Talbot County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Talbot County, Georgia? DLRadar grades every Talbot County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Talbot County breakdown.
- Talbot County's most distressed ZIP is 31810 at 17/100.
- 8 ZIP codes tracked in Talbot County, averaging 16/100 distress.
- Talbot County reads peak — home values up 1.6% year over year, 1.6% off peak.
- Vacancy runs 15.8% across Talbot County's tracked ZIPs, with a 17% poverty rate.
- The typical Talbot County home is worth about $159,771 against a ~$58,844 median income.
- Lending headwind in Talbot County sits at 100/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31810 | 17/100 |
| 2 | 31812 | 17/100 |
| 3 | 31827 | 17/100 |
| 4 | 31836 | 17/100 |
| 5 | 31826 | 15/100 |
| 6 | 31831 | 15/100 |
| 7 | 31816 | 14/100 |
| 8 | 31801 | 13/100 |
Most distressed ZIP codes in Talbot County (composite distress 0-100, 2026)
What is driving Talbot County distress
The Talbot County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Talbot County market phase and pricing
Talbot County reads peak — home prices rose 1.6% over the last year and are 1.6% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Talbot County
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What people ask
Which ZIP code leads Talbot County on distress?
ZIP 31810 leads Talbot County at 17/100, recomputed monthly from public records.
Which phase does Talbot County sit in right now?
Talbot County reads peak, with home prices up 1.6% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Talbot County data sourced?
Talbot County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 8 ZIPs are comparable to anywhere else.
How much do distress scores vary between Talbot County ZIP codes?
A single county score papers over real variation. Across the Talbot County ZIPs DLRadar ranks, scores run from 17/100 in 31810 down to 13/100 in 31801, against a Talbot County average of 16/100. With 4 points between best and worst, county-level targeting in Talbot County wastes effort.
What do Talbot County home values and vacancy say about distressed supply?
The typical Talbot County home carries about $159,771 of value against a median household income near $58,844. Vacancy across Talbot County's tracked ZIPs runs 15.8% and the poverty rate is 17%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Talbot County's foreclosure and tax-lien filings and its 100/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.