St. Tammany County, LA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
St. Tammany County, LA distress report, 2026: 18 ZIPs scored in St. Tammany, LA, St. Tammany, LA average 35/100; the top St. Tammany, LA ZIP is 70420 at 35/100; St. Tammany, LA market phase recovery, St. Tammany, LA prices +2.6% year over year.
- St. Tammany, LA ranks #748 nationally (opportunity index); St. Tammany, LA #50 in Louisiana; St. Tammany, LA index 32.2.
- St. Tammany, LA ninety-day mortgage delinquency 2.2% in December 2025; St. Tammany, LA twelve-month change +0.7%.
- St. Tammany, LA ZIP phases: 16 recovery, 2 peak.
- St. Tammany, LA residential listings tracked: 606 across 16 ZIPs; St. Tammany, LA candidate listings 231.
- St. Tammany, LA HUD assisted properties: 18 with 1,803 units.
- St. Tammany, LA lenders on watch: 8; largest St. Tammany, LA footprint Resource Bank (6 branches).
- St. Tammany, LA most distressed ZIP: 70420 at 35/100.
St. Tammany, LA figures: DLRadar distress index; St. Tammany, LA inputs: CFPB, FHFA, HUD, FDIC; St. Tammany, LA rebuilt as sources refresh.
| Rank | St. Tammany, LA ZIP | Score |
|---|---|---|
| 1 | 70420 | 35/100 |
| 2 | 70431 | 35/100 |
| 3 | 70433 | 35/100 |
| 4 | 70435 | 35/100 |
| 5 | 70437 | 35/100 |
| 6 | 70445 | 35/100 |
| 7 | 70447 | 35/100 |
| 8 | 70448 | 35/100 |
| 9 | 70452 | 35/100 |
| 10 | 70457 | 35/100 |
| 11 | 70458 | 35/100 |
| 12 | 70460 | 35/100 |
Most distressed St. Tammany, LA ZIPs (0-100, 2026)
Mortgage delinquency in St. Tammany, LA
2.2% of St. Tammany, LA mortgages were ninety-plus days late (St. Tammany, LA, December 2025); St. Tammany, LA thirty-to-eighty-nine days late: 3.0%; St. Tammany, LA twelve-month change +0.7%; St. Tammany, LA peak since 2008: 3.5% (December 2009); Louisiana overall 2.1%. St. Tammany, LA ninety-day series: Dec 24 1.5, Jan 25 2.0, Feb 25 1.8 (St. Tammany, LA), Mar 25 1.6, Apr 25 1.5, May 25 1.6 (St. Tammany, LA), Jun 25 1.5, Jul 25 1.8, Aug 25 1.8 (St. Tammany, LA), Sep 25 1.8, Oct 25 2.0, Nov 25 2.3 (St. Tammany, LA), Dec 25 2.2.
Opportunity index: St. Tammany, LA
St. Tammany, LA index 32.2, St. Tammany, LA phase watchlist; St. Tammany, LA primary driver bank institutional, St. Tammany, LA second driver listings discount. St. Tammany, LA components: property stress 23.8, foreclosure pressure 21.8, listing discounts 43.4, bank stress 47.7, insurance 0.0; St. Tammany, LA pulse 31.7; St. Tammany, LA capital opportunity 32.9; St. Tammany, LA seven-day change +1.1%.
ZIP market phases inside St. Tammany, LA
18 St. Tammany, LA ZIPs carry a price-cycle phase; St. Tammany, LA ZIPs by phase (St. Tammany, LA), deepest drawdown first: recovery, +2.0% YoY, 1.1% off peak (St. Tammany, LA): 70437; recovery, +2.4% YoY, 0.4% off peak (St. Tammany, LA): 70433; recovery, +2.5% YoY, 0.3% off peak (St. Tammany, LA): 70435; recovery, +2.6% YoY, 0.2% off peak (St. Tammany, LA): 70420, 70445, 70447, 70448, St. Tammany, LA 70452, 70457, 70458, 70460, St. Tammany, LA 70461, 70463, 70464, 70471, St. Tammany, LA 70431.
Residential listings by St. Tammany, LA ZIP
St. Tammany, LA ZIPs with the most tracked St. Tammany, LA residential listings: 70458 118 listings, 46 candidates, bank pressure 55; 70433 101 listings, 38 candidates, bank pressure 57; 70461 100 listings, 35 candidates, bank pressure 55; 70448 76 listings, 22 candidates, bank pressure 55 (St. Tammany, LA); 70471 62 listings, 25 candidates, bank pressure 55; 70435 50 listings, 12 candidates, bank pressure 57; 70460 49 listings, 26 candidates, bank pressure 55; 70447 15 listings, 5 candidates, bank pressure 55. St. Tammany, LA totals: 606 listings; St. Tammany, LA candidates 231; active ZIPs 13.
HUD assisted housing in St. Tammany, LA
18 assisted properties with 1,803 units sit in St. Tammany, LA; largest St. Tammany, LA properties: Chenier Apartments (Mandeville) 288 units; Northpark Apartments (Covington) 218 units; Elan At Terra Bella (Covington) 178 units in St. Tammany, LA; Rouquette Lodge (Mandeville) 170 units, 170 assisted; Chapel Creek Apartments (Mandeville) 168 units; Abita View Apartments (Covington) 140 units.
Lenders with branches in St. Tammany, LA
St. Tammany, LA lenders by branch count: Resource Bank (St. Tammany, LA): stress 53, 6 branches low in St. Tammany, LA; Home Bank National Assn (St. Tammany, LA): stress 50, 6 branches low in St. Tammany, LA; Citizens Bank&Trust Co (St. Tammany, LA): stress 76, 5 branches low in St. Tammany, LA; Gulf Coast Bank&Trust Co (St. Tammany, LA): stress 74, 4 branches low in St. Tammany, LA; Fidelity Bank (St. Tammany, LA): stress 53, 3 branches low in St. Tammany, LA; American Bank (St. Tammany, LA): stress 75, 2 branches low in St. Tammany, LA; Metairie Bank&Trust Co (St. Tammany, LA): stress 64, 2 branches low in St. Tammany, LA; Bonvenu Bank National Assn (St. Tammany, LA): stress 79, 1 branch low in St. Tammany, LA.
Vacancy and permits, St. Tammany, LA
8,829 of 113,911 St. Tammany, LA housing units are vacant; St. Tammany, LA permits, twelve months: 0 multifamily units in St. Tammany, LA, 1,114 one-to-four unit units.
Work St. Tammany, LA at the parcel level
Every St. Tammany, LA parcel carries owner and address; every St. Tammany, LA parcel carries APN; St. Tammany, LA distress scores sit on the St. Tammany, LA live board.
St. Tammany, LA figures refresh with each source.
St. Tammany, LA questions
Most distressed ZIP code in St. Tammany County, LA?
ZIP 70420 leads St. Tammany, LA at 35/100; next in St. Tammany, LA: 70431 at 35/100; the St. Tammany, LA average is 35/100.
Where does St. Tammany County, LA rank for investment opportunity?
St. Tammany, LA is #748 among all ranked counties, #50 in Louisiana; the St. Tammany, LA driver is bank institutional; St. Tammany, LA moved up 1,164 places.
How many mortgages are delinquent in St. Tammany County, LA?
2.2% of St. Tammany, LA mortgages were ninety-plus days late in December 2025; the St. Tammany, LA peak since 2008 was 3.5%.
Which banks lend in St. Tammany County, LA?
8 watched lenders hold St. Tammany, LA branches; the largest St. Tammany, LA footprints are Resource Bank (6), Home Bank National Assn (6), Citizens Bank&Trust Co (5).
More on St. Tammany, LA
St. Tammany County, LA distress report: public-record figures for St. Tammany, LA; not legal advice for St. Tammany, LA; not tax or investment advice; verify every St. Tammany, LA record before acting.