Simpson County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Simpson County, Kentucky? DLRadar grades every Simpson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Simpson County breakdown.
- Simpson County's most distressed ZIP is 42104 at 29/100.
- 5 ZIP codes tracked in Simpson County, averaging 26/100 distress.
- Simpson County reads peak — home values up 4.4% year over year.
- Vacancy runs 11.4% across Simpson County's tracked ZIPs, with a 13.3% poverty rate.
- The typical Simpson County home is worth about $226,400 against a ~$67,652 median income.
- Lending headwind in Simpson County sits at 23/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42104 | 29/100 |
| 2 | 42170 | 26/100 |
| 3 | 42206 | 26/100 |
| 4 | 42202 | 25/100 |
| 5 | 42134 | 24/100 |
Most distressed ZIP codes in Simpson County (composite distress 0-100, 2026)
What is driving Simpson County distress
The Simpson County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 26/100 ZIP average. No proprietary or modelled inputs enter the score.
Simpson County market phase and pricing
Phase for Simpson County: peak (+4.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Simpson County
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Questions and answers
Which Simpson County ZIP scores worst for distress?
ZIP 42104 leads Simpson County at 29/100, recomputed monthly from public records.
What market phase is Simpson County in?
Simpson County is classified peak with a 4.4% year-over-year increase, following the FHFA House Price Index.
Can the Simpson County figures be verified?
Every Simpson County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 5 Simpson County ZIP codes that it runs on every other U.S. county, so Simpson County's numbers are directly comparable to any other market.
How much do distress scores vary between Simpson County ZIP codes?
One county number flattens a wide range. Across the Simpson County ZIPs DLRadar ranks, scores run from 29/100 in 42104 down to 24/100 in 42134, against a Simpson County average of 26/100. The 5-point range is the argument for ZIP-level search across Simpson County.
What do Simpson County home values and vacancy say about distressed supply?
The typical Simpson County home carries about $226,400 of value against a median household income near $67,652. Vacancy across Simpson County's tracked ZIPs runs 11.4% and the poverty rate is 13.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Simpson County's foreclosure and lien filings and its 23/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.