do Seminole County home values and vacancy say about distressed supply?
The typical Seminole County home carries about $130,100 of value against a median household income near $50,786. Vacancy across Seminole County's tracked ZIPs runs 22.2% and the poverty rate is 17.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Seminole County's filings and its 1/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.