Simpson County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Simpson County, KY distress report, 2026: 5 ZIPs scored in Simpson, KY, Simpson, KY average 26/100; the top Simpson, KY ZIP is 42104 at 32/100; Simpson, KY market phase peak, Simpson, KY prices +4.4% year over year.
- Simpson, KY ranks #1,345 nationally (opportunity index); Simpson, KY #82 in Kentucky; Simpson, KY index 30.0.
- Simpson, KY: no CFPB county sample; Simpson, KY non-metro area reading 1.1%.
- Simpson, KY ZIP phases: 3 peak, 2 expansion.
- Simpson, KY residential listings tracked: 7 across 1 ZIPs; Simpson, KY candidate listings 1.
- Simpson, KY HUD assisted properties: 2 with 200 units.
- Simpson, KY lenders on watch: 2; largest Simpson, KY footprint Franklin Bank&Trust Co (2 branches).
- Simpson, KY most distressed ZIP: 42104 at 32/100.
Simpson, KY figures: DLRadar distress index; Simpson, KY inputs: CFPB, FHFA, HUD, FDIC; Simpson, KY rebuilt as sources refresh.
| Rank | Simpson, KY ZIP | Score |
|---|---|---|
| 1 | 42104 | 32/100 |
| 2 | 42170 | 28/100 |
| 3 | 42206 | 25/100 |
| 4 | 42134 | 23/100 |
| 5 | 42202 | 23/100 |
Most distressed Simpson, KY ZIPs (0-100, 2026)
Mortgage delinquency around Simpson, KY
No CFPB county sample covers Simpson, KY; the non-metro area reading for Simpson, KY: 1.1% ninety-plus; Simpson, KY area thirty-to-eighty-nine 3.0% (December 2025, Simpson, KY); Kentucky overall 1.0%.
Opportunity index: Simpson, KY
Simpson, KY index 30.0, Simpson, KY phase early_signal; Simpson, KY primary driver bank institutional, Simpson, KY second driver vacancy. Simpson, KY components: property stress 20.5, foreclosure pressure 20.0, listing discounts 34.5, bank stress 51.9, insurance 0.0; Simpson, KY pulse 31.6; Simpson, KY capital opportunity 27.6; Simpson, KY seven-day change +1.3%.
ZIP market phases inside Simpson, KY
5 Simpson, KY ZIPs carry a price-cycle phase; Simpson, KY ZIPs by phase (Simpson, KY), deepest drawdown first: peak, +2.3% YoY, 0.5% off peak (Simpson, KY): 42104; peak, +3.2% YoY, 0.3% off peak (Simpson, KY): 42170; peak, +4.3% YoY, 0.0% off peak (Simpson, KY): 42134; expansion, +5.2% YoY, 0.0% off peak (Simpson, KY): 42206; expansion, +5.3% YoY (Simpson, KY): 42202.
Residential listings by Simpson, KY ZIP
Simpson, KY ZIPs with the most tracked Simpson, KY residential listings: 42134 7 listings, 1 candidates, bank pressure 54. Simpson, KY totals: 7 listings; Simpson, KY candidates 1; active ZIPs 1.
HUD assisted housing in Simpson, KY
2 assisted properties with 200 units sit in Simpson, KY; largest Simpson, KY properties: Garvin Pointe (Franklin) 160 units; Ridgewood Apartments (Franklin) 40 units.
Lenders with branches in Simpson, KY
Simpson, KY lenders by branch count: Franklin Bank&Trust Co (Simpson, KY): stress 47, 2 branches moderate in Simpson, KY; South Central Bank Inc (Simpson, KY): stress 66, 1 branch moderate in Simpson, KY.
Vacancy and permits, Simpson, KY
602 of 8,627 Simpson, KY housing units are vacant; Simpson, KY permits, twelve months: 127 multifamily units in Simpson, KY, 253 one-to-four unit units.
Work Simpson, KY at the parcel level
Every Simpson, KY parcel carries owner and address; every Simpson, KY parcel carries APN; Simpson, KY distress scores sit on the Simpson, KY live board.
Simpson, KY figures refresh with each source.
Simpson, KY questions
Most distressed ZIP code in Simpson County, KY?
ZIP 42104 leads Simpson, KY at 32/100; next in Simpson, KY: 42170 at 28/100; the Simpson, KY average is 26/100.
Where does Simpson County, KY rank for investment opportunity?
Simpson, KY is #1,345 among all ranked counties, #82 in Kentucky; the Simpson, KY driver is bank institutional; Simpson, KY moved up 707 places.
How many mortgages are delinquent in Simpson County, KY?
Simpson, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Simpson, KY.
Which banks lend in Simpson County, KY?
2 watched lenders hold Simpson, KY branches; the largest Simpson, KY footprints are Franklin Bank&Trust Co (2), South Central Bank Inc (1).
More on Simpson, KY
Simpson County, KY distress report: public-record figures for Simpson, KY; not legal advice for Simpson, KY; not tax or investment advice; verify every Simpson, KY record before acting.