Surry County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Surry County, NC distress report, 2026: 12 ZIPs scored in Surry, NC, Surry, NC average 28/100; the top Surry, NC ZIP is 28621 at 31/100; Surry, NC market phase peak, Surry, NC prices +1.9% year over year.
- Surry, NC ranks #2,055 nationally (opportunity index); Surry, NC #87 in North Carolina; Surry, NC index 27.5.
- Surry, NC: no CFPB county sample; Surry, NC non-metro area reading 1.3%.
- Surry, NC ZIP phases: 12 peak.
- Surry, NC residential listings tracked: 6 across 9 ZIPs; Surry, NC candidate listings 0.
- Surry, NC HUD assisted properties: 8 with 212 units.
- Surry, NC lenders on watch: 3; largest Surry, NC footprint Truist Bank (3 branches).
- Surry, NC most distressed ZIP: 28621 at 31/100.
Surry, NC figures: DLRadar distress index; Surry, NC inputs: CFPB, FHFA, HUD, FDIC; Surry, NC rebuilt as sources refresh.
| Rank | Surry, NC ZIP | Score |
|---|---|---|
| 1 | 28621 | 31/100 |
| 2 | 28683 | 31/100 |
| 3 | 28676 | 30/100 |
| 4 | 27007 | 29/100 |
| 5 | 27017 | 29/100 |
| 6 | 27024 | 29/100 |
| 7 | 27030 | 29/100 |
| 8 | 27047 | 29/100 |
| 9 | 27041 | 28/100 |
| 10 | 27043 | 26/100 |
| 11 | 27053 | 23/100 |
| 12 | 28623 | 22/100 |
Most distressed Surry, NC ZIPs (0-100, 2026)
Mortgage delinquency around Surry, NC
No CFPB county sample covers Surry, NC; the non-metro area reading for Surry, NC: 1.3% ninety-plus; Surry, NC area thirty-to-eighty-nine 3.4% (December 2025, Surry, NC); North Carolina overall 0.9%.
Opportunity index: Surry, NC
Surry, NC index 27.5, Surry, NC phase weak; Surry, NC primary driver vacancy, Surry, NC second driver construction. Surry, NC components: property stress 22.0, foreclosure pressure 22.6, listing discounts 18.4, bank stress 44.5, insurance 0.0; Surry, NC pulse 30.5; Surry, NC capital opportunity 22.9; Surry, NC seven-day change -0.8%.
ZIP market phases inside Surry, NC
12 Surry, NC ZIPs carry a price-cycle phase; Surry, NC ZIPs by phase (Surry, NC), deepest drawdown first: peak, +1.9% YoY (Surry, NC): 27007, 27017, 27024, 27047, Surry, NC 28621, 28676, 28683; peak, +2.0% YoY (Surry, NC): 27030; peak, +2.2% YoY (Surry, NC): 27041; peak, +2.7% YoY (Surry, NC): 27043; peak, +3.3% YoY (Surry, NC): 27053; peak, +2.8% YoY (Surry, NC): 28623.
Residential listings by Surry, NC ZIP
Surry, NC ZIPs with the most tracked Surry, NC residential listings: 28621 3 listings, 0 candidates, bank pressure 56; 27024 2 listings, 0 candidates, bank pressure 54; 27030 1 listings, 0 candidates, bank pressure 57; 27007 0 listings, 0 candidates, bank pressure 54 (Surry, NC); 27017 0 listings, 0 candidates, bank pressure 54; 27041 0 listings, 0 candidates, bank pressure 57; 27047 0 listings, 0 candidates, bank pressure 54; 28676 0 listings, 0 candidates, bank pressure 56. Surry, NC totals: 6 listings; Surry, NC candidates 0; active ZIPs 3.
HUD assisted housing in Surry, NC
8 assisted properties with 212 units sit in Surry, NC; largest Surry, NC properties: Edgewood Place (Mt. Airy) 56 units; Surry Manor Apartments (Dobson) 44 units, 44 assisted; South Village Apartments (Mount Airy) 40 units, 40 assisted in Surry, NC; Mountain Place (Mount Airy) 24 units, 24 assisted; Village Green Apartments (Mount Airy) 24 units, 24 assisted; Cac Of Surry Co. (Mount Airy) 10 units, 10 assisted.
Lenders with branches in Surry, NC
Surry, NC lenders by branch count: Truist Bank (Surry, NC): stress 62, 3 branches low in Surry, NC; First-Citizens Bank&Trust Co (Surry, NC): stress 71, 2 branches low in Surry, NC; Blueharbor Bank (Surry, NC): stress 43, 1 branch low in Surry, NC.
Vacancy and permits, Surry, NC
3,878 of 33,747 Surry, NC housing units are vacant; Surry, NC permits, twelve months: 0 multifamily units in Surry, NC, 252 one-to-four unit units.
Work Surry, NC at the parcel level
Every Surry, NC parcel carries owner and address; every Surry, NC parcel carries APN; Surry, NC distress scores sit on the Surry, NC live board.
Surry, NC figures refresh with each source.
Surry, NC questions
Most distressed ZIP code in Surry County, NC?
ZIP 28621 leads Surry, NC at 31/100; next in Surry, NC: 28683 at 31/100; the Surry, NC average is 28/100.
Where does Surry County, NC rank for investment opportunity?
Surry, NC is #2,055 among all ranked counties, #87 in North Carolina; the Surry, NC driver is vacancy; Surry, NC moved down 25 places.
How many mortgages are delinquent in Surry County, NC?
Surry, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Surry, NC.
Which banks lend in Surry County, NC?
3 watched lenders hold Surry, NC branches; the largest Surry, NC footprints are Truist Bank (3), First-Citizens Bank&Trust Co (2), Blueharbor Bank (1).
More on Surry, NC
Surry County, NC distress report: public-record figures for Surry, NC; not legal advice for Surry, NC; not tax or investment advice; verify every Surry, NC record before acting.