Sterling County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sterling County, TX distress report, 2026: 2 ZIPs scored in Sterling, TX, Sterling, TX average 10/100; the top Sterling, TX ZIP is 76945 at 14/100; Sterling, TX market phase peak, Sterling, TX prices +2.0% year over year.
- Sterling, TX ranks #992 nationally (opportunity index); Sterling, TX #110 in Texas; Sterling, TX index 31.2.
- Sterling, TX: no CFPB county sample; Sterling, TX non-metro area reading 1.4%.
- Sterling, TX ZIP phases: 2 peak.
- Sterling, TX residential listings tracked: 0 across 1 ZIPs; Sterling, TX candidate listings 0.
- Sterling, TX lenders on watch: 1; largest Sterling, TX footprint First Nb Of Sterling City (1 branch).
- Sterling, TX most distressed ZIP: 76945 at 14/100.
Sterling, TX figures: DLRadar distress index; Sterling, TX inputs: CFPB, FHFA, HUD, FDIC; Sterling, TX rebuilt as sources refresh.
| Rank | Sterling, TX ZIP | Score |
|---|---|---|
| 1 | 76945 | 14/100 |
| 2 | 76951 | 6/100 |
Most distressed Sterling, TX ZIPs (0-100, 2026)
Mortgage delinquency around Sterling, TX
No CFPB county sample covers Sterling, TX; the non-metro area reading for Sterling, TX: 1.4% ninety-plus; Sterling, TX area thirty-to-eighty-nine 3.5% (December 2025, Sterling, TX); Texas overall 1.2%.
Opportunity index: Sterling, TX
Sterling, TX index 31.2, Sterling, TX phase early_signal; Sterling, TX primary driver vacancy, Sterling, TX second driver bank institutional. Sterling, TX components: property stress 20.0, foreclosure pressure 21.4, bank stress 68.8, insurance 0.0; Sterling, TX pulse 38.6; Sterling, TX capital opportunity 20.2; Sterling, TX seven-day change -0.3%.
ZIP market phases inside Sterling, TX
2 Sterling, TX ZIPs carry a price-cycle phase; Sterling, TX ZIPs by phase (Sterling, TX), deepest drawdown first: peak, +1.9% YoY, 0.1% off peak (Sterling, TX): 76945; peak, +2.0% YoY (Sterling, TX): 76951.
Residential listings by Sterling, TX ZIP
Sterling, TX ZIPs with the most tracked Sterling, TX residential listings: 76951 0 listings, 0 candidates, bank pressure 61. Sterling, TX totals: 0 listings; Sterling, TX candidates 0; active ZIPs 0.
Lenders with branches in Sterling, TX
Sterling, TX lenders by branch count: First Nb Of Sterling City (Sterling, TX): stress 61, 1 branch low in Sterling, TX.
Vacancy and permits, Sterling, TX
125 of 524 Sterling, TX housing units are vacant.
Work Sterling, TX at the parcel level
Every Sterling, TX parcel carries owner and address; every Sterling, TX parcel carries APN; Sterling, TX distress scores sit on the Sterling, TX live board.
Sterling, TX figures refresh with each source.
Sterling, TX questions
Most distressed ZIP code in Sterling County, TX?
ZIP 76945 leads Sterling, TX at 14/100; next in Sterling, TX: 76951 at 6/100; the Sterling, TX average is 10/100.
Where does Sterling County, TX rank for investment opportunity?
Sterling, TX is #992 among all ranked counties, #110 in Texas; the Sterling, TX driver is vacancy; Sterling, TX moved down 583 places.
How many mortgages are delinquent in Sterling County, TX?
Sterling, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Sterling, TX.
Which banks lend in Sterling County, TX?
1 watched lenders hold Sterling, TX branches; the largest Sterling, TX footprints are First Nb Of Sterling City (1).
More on Sterling, TX
Sterling County, TX distress report: public-record figures for Sterling, TX; not legal advice for Sterling, TX; not tax or investment advice; verify every Sterling, TX record before acting.