Talbot County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Talbot County, GA distress report, 2026: 8 ZIPs scored in Talbot, GA, Talbot, GA average 17/100; the top Talbot, GA ZIP is 31810 at 19/100; Talbot, GA market phase peak, Talbot, GA prices +1.6% year over year.
- Talbot, GA ranks #819 nationally (opportunity index); Talbot, GA #51 in Georgia; Talbot, GA index 31.9.
- Talbot, GA: no CFPB county sample; Talbot, GA metro area reading 1.0%.
- Talbot, GA ZIP phases: 8 peak.
- Talbot, GA residential listings tracked: 2 across 4 ZIPs; Talbot, GA candidate listings 0.
- Talbot, GA lenders on watch: 2; largest Talbot, GA footprint Talbot State Bank (1 branch).
- Talbot, GA most distressed ZIP: 31810 at 19/100.
Talbot, GA figures: DLRadar distress index; Talbot, GA inputs: CFPB, FHFA, HUD, FDIC; Talbot, GA rebuilt as sources refresh.
| Rank | Talbot, GA ZIP | Score |
|---|---|---|
| 1 | 31810 | 19/100 |
| 2 | 31827 | 19/100 |
| 3 | 31836 | 19/100 |
| 4 | 31812 | 18/100 |
| 5 | 31826 | 17/100 |
| 6 | 31831 | 17/100 |
| 7 | 31816 | 16/100 |
| 8 | 31801 | 14/100 |
Most distressed Talbot, GA ZIPs (0-100, 2026)
Mortgage delinquency around Talbot, GA
No CFPB county sample covers Talbot, GA; the metro area reading for Talbot, GA (Columbus, GA-AL): 1.0% ninety-plus; Talbot, GA area thirty-to-eighty-nine 3.5% (December 2025, Talbot, GA); Georgia overall 1.3%.
Opportunity index: Talbot, GA
Talbot, GA index 31.9, Talbot, GA phase early_signal; Talbot, GA primary driver vacancy, Talbot, GA second driver construction. Talbot, GA components: property stress 22.9, foreclosure pressure 23.1, listing discounts 20.4, bank stress 56.8, insurance 0.0; Talbot, GA pulse 38.9; Talbot, GA capital opportunity 21.4; Talbot, GA seven-day change +0.3%.
ZIP market phases inside Talbot, GA
8 Talbot, GA ZIPs carry a price-cycle phase; Talbot, GA ZIPs by phase (Talbot, GA), deepest drawdown first: peak, +1.6% YoY, 1.6% off peak (Talbot, GA): 31801, 31810, 31826, 31827, Talbot, GA 31831, 31836; peak, +1.7% YoY, 1.3% off peak (Talbot, GA): 31812; peak, +1.3% YoY, 0.2% off peak (Talbot, GA): 31816.
Residential listings by Talbot, GA ZIP
Talbot, GA ZIPs with the most tracked Talbot, GA residential listings: 31836 2 listings, 0 candidates, bank pressure 82; 31810 0 listings, 0 candidates, bank pressure 82; 31812 0 listings, 0 candidates, bank pressure 64; 31827 0 listings, 0 candidates, bank pressure 82 (Talbot, GA). Talbot, GA totals: 2 listings; Talbot, GA candidates 0; active ZIPs 1.
Lenders with branches in Talbot, GA
Talbot, GA lenders by branch count: Talbot State Bank (Talbot, GA): stress 100, 1 branch low in Talbot, GA; Peoples Bank Of Georgia (Talbot, GA): stress 63, 1 branch low in Talbot, GA.
Vacancy and permits, Talbot, GA
529 of 3,058 Talbot, GA housing units are vacant.
Work Talbot, GA at the parcel level
Every Talbot, GA parcel carries owner and address; every Talbot, GA parcel carries APN; Talbot, GA distress scores sit on the Talbot, GA live board.
Talbot, GA figures refresh with each source.
Talbot, GA questions
Most distressed ZIP code in Talbot County, GA?
ZIP 31810 leads Talbot, GA at 19/100; next in Talbot, GA: 31827 at 19/100; the Talbot, GA average is 17/100.
Where does Talbot County, GA rank for investment opportunity?
Talbot, GA is #819 among all ranked counties, #51 in Georgia; the Talbot, GA driver is vacancy; Talbot, GA moved down 416 places.
How many mortgages are delinquent in Talbot County, GA?
Talbot, GA takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Talbot, GA.
Which banks lend in Talbot County, GA?
2 watched lenders hold Talbot, GA branches; the largest Talbot, GA footprints are Talbot State Bank (1), Peoples Bank Of Georgia (1).
More on Talbot, GA
Talbot County, GA distress report: public-record figures for Talbot, GA; not legal advice for Talbot, GA; not tax or investment advice; verify every Talbot, GA record before acting.